1 Hillside Ter
Novato 94945 · Black Point · Unincorporated Marin · Coordinates: 38.11043, -122.50250
Executive Verdict · Public-Records Synthesis
Zoned A2 in Unincorporated Marin and mapped FEMA AE flood / CAL FIRE high fire hazard severity zone (state responsibility area) due diligence; benchmark value $1,193,000 ($1,050,000–$1,336,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$5,440 contributory est.)
Public building records show issued construction/renovation work on this parcel (3 total permits, latest Mar 16, 2023).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AE, about 13% of the lot of lot)
Zone AE: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE High Fire Hazard Severity Zone (State Responsibility Area) (all of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 5 Bay Canyon Rd (0.15 mi SW, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$14,170/yr at $1,193,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$1,181/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 4,966 sq ft (0.11 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 1 HILLSIDE TER
Zoning & Land Use
A2 — Agriculture Limited (Unincorporated Marin)
Undesignated — Undesignated (Novato)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
Zoned A2 (agricultural): ADUs are allowed if the zone allows a home, which depends on the zone's rules. The parcel point also falls in Undesignated.
- SB 9: two homes on the lotUnlikely
Zoned A2 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
- SB 9: split into two lotsUnlikely
Zoned A2 (agricultural), not a single-family residential zone. The parcel point also falls in Undesignated.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- High Fire Hazard Severity Zone (State Responsibility Area) (all of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone AE: 1% annual chance flood (Special Flood Hazard Area) (about 13% of the lot); Zone X: minimal flood hazard (about 87% of the lot) · FIRM panel 06041C0282E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,050,000 – $1,336,000 · Status: Off market
HUD Small Area FMR (ZIP 94945) · FY 2026
Studio $2,050 · 1BR $2,510 · 2BR $2,990 · 3BR $3,770 · 4BR $3,960
Developments Deserving Closer Investigation & Active Area Builders
- New home at 5 Bay Canyon Rd (Applied)0.15 mi SW
In "Applied" for 2.3 yr (since Jul 30, 2024), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Accessory dwelling unit at 315 Laurel Ave (Applied)0.47 mi SE
In "Applied" for 2.8 yr (since Feb 7, 2024), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Accessory dwelling unit at 302 Grandview Ave (Issued)0.35 mi S
Active in "Issued" for 3.5 yr (first record May 30, 2023) with no new permit activity recorded in 3.5 yr.
- Accessory dwelling unit at 33 Green Point Ln (Issued)0.41 mi W
Active in "Issued" for 8.2 yr (first record Aug 23, 2018) with no new permit activity recorded in 8.1 yr.
Entity-resolved builders & contractors in ½ mile: Gannon Construction (1 on parcel, 1 in ½ mi · General repair); Wedge Roofing (1 on parcel, 1 in ½ mi · Roof replacement); Solarcraft Services (1 on parcel, 1 in ½ mi · Solar / battery storage); Owner Builder (6 in ½ mi · Remodel / interior alteration); Tj Built Construction (4 in ½ mi · Accessory dwelling unit (new or conversion)).
Permit & Project History on This Parcel (3 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| 173588 | General repair | Issued | Iss. Mar 16, 2023 | $50,000 | Replacement Retaining Wall Under 8' In Height - Emergency Permit |
| 159732 | Solar / battery storage | Issued | Iss. Oct 1, 2018 | $13,097 | Rooftop Solar 3.1 K W - Express, Taken In After Hours |
| B15913 | Roof replacement | Issued | Iss. Sep 12, 2018 | $13,100 | Remove existing 10 sq ft roof down to sheathing. Prepare existing sheathing for new roof. Install GAF Lifetime HD Reflec… |