5 Hillside Ter
Novato 94945 · Black Point · Unincorporated Marin · Coordinates: 38.11076, -122.50204
Executive Verdict · Public-Records Synthesis
Zoned Undesignated in Unincorporated Marin and mapped FEMA AE flood / CAL FIRE high fire hazard severity zone (state responsibility area) due diligence; benchmark value $1,284,000 ($1,130,000–$1,438,000).
Upsides & Opportunities
- ✓ 6 documented municipal building permits on file
On-parcel permit history is indexed through Aug 24, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AE, about 56% of the lot of lot)
Zone AE: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE High Fire Hazard Severity Zone (State Responsibility Area) (all of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 5 Bay Canyon Rd (0.18 mi SW, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$15,216/yr at $1,284,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$1,268/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 13,416 sq ft (0.31 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 5 HILLSIDE TER
Zoning & Land Use
Undesignated — Undesignated (Novato)
A2 — Agriculture Limited (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
Zoned Undesignated (other): ADUs are allowed if the zone allows a home, which depends on the zone's rules. The parcel point also falls in A2.
- SB 9: two homes on the lotCan't tell
Zoned Undesignated (other): we can't tell whether it counts as a single-family zone for SB 9. Undesignated. The parcel point also falls in A2.
- SB 9: split into two lotsCan't tell
Zoned Undesignated (other): we can't tell whether it counts as a single-family zone for SB 9. Undesignated. The parcel point also falls in A2.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- High Fire Hazard Severity Zone (State Responsibility Area) (all of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone AE: 1% annual chance flood (Special Flood Hazard Area) (about 56% of the lot); Zone X: minimal flood hazard (about 44% of the lot) · FIRM panel 06041C0282E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,130,000 – $1,438,000 · Status: Off market
HUD Small Area FMR (ZIP 94945) · FY 2026
Studio $2,050 · 1BR $2,510 · 2BR $2,990 · 3BR $3,770 · 4BR $3,960
Developments Deserving Closer Investigation & Active Area Builders
- New home at 5 Bay Canyon Rd (Applied)0.18 mi SW
In "Applied" for 2.3 yr (since Jul 30, 2024), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Accessory dwelling unit at 315 Laurel Ave (Applied)0.47 mi SE
In "Applied" for 2.8 yr (since Feb 7, 2024), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Accessory dwelling unit at 302 Grandview Ave (Issued)0.36 mi S
Active in "Issued" for 3.5 yr (first record May 30, 2023) with no new permit activity recorded in 3.5 yr.
- Accessory dwelling unit at 33 Green Point Ln (Issued)0.43 mi W
Active in "Issued" for 8.2 yr (first record Aug 23, 2018) with no new permit activity recorded in 8.1 yr.
Entity-resolved builders & contractors in ½ mile: Home Depot USA (5 on parcel, 5 in ½ mi · Windows / doors / siding); Smart72 (1 on parcel, 1 in ½ mi · HVAC / heat pump); Owner Builder (6 in ½ mi · Remodel / interior alteration); Tj Built Construction (4 in ½ mi · Accessory dwelling unit (new or conversion)); Owner (4 in ½ mi · New single-family home).
Permit & Project History on This Parcel (6 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| B48033 | Windows / doors / siding | Issued | Iss. Aug 24, 2026 | $3,936 | Non-structural Door/Window Replacement |
| B42516 | Windows / doors / siding | Issued | Iss. May 28, 2025 | $8,034 | Replace (1) garden door with retrofit vinyl garden door — Non-structural Door/Window Replacement |
| B38573 | Windows / doors / siding | Issued | Iss. Jul 1, 2024 | $3,153 | Replace 2 windows with retrofit vinyl windows. — Non-structural Door/Window Replacement |
| B33239 | Windows / doors / siding | Issued | Iss. Apr 21, 2023 | $3,422 | REPLACE 2 WINDOWS WITH RETROFIT VINYL WINDOWS — Non-structural Door/Window Replacement |
| B31936 | HVAC / heat pump | Issued |