1150 Calle Paseo
Novato 94949 · Loma Verde · Unincorporated Marin · Coordinates: 38.06312, -122.54609
Executive Verdict · Public-Records Synthesis
Zoned Undesignated in Unincorporated Marin and mapped CAL FIRE high fire hazard severity zone (local responsibility area) due diligence; benchmark value $1,261,000 ($1,110,000–$1,412,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$14,720 contributory est.)
Public building records show issued construction/renovation work on this parcel (6 total permits, latest Apr 23, 2025).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE High Fire Hazard Severity Zone (Local Responsibility Area) (about 15% of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Mar 24, 2025)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: Accessory dwelling unit at 424 Corte Escuela (0.16 mi NW, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$14,952/yr at $1,261,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$1,246/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 8,538 sq ft (0.20 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 1150 CALLE PASEO
Zoning & Land Use
Undesignated — Undesignated (Novato)
R1 — Residential Single Family (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
Zoned Undesignated (other): ADUs are allowed if the zone allows a home, which depends on the zone's rules. The parcel point also falls in R1.
- SB 9: two homes on the lotCan't tell
Zoned Undesignated (other): we can't tell whether it counts as a single-family zone for SB 9. Undesignated. The parcel point also falls in R1.
- SB 9: split into two lotsCan't tell
Zoned Undesignated (other): we can't tell whether it counts as a single-family zone for SB 9. Undesignated. The parcel point also falls in R1.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- High Fire Hazard Severity Zone (Local Responsibility Area) (about 15% of the lot, map Mar 24, 2025); Moderate Fire Hazard Severity Zone (Local Responsibility Area) (about 85% of the lot, map Mar 24, 2025)
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0283E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,110,000 – $1,412,000 · Status: Off market
HUD Small Area FMR (ZIP 94949) · FY 2026
Studio $2,360 · 1BR $2,830 · 2BR $3,430 · 3BR $4,380 · 4BR $4,540
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 424 Corte Escuela (Applied)0.16 mi NW
In "Applied" for 2.8 yr (since Jan 17, 2024), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Accessory dwelling unit at 483 Alameda Del Prado (Applied)0.39 mi E
In "Applied" for 2 yr (since Oct 25, 2024), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- Accessory dwelling unit at 422 Corte Escuela (a D U 422 A) (Issued)0.13 mi NW
Active in "Issued" for 3.9 yr (first record Dec 28, 2022) with no new permit activity recorded in 12 mo.
- Accessory dwelling unit at 477 Alameda De La Loma (aka 477a) (Issued)0.32 mi NW
Active in "Issued" for 2.5 yr (first record May 6, 2024) with no new permit activity recorded in 2 yr.
Entity-resolved builders & contractors in ½ mile: Sunrun Installation Services (3 on parcel, 3 in ½ mi · Solar / battery storage); North Bay Heating Air Conditioning And Sheet Metal (1 on parcel, 1 in ½ mi · HVAC / heat pump); Henry Mechanical (1 on parcel, 1 in ½ mi · HVAC / heat pump); A 1 Electrical (1 on parcel, 1 in ½ mi · Electrical / panel); Owner Builder (17 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (6 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| B42132 | HVAC / heat pump | Issued | Iss. Apr 23, 2025 | $13,832 | Installing a Ac and coil. — Replace Mechanical Appliance |
| B40558 | Other | Issued | Iss. Dec 16, 2024 | $1,000 | The following revisions have been made to the plans: 1. MPU removed from plans since MPU SOW is customer managed. 2. Add… |
| B40267 | Electrical / panel | Issued | Iss. Nov 21, 2024 | $3,400 | Main panel upgrade, 100 amp panel to be replaced with 200 amp panel, no relocation, no added load — Service Upgrade |
| B39777 | Solar / battery storage | Issued | Iss. Oct 11, 2024 | $15,156 | PV SOlar 3240W DC, 3800W AC, (8) MODULES, (1) 9.8KWh ESS, Main Panel Replacement<div>10/25/24: Main Panel Replacement re… |
| B39721 | Solar / battery storage |