190 Oak Dr
San Rafael 94901 · Bayside Acres · Unincorporated Marin · Coordinates: 37.97548, -122.47642
Executive Verdict · Public-Records Synthesis
Zoned RSP-7.26-BFC in Unincorporated Marin with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $1,646,000 ($1,448,000–$1,844,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned RSP-7.26-BFC supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 12,545 sq ft lot. Local precedent is active with 2 ADU permits within ¼ mile over the last 36 months.
Source: Unincorporated Marin zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$19,118 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Mar 24, 2025).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: 14 new homes (0.45 mi W, entitled). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$19,379/yr at $1,646,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$1,615/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 12,545 sq ft (0.29 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 190 OAK DR
Zoning & Land Use
RSP-7.26-BFC — Residential Single Family Planned (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned RSP-7.26-BFC (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned RSP-7.26-BFC, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned RSP-7.26-BFC, a single-family residential zone. The lot is 12,545 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0476E, effective March 16, 2016
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,448,000 – $1,844,000 · Status: Off market
HUD Small Area FMR (ZIP 94901) · FY 2026
Studio $2,150 · 1BR $2,580 · 2BR $3,120 · 3BR $3,990 · 4BR $4,130
Developments Deserving Closer Investigation & Active Area Builders
- 14 new homes (Entitled)0.45 mi W
In "Entitled" for 11 mo (since Dec 9, 2025), exceeding the 292d median and 313d 90th percentile for new multifamily / condos / mixed-use permits in Unincorporated Marin (n=21). High-impact scale (14 housing units, 1 deed-restricted affordable across 0 permits).
- New home at 22 Beach Dr (Issued)0.14 mi SW
Active in "Issued" for 3.4 yr (first record Jun 27, 2023) with no new permit activity recorded in 2.8 yr. High-impact scale (1 housing unit, $1,200,000 declared valuation across 1 permit).
- Accessory dwelling unit at 771 Pt San Pedro Rd (Applied)0.13 mi NW
In "Applied" for 4 yr (since Nov 15, 2022), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121).
- New home at 726 Pt San Pedro Rd (Issued)0.18 mi W
Active in "Issued" for 3.6 yr (first record Apr 14, 2023) with no new permit activity recorded in 7 mo. High-impact scale (1 housing unit, $2,000,000 declared valuation across 1 permit).
Entity-resolved builders & contractors in ½ mile: Equinox Roofing Solutions (1 on parcel, 1 in ½ mi · Roof replacement); Kelly Plumbing And Heating (1 on parcel, 1 in ½ mi · HVAC / heat pump); Talley Electric Service (1 on parcel, 1 in ½ mi · Electrical / panel); Owner Builder (8 in ½ mi · Remodel / interior alteration); Owner (6 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| B41740 | Roof replacement | Issued | Iss. Mar 24, 2025 | $15,000 | Re-roof, tear-off of 30 SQ Install Owens Corning TruDefinition® DURATION® COOL SHINGLES & Install 60m TPO Membrane 4 SQ … |
| B41187 | Electrical / panel | Issued | Iss. Feb 10, 2025 | $4,500 | Replace existing 100A meter main with new 200A meter main in different location. — Service Upgrade |
| B37950 | HVAC / heat pump | Issued | Iss. May 6, 2024 | $10,500 | Replace furnace in the existing location and replace water heater. — Replace Plumbing Fixtures(s); Replace Mechanical Ap… |
| 173655 | Remodel / interior alteration | Issued | Iss. Mar 28, 2023 | $39,500 | Remodel [2] Baths T.D. 3-20-23 |