103 Wharf Rd
Bolinas 94924 · Bolinas · Unincorporated Marin · Coordinates: 37.90925, -122.68224
Executive Verdict · Public-Records Synthesis
Zoned C-RA-B2 in Unincorporated Marin with likely ministerial ADU eligibility and mapped FEMA AE flood / Alquist-Priolo fault due diligence; benchmark value $1,928,000 ($1,697,000–$2,159,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone C-RA-B2 allows residential use qualifying for ministerial ADU review under state law (4 ADU permits permitted within ¼ mile in 36 months).
Source: Unincorporated Marin zoning · CA Gov. Code 66314
- ✓ Documented permitted upgrades (+$6,720 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Feb 19, 2026).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AE, all of the lot of lot)
Zone AE: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Alquist-Priolo Earthquake Fault Zone (all of the lot of lot)
Intersects a State-mapped surface fault rupture zone. Adding habitable structures or subdividing typically requires a site-specific geologic fault investigation.
Source: California Geological Survey Alquist-Priolo Zones
- ! Delayed or open permit activity on this parcel
General repair (94004): Pending in review for 9 mo (3.2× the 83d median) — above the 75th percentile for general repair permits in Unincorporated Marin (median 83d, 75th pct 181d, n=693).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: New home at 52 Crescente Ave (0.2 mi SW, applied). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
Parcel & Assessor
- Lot size:
- 4,443 sq ft (0.10 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 103 WHARF RD
Zoning & Land Use
C-RA-B2 — Residential Agriculture (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned C-RA-B2 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotCan't tell
Zoned C-RA-B2 (single-family residential): we can't tell whether it counts as a single-family zone for SB 9. Residential agriculture, estate and restricted: large-lot residential; confirm SB 9 with the county.
- SB 9: split into two lotsCan't tell
Zoned C-RA-B2 (single-family residential): we can't tell whether it counts as a single-family zone for SB 9. Residential agriculture, estate and restricted: large-lot residential; confirm SB 9 with the county.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone AE: 1% annual chance flood (Special Flood Hazard Area) (all of the lot) · FIRM panel 06041C0441E, effective August 15, 2017
- CGS Alquist-Priolo Earthquake Fault Zone
- Alquist-Priolo Earthquake Fault Zone (Bolinas quadrangle) (all of the lot)
Surrounding Rent & Value Benchmarks (Public Records)
Range: $1,697,000 – $2,159,000 · Status: Off market
HUD Small Area FMR (ZIP 94924) · FY 2026
Studio $2,050 · 1BR $2,510 · 2BR $2,990 · 3BR $3,730 · 4BR $3,960
Developments Deserving Closer Investigation & Active Area Builders
- New home at 52 Crescente Ave (Applied)0.2 mi SW
In "Applied" for 2.3 yr (since Jul 11, 2024), exceeding the 253d median and 686d 90th percentile for new single-family home permits in Unincorporated Marin (n=121). High-impact scale (1 housing unit, $2,750,000 declared valuation across 1 permit).
- New commercial building at 72 Wharf Rd (Issued)500 ft NW
Active in "Issued" for 5.5 yr (first record May 13, 2021) with no new permit activity recorded in 3.1 yr. High-impact scale ($1,980,000 declared valuation across 2 permits).
- New home at 342 Seadrift Rd (Issued)0.33 mi SE
Active in "Issued" for 8 yr (first record Nov 8, 2018) with no new permit activity recorded in 7.8 yr. High-impact scale (1 housing unit, $1,200,000 declared valuation across 1 permit).
- New home at 321 Seadrift Rd (Issued)0.42 mi E
Active in "Issued" for 3.7 yr (first record Mar 13, 2023) with no new permit activity recorded in 2.8 yr. High-impact scale (1 housing unit, $960,000 declared valuation across 1 permit).
Entity-resolved builders & contractors in ½ mile: Owner (1 on parcel, 6 in ½ mi · Commercial tenant improvement); Solarpark USA (1 on parcel, 1 in ½ mi · Solar / battery storage); Ernest Ongaro And Sons (1 on parcel, 1 in ½ mi · HVAC / heat pump); Owner Builder (5 in ½ mi · Accessory dwelling unit (new or conversion)); Pacific Ridge Construction (4 in ½ mi · Addition (adds square footage)).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| 94004 | General repair | Applied | App. Feb 19, 2026 | $500,000 | Replace (E) Joists And Beams. Repair 10 (E) Piles, 5 (N) Piles. Seismic Bracing |
| B33663 | HVAC / heat pump | Issued | Iss. Apr 28, 2023 | $9,700 | Replace furnace with air handler and install heat pump new — Mechanical Appliance, Replace Mechanical Appliance |
| B31751 | Solar / battery storage | Issued | Iss. Nov 15, 2022 | $16,370 | Roof mount Installation of PV system 4.8kW-DC with Enphase micro inverters |
| B28427 | Windows / doors / siding | Issued | Iss. Jan 20, 2022 | $1 | Repair exterior sliding glass door. Repair exterior siding and decking. — Siding Replacement, Non-structural Door/Window… |