7745 Panoramic Hwy
Stinson Beach 94970 · Stinson Beach · Unincorporated Marin · Coordinates: 37.89697, -122.63453
Executive Verdict · Public-Records Synthesis
Zoned C-RA-B5 in Unincorporated Marin and mapped CAL FIRE very high fire hazard severity zone (state responsibility area) due diligence; benchmark value $3,295,000 ($2,900,000–$3,690,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$7,680 contributory est.)
Public building records show issued construction/renovation work on this parcel (3 total permits, latest Apr 1, 2025).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! CAL FIRE Very High Fire Hazard Severity Zone (State Responsibility Area) (all of the lot of lot)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 6976 Panoramic Hwy (0.17 mi E, issued). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$38,343/yr at $3,295,000)
Sale triggers reassessment to 1.00% base + ~0.15% voter debt (~$3,195/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 34,456 sq ft (0.79 ac)
- Assessor use:
- Single-Resid. - Improved
- Addresses on lot:
- 7745 PANORAMIC HWY
Zoning & Land Use
C-RA-B5 — Residential Agriculture (Unincorporated Marin)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUPossible, with conditions
Zoned C-RA-B5 (single-family residential): state law allows ADUs where homes are allowed. Very High Fire Hazard Severity Zone covers all of the lot: cities may limit ADUs here for fire safety and evacuation.
- SB 9: two homes on the lotCan't tell
Zoned C-RA-B5 (single-family residential): we can't tell whether it counts as a single-family zone for SB 9. Residential agriculture, estate and restricted: large-lot residential; confirm SB 9 with the county.
- SB 9: split into two lotsCan't tell
Zoned C-RA-B5 (single-family residential): we can't tell whether it counts as a single-family zone for SB 9. Residential agriculture, estate and restricted: large-lot residential; confirm SB 9 with the county.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Very High Fire Hazard Severity Zone (State Responsibility Area) (all of the lot, map Apr 1, 2024)
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06041C0444E, effective August 15, 2017
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $2,900,000 – $3,690,000 · Status: Off market
HUD Small Area FMR (ZIP 94970) · FY 2026
Studio $2,090 · 1BR $2,510 · 2BR $3,030 · 3BR $3,870 · 4BR $4,010
Developments Deserving Closer Investigation & Active Area Builders
- New home at 6976 Panoramic Hwy (Issued)0.17 mi E
Active in "Issued" for 10.1 yr (first record Oct 4, 2016) with no new permit activity recorded in 8.9 yr. High-impact scale (1 housing unit, $850,000 declared valuation across 1 permit).
- Mixed-use development at 3466 State Route 1 & (Issued)0.27 mi NW
Active in "Issued" for 6.1 yr (first record Sep 23, 2020) with no new permit activity recorded in 5.1 yr. High-impact scale (1 housing unit, $1,000,000 declared valuation across 2 permits).
- 7 new homes (Issued)0.27 mi E
Active in "Issued" for 8.9 yr (first record Jan 1, 2018) with no new permit activity recorded in 8.9 yr. High-impact scale (7 housing units across 0 permits).
- New home at 25 Lincoln Ave (Issued)0.37 mi NW
Active in "Issued" for 7.3 yr (first record Jul 22, 2019) with no new permit activity recorded in 7.1 yr. High-impact scale (1 housing unit, $969,000 declared valuation across 1 permit).
Entity-resolved builders & contractors in ½ mile: Tsp Roofing And Solar (2 on parcel, 2 in ½ mi · Roof replacement); Ally Electric And Solar (1 on parcel, 1 in ½ mi · Solar / battery storage); Owner Builder (11 in ½ mi · Commercial tenant improvement); Gubbins Building (5 in ½ mi · New garage / accessory structure); Owner (5 in ½ mi · Addition (adds square footage)).
Permit & Project History on This Parcel (3 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| B41840 | Solar / battery storage | Issued | Iss. Apr 1, 2025 | $2,394 | Removal & reinstallation of 19 solar panels. This is not a new installation. |
| B41449 | Roof replacement | Issued | Iss. Mar 6, 2025 | $21,000 | Remove about 40sq of shingles, underlayment and roof metals. Install new synthetic underlayment, new shingles, and new r… |
| 141460 | Solar / battery storage | Issued | Iss. Feb 4, 2014 | $17,000 | 4.3 Kw Roof Mounted Photovoltaic |