Stinson Beach 94970 · Stinson Beach · APN 195-233-09 · Unincorporated Marin
Zoned C-RA-B6 in Unincorporated Marin and mapped CAL FIRE very high fire hazard severity zone (state responsibility area) due diligence; benchmark value $2,979,000 ($2,622,000–$3,336,000).
Public building records show issued construction/renovation work on this parcel (7 total permits, latest Jun 29, 2022).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (parcel APN)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
Located in a mapped Fire Hazard Severity Zone. Expect Chapter 7A ignition-resistant building standards, defensible-space inspections, and stricter property insurance underwriting.
Source: CAL FIRE FHSZ (map Apr 1, 2024)
Automated synthesis of indexed municipal, county, state, and federal public records — informational context only, not a formal appraisal, survey, or legal/tax determination.
Since November 2024 within ½ mile: 1 commercial or mixed-use project.
1 projects with a record in this window, grouped by us from permits and State housing reports. Units are as proposed on each project's latest record and counted at its current stage.
18 permits within ½ mile since November 2024
The map shows new construction, ADUs, demolitions, additions, and renovations. Routine systems work (roofs, HVAC, water heaters) is counted but not mapped. Unit counts are as stated on permits.
$2,979,000
Benchmark range: $2,622,000 – $3,336,000
New home at 6976 Panoramic Hwy: Active in "Issued" for 10.1 yr (first record Oct 4, 2016) with no new permit activity recorded in 8.9 yr. High-impact scale (1 housing unit, $850,000 declared valuation across 1 permit).
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) (review-time benchmark)
Closest lead: 7 new homes (500 ft S, issued). Inspect timeline history before assuming near-term completion.
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · HCD APR (½-mile radius)
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · Geography: permits located by parcel, ½ mile radius · Retrieved Nov 13, 2026
Public-records benchmark estimate combining Zillow Home Value Index (Data provided by Zillow), Census ACS 5-year estimates, parcel land-use/lot characteristics, and issued building permits. Not an official appraisal.
No ADU or new-home permits recorded within ¼ mile in this window.
Permit counts, by the date issued (or applied, if not yet issued). Lot splits are planning cases, which we don't have.
We read public zoning and hazard maps against state law (ADUs: Gov. Code 66314; SB 9: Gov. Code 65852.21 and 66411.7). Local rules, title, tenancy history and site conditions can change the answer. Check with Unincorporated Marin's planning department before relying on it.
Sources: County of Marin GIS (MarinMap), Zoning (11 cities and unincorporated Marin) (retrieved Nov 13, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the State Responsibility Area (effective 2024-04-01) (retrieved Nov 9, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the Local Responsibility Area (map dated 2025-03-24) (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — flood hazard zones (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — FIRM panels (retrieved Nov 9, 2026) · California Geological Survey, Alquist-Priolo Earthquake Fault Zones (retrieved Nov 9, 2026) · Zoning classes: our classification of C-RA-B6 as single-family residential, checked against the zone description on Oct 24, 2026
Chronological history of building permit applications and issuances, snapshot-dated status changes, State housing entitlements, surrounding development within ½ mile, and area home-value trends.
Permit issued and active for 10.1 yr (first record Oct 4, 2016), with no completion or new permit record in 8.9 yr. · 1 unit · $850,000 declared valuation
Permit issued and active for 12.7 yr (first record Mar 17, 2014), with no completion or new permit record in 12.5 yr. · $2,000 declared valuation
Permit issued and active for 8.9 yr (first record Jan 1, 2018), with no completion or new permit record in 8.9 yr. · 7 units
In "Applied" for 8.7 yr (since Feb 13, 2018), with no new permit record in 8.7 yr. · 1 unit · $600,000 declared valuation
Permit issued and active for 8.1 yr (first record Oct 1, 2018), with no completion or new permit record in 8.1 yr. · $17,000 declared valuation
In "Applied" for 2.5 yr (since Apr 30, 2024), with no new permit record in 2.5 yr.
Latest published Zillow Home Value Index (ZHVI) update
Changed from $3,185,829 in September 2025 to $3,577,374 in September 2026.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94970 (not a parcel appraisal)
Annual ZIP 94970 home-value index checkpoint
Changed from $3,436,866 in September 2024 to $3,185,829 in September 2025.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94970 (not a parcel appraisal)
39 Arenal Ave · $45,000 valuation
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) & HCD APR (grouped project within ½ mile)
Annual ZIP 94970 home-value index checkpoint
Changed from $3,189,831 in September 2023 to $3,436,866 in September 2024.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94970 (not a parcel appraisal)
6 Willow Ave
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) & HCD APR (grouped project within ½ mile)
Annual ZIP 94970 home-value index checkpoint
Changed from $3,315,696 in September 2022 to $3,189,831 in September 2023.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94970 (not a parcel appraisal)
Annual ZIP 94970 home-value index checkpoint
Changed from $3,112,685 in September 2021 to $3,315,696 in September 2022.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94970 (not a parcel appraisal)
Electrical / panel permit application filed (B30234)
Current status: Issued
Replacing 2 subpanels, like for like 200A — Replace Circuits / Outlets · Declared valuation: $8,000 · Contractor: Indaspec Llc
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · Geography: parcel
Electrical / panel permit issued (B30234)
Recorded status: Issued
Replacing 2 subpanels, like for like 200A — Replace Circuits / Outlets · Declared valuation: $8,000 · Contractor: Indaspec Llc
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · Geography: parcel
Solar / battery storage permit application filed (B29958)
Current status: Issued
Install (38) roof mount solar panels at 13.3kw. Install energy storage system to backup electrical. · Declared valuation: $40,000 · Contractor: Sunrun Installation Services Inc
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · Geography: parcel
Solar / battery storage permit issued (B29958)
Recorded status: Issued
Install (38) roof mount solar panels at 13.3kw. Install energy storage system to backup electrical. · Declared valuation: $40,000 · Contractor: Sunrun Installation Services Inc
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · Geography: parcel
Annual ZIP 94970 home-value index checkpoint
Changed from $2,469,760 in September 2020 to $3,112,685 in September 2021.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94970 (not a parcel appraisal)
Solar / battery storage permit issued (164641)
Recorded status: Issued
Energy Storage System - Fast Track · Declared valuation: $5,000 · Contractor: Nexus Energy Systems Inc
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · Geography: parcel
Electrical / panel permit issued (164644)
Recorded status: Issued
New 200 Amp - 240v Sub Panel · Declared valuation: $1,000
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · Geography: parcel
Solar / battery storage permit application filed (164641)
Current status: Issued
Energy Storage System - Fast Track · Declared valuation: $5,000 · Contractor: Nexus Energy Systems Inc
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · Geography: parcel
Cross-referenced intelligence from our historical development graph—connecting parcels, permits, entity-resolved builders, empirical review-time distributions, and neighborhood renovation trends.
Explore full Unincorporated Marin development graph →Active in "Issued" for 10.1 yr (first record Oct 4, 2016) with no new permit activity recorded in 8.9 yr. High-impact scale (1 housing unit, $850,000 declared valuation across 1 permit).
Issued after 2 mo — slower than 90% of electrical / panel permits in Unincorporated Marin (median 0d, 90th pct 2d, n=3,019).
Issued after 2 mo — slower than 90% of solar / battery storage permits in Unincorporated Marin (median 0d, 90th pct 2d, n=2,977).
Issued after 6 mo — slower than 90% of plumbing / water heater / sewer permits in Unincorporated Marin (median 0d, 90th pct 0d, n=2,211).
Active in "Issued" for 8.9 yr (first record Jan 1, 2018) with no new permit activity recorded in 8.9 yr. High-impact scale (7 housing units across 0 permits).
In "Applied" for 2.5 yr (since Apr 30, 2024), exceeding the 55d median and 261d 90th percentile for demolition permits in Unincorporated Marin (n=130).
Substantial improvements (additions, interior remodels, ADUs, commercial TI, and new builds) across 891 parcels
Small prior baseline
City baseline: 16.4 / 1k
9 in trailing 24m
Includes 2 ADUs
| Builder / contractor | Primary specialty | Here / ½ mi | ½ mi valuation | Citywide 24m trend |
|---|---|---|---|---|
| Lowry Construction | New single-family home | 2 on parcel2 in ½ mi | $868,000 | 0 vs 0 prior |
| Nexus Energy | Solar / battery storage | 2 on parcel2 in ½ mi | $29,500 | 0 vs 0 prior |
| Sunrun Installation Services | Solar / battery storage | 1 on parcel1 in ½ mi | $40,000 |
| Permit category | Sample (n) | 25th pct | Median (50th) | 75th pct | 90th pct | Recent 24m median |
|---|---|---|---|---|---|---|
| New single-family homeOn this parcel | 121 | 166d | 253d | 456d | 686d | 211d(vs 273d prior) |
| New multifamily / condos / mixed-use | 21 | 272d | 292d | 293d | 313d | 293d(vs 197d prior) |
| Accessory dwelling unit (new or conversion) | 298 | 120d | 204d | 331d | 549d | 214d(vs 181d prior) |
HUD Small Area Fair Market Rent · ZIP 94970
HUD FY 2026 · 40th-percentile gross rentCensus ACS 5-year median gross rent (all bedroom counts combined):
Area home-value benchmarks (not an appraisal)
ZIP & neighborhood mediansUnder California Proposition 13, the seller's historical assessed value does not carry over to a buyer. On sale, the parcel is reassessed at the purchase price: 1.00% base rate ($29,800/yr) + local voter-approved bond debt ($4,470/yr) + fixed direct levies/Mello-Roos ($450/yr).
Mapped hazard zone insurance context on this parcel:
Model adding a backyard ADU or garage conversion under California's Prop 13 blended new-construction assessment (existing house & land tax base stays intact; only ADU build cost is assessed) and SB 13 impact-fee rules.
−$190,746/yr
Cash needed: $655,600
NOI: -$9,924/yr
P&I: $15,069/mo
For $0/mo net cash flow
At $3,025/mo gross rent
| Scenario | Assumptions | Year 1 Rent | Year 1 Cash Flow | Cash-on-Cash | Break-Even Rent | Year 5 Cash Flow |
|---|---|---|---|---|---|---|
| Conservative | −8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth | $2,783/mo | −$16,243/mo | -29.7% | $25,456/mo | −$16,385/mo |
| Base (your inputs) | Your entered assumptions, 3.0%/yr rent growth | $3,025/mo | −$15,895/mo | -29.1% | $23,562/mo | −$15,866/mo |
| Optimistic (cap-limited) | +6% starting rent, 3% vacancy, 4.5%/yr rent growth (capped by AB 1482 ceiling of 8.6%/yr) | $3,207/mo | −$15,696/mo | -28.7% | $23,015/mo | −$15,470/mo |
Rental regulatory context (informational only — not legal advice):
California AB 1482 (Tenant Protection Act, Civ. Code § 1947.12) caps annual rent increases at 5% + local CPI (max 10%) on covered properties.
Issued1 unitsOct 4, 2016 – Jan 1, 2018
We group related permits and State housing reports into projects. That grouping is our inference, not an official record.
Replacing 2 subpanels, like for like 200A — Replace Circuits / Outlets
Install (38) roof mount solar panels at 13.3kw. Install energy storage system to backup electrical.
New 200 Amp - 240v Sub Panel
Energy Storage System - Fast Track
Grinder Pump And Connection To Existing Barrel House T.D. Next In Line
7.80kw Roof Mount Photovoltaic - Fastrack
S F D T.D. 11/9/16***Extended 1/31/2020
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · Geography: parcel (APN) · Retrieved Nov 13, 2026 · Received and issued dates come from the County of Marin. The county publishes no final or expired status, so an issued permit stays 'Issued' after the work is done.
| Report year | Project / record | Type | Entitled | Permitted | Completed | Deed-restricted |
|---|---|---|---|---|---|---|
| 2018 | Accessory Dwelling Units(158468; P1871 AND 159009; 160432; P1951; P1865 AND 161040; 043-083-07; P2009; P2191 AND 160614; 158770; P1844; P1936; P1761; P1893 AND P1894; P2022; P2017 AND P2018) | ADU · Renter | — | 4 (Jan 1, 2018) | — | — |
Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: project (parcel) · Retrieved Nov 9, 2026 · From Unincorporated Marin's Housing Element Annual Progress Reports. A project can appear in several report years as it moves from entitlement to permit to completion.
Source: County of Marin GIS (MarinMap), Zoning (11 cities and unincorporated Marin) · Geography: zoning district polygon at parcel point · Retrieved Nov 13, 2026
3.83 acres
Assessor's classification for assessment purposes. This is not zoning.
6976 PANORAMIC HWY
Source: County of Marin GIS (MarinMap), Parcels · Geography: parcel · Retrieved Nov 13, 2026
Search by parcel number 195-233-09. Assessed value is not market value.
Search by parcel number 195-233-09 (Marin County Tax Collector)
Permits issued in unincorporated Marin in the past 48 months. Each city keeps its own records.
The official flood hazard map for this location. Our reading of it is under What could be built here.
This site does not show owner names.
| Indaspec | Electrical / panel | 1 on parcel1 in ½ mi | $8,000 | 0 vs 0 prior |
| Owner Builder Recent nearby: 7230 Panoramic Hwy (May 18, 2022) | Commercial tenant improvement | 7 in ½ mi | $1,098,000 | 226 vs 240 prior−6% |
| Gubbins Building Recent nearby: 7321 Panoramic Hwy (Apr 10, 2019) | New garage / accessory structure | 3 in ½ mi | $923,000 | 3 vs 4 prior |
| Owner Recent nearby: 45 Buena Vista Ave (Jan 31, 2022) | Addition (adds square footage) | 2 in ½ mi | $240,000 | 25 vs 15 prior+67% |
| Cronin Construction And Development Recent nearby: 6 Willow Ave (Sep 9, 2026) | Addition (adds square footage) | 1 in ½ mi | $1,700,000 | 1 vs 2 prior |
| Anello Painting And Construction Recent nearby: 15 Marine Way (Jun 20, 2022) | New garage / accessory structure | 1 in ½ mi | $450,000 | 0 vs 1 prior |
| San Francisco Investment Recent nearby: 7260 Panoramic Hwy (Jun 5, 2017) | Remodel / interior alteration | 1 in ½ mi | $210,000 | 0 vs 0 prior |
| Addition (adds square footage) | 316 | 103d | 160d | 249d | 440d | 157d(vs 167d prior) |
| Remodel / interior alteration | 1,054 | 36d | 83d | 148d | 266d | 112d(vs 77d prior) |
| Commercial tenant improvement | 81 | 99d | 148d | 233d | 443d | 152d(vs 150d prior) |
| Solar / battery storageOn this parcel | 2,977 | 0d | 0d | 0d | 2d | 0d |
| Electrical / panelOn this parcel | 3,019 | 0d | 0d | 0d | 2d | 0d |
Source: County of Marin Community Development Agency, Building Permits (unincorporated Marin) · Computed from issued permits with recorded application and issuance dates over the trailing 60 months. Categories with fewer than 20 permits are excluded.