3107 Garden Hwy
Sacramento 95833 · Unincorporated Sacramento · Coordinates: 38.62582, -121.56077
Executive Verdict · Public-Records Synthesis
Located in Unincorporated Sacramento and mapped FEMA AE flood due diligence; benchmark value $483,000 ($411,000–$555,000).
Upsides & Opportunities
- ✓ 1 documented municipal building permit on file
On-parcel permit history is indexed through Apr 22, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (AE, all of the lot of lot)
Zone AE: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! No published municipal zoning polygon on file
We could not verify a GIS base zone at this parcel centroid. Confirm zoning and allowable density directly with Unincorporated Sacramento planning.
Source: Unincorporated Sacramento GIS zoning registry
- ! Bulk building permits not published for Unincorporated Sacramento
Permit counts and nearby activity on this page may omit municipal counter records. Request a parcel permit report directly from the local building department.
Source: Source coverage registry (Unincorporated Sacramento)
- ! Year 1 Prop 13 tax reset (~$5,956/yr at $483,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$496/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 15,748 sq ft (0.36 ac)
- Assessor use:
- Residential · Single Family · Rural Home (Under 2ac)
- Tax rate area:
- 95009
- Addresses on lot:
- 3107 GARDEN HWY
Zoning & Land Use
No published city zoning district at parcel centroid.
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUCan't tell
We don't have a zoning map for Unincorporated Sacramento.
- SB 9: two homes on the lotCan't tell
We don't have a zoning map for Unincorporated Sacramento.
- SB 9: split into two lotsCan't tell
We don't have a zoning map for Unincorporated Sacramento.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone AE: 1% annual chance flood (Special Flood Hazard Area) (all of the lot) · FIRM panel 06067C0045J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $411,000 – $555,000 · Status: Off market
HUD Small Area FMR (ZIP 95833) · FY 2026
Studio $1,920 · 1BR $2,020 · 2BR $2,480 · 3BR $3,300 · 4BR $3,810
Nearby Activity (½ mile radius, since November 2024)
0 active or recent development projects and 1 total building permits recorded within ½ mile.
- Building systems1 permit
Permit & Project History on This Parcel (1 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| CF-2607457 | Fire alarm / sprinkler | Issued | Iss. Apr 22, 2026 | — | 2 Tesla batteries w/ 13.5kWh capacity each |