1781 Harwood Way
Sacramento 95835 · Natomas Park · City of Sacramento · Coordinates: 38.65705, -121.49800
Executive Verdict · Public-Records Synthesis
Zoned R-1A-PUD in City of Sacramento with likely ministerial ADU eligibility and mapped FEMA A99 flood due diligence; benchmark value $584,000 ($514,000–$654,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R-1A-PUD allows residential use qualifying for ministerial ADU review under state law.
Source: City of Sacramento zoning · CA Gov. Code 66314
- ✓ Documented permitted upgrades (+$3,451 contributory est.)
Public building records show issued construction/renovation work on this parcel (2 total permits, latest Jan 23, 2025).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (A99, all of the lot of lot)
Zone A99: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
Remodel / interior alteration (RES-2425004): Issued after 2 mo — slower than 90% of remodel / interior alteration permits in City of Sacramento (median 4d, 90th pct 55d, n=8,151).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: New home at 1325 Mayfield St (0.38 mi NE, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$7,108/yr at $584,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$592/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 6,405 sq ft (0.15 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03124
- Addresses on lot:
- 1781 HARWOOD WAY
Zoning & Land Use
R-1A-PUD — Single-Unit or Duplex Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1A (two-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotCan't tell
Zoned R-1A (two-family residential): we can't tell whether it counts as a single-family zone for SB 9. Single-Unit or Duplex Dwelling Zone.
- SB 9: split into two lotsCan't tell
Zoned R-1A (two-family residential): we can't tell whether it counts as a single-family zone for SB 9. Single-Unit or Duplex Dwelling Zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone A99: 1% annual chance flood (Special Flood Hazard Area) (all of the lot) · FIRM panel 06067C0061J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $514,000 – $654,000 · Status: Off market
HUD Small Area FMR (ZIP 95835) · FY 2026
Studio $2,200 · 1BR $2,310 · 2BR $2,840 · 3BR $3,780 · 4BR $4,360
Developments Deserving Closer Investigation & Active Area Builders
- Remodel / interior alteration (RES-2425004) (Finaled)On this parcel
Issued after 2 mo — slower than 90% of remodel / interior alteration permits in City of Sacramento (median 4d, 90th pct 55d, n=8,151).
- New home at 1325 Mayfield St (Issued)0.38 mi NE
Active in "Issued" for 16 mo (first record Jul 7, 2025) with no new permit activity recorded in 15 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
- New home at 1321 Mayfield St (Issued)0.39 mi NE
Active in "Issued" for 16 mo (first record Jul 7, 2025) with no new permit activity recorded in 15 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
- New home at 1309 Mayfield St (Issued)0.41 mi NE
Active in "Issued" for 16 mo (first record Jul 7, 2025) with no new permit activity recorded in 15 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
Entity-resolved builders & contractors in ½ mile: Rossle Homes Design And Construction (2 on parcel, 2 in ½ mi · Plumbing / water heater / sewer); Lennar Homes Of California (198 in ½ mi · New single-family home); Woodside 05n (137 in ½ mi · New single-family home); DR Horton (98 in ½ mi · New single-family home); Tri Pointe Homes (96 in ½ mi · New single-family home).
Permit & Project History on This Parcel (2 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2425004 | Remodel / interior alteration | Finaled | Iss. Jan 23, 2025 | $6,536 | EPC - Like for like kitchen remodel. Remove the non-lb built-in closet in the kitchen area and bump out the closet door … |
| RES-2424482 | Plumbing / water heater / sewer | Finaled | Iss. Nov 6, 2024 | $66,432 | E-Permit: Water Re-pipe, 250 L.F. Toilet replacement, 1. Kitchen Sink/Faucet and/or Disposal Replacement. |