20 Zalema Ct
Sacramento 95834 · Gateway West · City of Sacramento · Coordinates: 38.62759, -121.53567
Executive Verdict · Public-Records Synthesis
Zoned R-1-PUD in City of Sacramento with likely ministerial ADU eligibility and mapped FEMA A99 flood due diligence; benchmark value $537,000 ($473,000–$601,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R-1-PUD allows residential use qualifying for ministerial ADU review under state law.
Source: City of Sacramento zoning · CA Gov. Code 66314
- ✓ Documented permitted upgrades (+$14,168 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Oct 23, 2025).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (A99, all of the lot of lot)
Zone A99: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 1 slow or stalled nearby project within ½ mile
Closest lead: Accessory dwelling unit at 3511 San Juan Rd (0.26 mi W, in review). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$6,572/yr at $537,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$548/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 5,620 sq ft (0.13 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03388
- Addresses on lot:
- 20 ZALEMA CT
Zoning & Land Use
R-1-PUD — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotPossible, with conditions
Zoned R-1, a single-family residential zone. FEMA Special Flood Hazard Area (Zone A99) covers all of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
- SB 9: split into two lotsPossible, with conditions
Zoned R-1, a single-family residential zone. The lot is 5,620 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original. FEMA Special Flood Hazard Area (Zone A99) covers all of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone A99: 1% annual chance flood (Special Flood Hazard Area) (all of the lot) · FIRM panel 06067C0045J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $473,000 – $601,000 · Status: Off market
HUD Small Area FMR (ZIP 95834) · FY 2026
Studio $1,790 · 1BR $1,880 · 2BR $2,310 · 3BR $3,070 · 4BR $3,540
Developments Deserving Closer Investigation & Active Area Builders
- Accessory dwelling unit at 3511 San Juan Rd (In review)0.26 mi W
In "In review" for 6 mo (since May 12, 2026), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657). project_name changed to "DETACHED ADU WITH ATTACHED GARAGE" in snapshot Nov 1, 2026.
Entity-resolved builders & contractors in ½ mile: Yancey (1 on parcel, 2 in ½ mi · Remodel / interior alteration); A1 Plumbing And Drains (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Belle Air (1 on parcel, 1 in ½ mi · HVAC / heat pump); A2z Water Heaters (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Clark Wagaman Designs (6 in ½ mi · Addition (adds square footage)).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2522274 | Plumbing / water heater / sewer | Expired Permit | Iss. Oct 23, 2025 | $15,451 | E-Permit: Water Re-pipe, 250 L.F. |
| RES-2406750 | Remodel / interior alteration | Finaled | Iss. Mar 29, 2024 | $28,000 | master bath upgrade, all interior and non structural remove and replace shower wet area, install vacancy sensor, replace… |
| RES-2121561 | Plumbing / water heater / sewer | Finaled | Iss. Oct 6, 2021 | $2,150 | Change-out installation of Gas - 050 gallon to Gas - 050 gallon, located inside building, screening not required. |
| RES-2104940 | HVAC / heat pump | Finaled | Iss. Mar 9, 2021 | $8,900 | No Duct Work Permitted. Change-out Split System to Split System. The existing unit shall be removed. The new unit shall … |