4505 Golden Elm St
Sacramento 95834 · Village 5 · City of Sacramento · Coordinates: 38.65319, -121.50228
Executive Verdict · Public-Records Synthesis
Zoned R-1A-PUD in City of Sacramento with likely ministerial ADU eligibility and mapped FEMA A99 flood due diligence; benchmark value $588,000 ($517,000–$659,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R-1A-PUD allows residential use qualifying for ministerial ADU review under state law.
Source: City of Sacramento zoning · CA Gov. Code 66314
- ✓ Documented permitted upgrades (+$28,140 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Aug 18, 2022).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (A99, all of the lot of lot)
Zone A99: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 2 slow or stalled nearby projects within ½ mile
Closest lead: Extended Stay Hotel (0.49 mi W, fee estimate). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$7,153/yr at $588,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$596/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 4,950 sq ft (0.11 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03316
- Addresses on lot:
- 4505 GOLDEN ELM ST
Zoning & Land Use
R-1A-PUD — Single-Unit or Duplex Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1A (two-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotCan't tell
Zoned R-1A (two-family residential): we can't tell whether it counts as a single-family zone for SB 9. Single-Unit or Duplex Dwelling Zone.
- SB 9: split into two lotsCan't tell
Zoned R-1A (two-family residential): we can't tell whether it counts as a single-family zone for SB 9. Single-Unit or Duplex Dwelling Zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone A99: 1% annual chance flood (Special Flood Hazard Area) (all of the lot) · FIRM panel 06067C0045J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $517,000 – $659,000 · Status: Off market
HUD Small Area FMR (ZIP 95834) · FY 2026
Studio $1,790 · 1BR $1,880 · 2BR $2,310 · 3BR $3,070 · 4BR $3,540
Developments Deserving Closer Investigation & Active Area Builders
- Extended Stay Hotel (Fee estimate)0.49 mi W
In "Fee estimate" for 4.1 yr (since Oct 25, 2022), exceeding the 241d median and 498d 90th percentile for new commercial / non-residential building permits in City of Sacramento (n=150). High-impact scale ($15,000,000 declared valuation across 1 permit).
- Woodspring Suites Hotel (In review)0.49 mi W
In "In review" for 12 mo (since Oct 30, 2025), exceeding the 241d median and 334d 75th percentile for new commercial / non-residential building permits in City of Sacramento (n=150). High-impact scale ($11,329,083 declared valuation across 2 permits).
- Autozone and Site Work (Finaled / completed)0.39 mi NW
High-impact scale ($1,339,407 declared valuation across 8 permits).
Entity-resolved builders & contractors in ½ mile: Lennar Homes Of California (1 on parcel, 198 in ½ mi · New single-family home); Connected Technology (1 on parcel, 17 in ½ mi · Remodel / interior alteration); Sac Pool Pros Service (1 on parcel, 4 in ½ mi · Pool / spa); Woodside 05n (142 in ½ mi · New single-family home); DR Horton (133 in ½ mi · New single-family home).
Permit & Project History on This Parcel (4 permits, 1 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2217395 | Electrical / panel | Finaled | Iss. Aug 18, 2022 | $985 | AA: existing panel 200 Amps - Underground service, adding 1 outlets (240V). Carbon monoxide & Smoke alarms required. Re… |
| RES-2217225 | Plan revision / deferred submittal | Complete | App. Aug 15, 2022 | — | EPC - REVISION TO RES-2211191 ADDING GAS LINE TO POOL |
| RES-2211191 | Pool / spa | Expired Permit | Iss. May 31, 2022 | $67,000 | EXPEDITED - GUNITE SWIMMING POOL @ 376 SQ FT Carbon monoxide & Smoke alarms required. Reference CRC sections R315 & R314 |
| RES-1721714 | New single-family home | Finaled | Iss. Jan 17, 2018 |