77 Lucas Ranch Rd

Lafayette 94549 · APN 238-210-006-9 · Lafayette

Property brief (PDF)Timeline ↓Calculator ↓Official records ↓

We don't have building permits for Lafayette, so permit history and nearby activity are incomplete here. Building permits cover Richmond only, and end in April 2025, when the city replaced its permit system. New housing in every city comes from the state's Housing Element reports. Parcel, assessor, and record links still apply.

For saleLast soldEst. price

What's changing nearby

Since — within ½ mile: 1 homes completed.

1 projects with a record in this window, grouped by us from permits and State housing reports. Units are as proposed on each project's latest record and counted at its current stage.

No permit activity recorded within ½ mile.

Explore projects on the map →Explore sales & prices →

Estimated price, listing status & sales records

Benchmark valuation & transaction history

Estimated PriceArea benchmark

$1,911,000

Benchmark range: $1,624,000 – $2,198,000

Listing StatusOff Market

Not currently listed for sale

Compare nearby sales & prices on map →

Last Sold & Tax Roll

No deed price in open GIS feed

Verify on Property tax bill

How this estimated price is calculated (Area ZHVI + ACS + Permit Benchmark)

Model monthly ownership cost ↓

1. Area home value baseline: ZIP 94549 Zillow Home Value Index ($1,910,595, September 2026); $1,910,595
2. Parcel & lot adjustment (1.00×): Standard residential parcel (1.00× area baseline); +$0
3. Documented permitted improvements: No recent value-adding ADU, addition, or remodel permits recorded on this parcel; +$0

Public-records benchmark estimate combining Zillow Home Value Index (Data provided by Zillow), Census ACS 5-year estimates, parcel land-use/lot characteristics, and issued building permits. Not an official appraisal.

What could be built here

A screen, not a determination

ADU or junior ADU

Can't tell

We don't have a zoning map for Lafayette.

What we couldn't check (4)

Setbacks, height and size limits in the local ADU ordinance
Utility and sewer capacity, fire access
Historic district or landmark status: we have no historic layer for this area yet.
Locally adopted fire hazard maps, which can be broader than the State's.

SB 9: two homes on the lot

Can't tell

We don't have a zoning map for Lafayette.

What we couldn't check (6)

Whether a tenant lived there in the last 3 years, or the building was withdrawn from rent under the Ellis Act
Rent-controlled or deed-restricted affordable housing on the lot
Wetlands, habitat, farmland, hazardous waste sites and conservation easements
Local SB 9 standards (size, setbacks, parking)
Historic district or landmark status: we have no historic layer for this area yet.
Locally adopted fire hazard maps, which can be broader than the State's.

SB 9: split into two lots

Can't tell

We don't have a zoning map for Lafayette.

What we couldn't check (6)

Owner-occupancy: the applicant must sign an affidavit to live in one of the homes for 3 years
Whether the lot was created by an earlier SB 9 split, or the owner split an adjacent lot
Whether a tenant lived there in the last 3 years, or the building was withdrawn from rent under the Ellis Act
Wetlands, habitat, farmland, hazardous waste sites and conservation easements
Historic district or landmark status: we have no historic layer for this area yet.
Locally adopted fire hazard maps, which can be broader than the State's.

Mapped hazards on this lot

Fire hazard severity zone: Moderate Fire Hazard Severity Zone (Local Responsibility Area), about 94% of the lot · State map of Mar 24, 2025; takes effect when the city or county adopts itHigh Fire Hazard Severity Zone (Local Responsibility Area), about 6% of the lot · State map of Mar 24, 2025; takes effect when the city or county adopts it
FEMA flood zone: Zone X: minimal flood hazardFIRM panel 06013C0427F, effective June 16, 2009. Official flood map
Earthquake fault zone: Not in an Alquist-Priolo Earthquake Fault Zone

Built nearby: within ¼ mile since November 2023

We don't have building permits for Lafayette, so we can't show what has been permitted nearby.

Permit counts, by the date issued (or applied, if not yet issued). Lot splits are planning cases, which we don't have.

We read public zoning and hazard maps against state law (ADUs: Gov. Code 66314; SB 9: Gov. Code 65852.21 and 66411.7). Local rules, title, tenancy history and site conditions can change the answer. Check with Lafayette's planning department before relying on it.

Sources: Contra Costa County Department of Conservation and Development, Zoning (unincorporated Contra Costa) (retrieved Oct 26, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the State Responsibility Area (effective 2024-04-01) (retrieved Oct 26, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the Local Responsibility Area (map dated 2025-03-24) (retrieved Oct 26, 2026) · FEMA, National Flood Hazard Layer — flood hazard zones (retrieved Oct 26, 2026) · FEMA, National Flood Hazard Layer — FIRM panels (retrieved Oct 26, 2026) · California Geological Survey, Alquist-Priolo Earthquake Fault Zones (retrieved Oct 26, 2026)

Property & area intelligence timeline

26 events · 10 slow/stalled projects

Chronological history of building permit applications and issuances, snapshot-dated status changes, State housing entitlements, surrounding development within ½ mile, and area home-value trends.

Slow-moving or stalled projects (10)

Active projects spending 12+ months pre-issuance, 24+ months under construction, or 6+ months without new records

StalledLucas Ranch 33Issued
420 ft N
Permit issued and active for 7.1 yr (first record Sep 24, 2019), with no completion or new permit record in 7.1 yr. · 1 unit
StalledCoctis ADUIssued
0.3 mi NW
Permit issued and active for 7.9 yr (first record Dec 3, 2018), with no completion or new permit record in 7.1 yr. · 1 unit
StalledLucas Ranch Lot 8Issued
0.17 mi N
Permit issued and active for 6.7 yr (first record Feb 12, 2020), with no completion or new permit record in 6.7 yr. · 1 unit
StalledJackson ADUIssued
0.38 mi SW
Permit issued and active for 6.8 yr (first record Jan 16, 2020), with no completion or new permit record in 6.4 yr. · 1 unit
StalledO'Hare Lucas Ranch - Lot 5 HDPIssued
0.12 mi N
Permit issued and active for 6.7 yr (first record Feb 18, 2020), with no completion or new permit record in 6 yr. · 1 unit
StalledArnold ADUEntitled
0.44 mi NW
In "Entitled" for 5.4 yr (since Jun 28, 2021), with no new permit record in 5.4 yr. · 1 unit

20261 event

September 2026Market trend
ZIP 94549
ZIP 94549 typical home value: $1,910,595 (+3.4% year-over-year)
Latest published Zillow Home Value Index (ZHVI) update
Changed from $1,847,007 in September 2025 to $1,910,595 in September 2026.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94549 (not a parcel appraisal)

20252 events

September 2025Market trend
ZIP 94549
ZIP 94549 typical home value: $1,847,007 (−2.5% year-over-year)
Annual ZIP 94549 home-value index checkpoint
Changed from $1,895,331 in September 2024 to $1,847,007 in September 2025.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94549 (not a parcel appraisal)
May 8, 2025Nearby project · Finaled / completed
0.45 mi W
Sharifi ADU24-23 — Finaled / completed
1 unit
Records span Sep 9, 2024 to May 8, 2025 (0 permits).
Source: City of Richmond Planning & Building, PermitTrak (eTRAKiT permits, 1992 to April 2025) & HCD APR (grouped project within ½ mile)

20244 events

Oct 11, 2024Nearby project · Finaled / completed
420 ft W
Lucas Ranch Lot 4 — Finaled / completed
1 unit
Records span Apr 24, 2023 to Oct 11, 2024 (0 permits).
Source: City of Richmond Planning & Building, PermitTrak (eTRAKiT permits, 1992 to April 2025) & HCD APR (grouped project within ½ mile)
September 2024Market trend
ZIP 94549
ZIP 94549 typical home value: $1,895,331 (−1.2% year-over-year)
Annual ZIP 94549 home-value index checkpoint
Changed from $1,918,450 in September 2023 to $1,895,331 in September 2024.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94549 (not a parcel appraisal)
Sep 11, 2024Housing completed
On this parcel
1 housing unit completed (Lucas Ranch Lot 6)
Reported in 2024 Housing Element Annual Progress Report
SFD · Owner
Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: parcel
Jan 22, 2024Nearby project · Issued
410 ft NE
Soldier HDP01-24 — Issued
1 unit
⏱ Slow turnaround:Permit issued and active for 2.8 yr (first record Jan 22, 2024), with no completion or new permit record in 2.8 yr.
Source: City of Richmond Planning & Building, PermitTrak (eTRAKiT permits, 1992 to April 2025) & HCD APR (grouped project within ½ mile)

20233 events

Oct 4, 2023Nearby project · Entitled
0.45 mi W
Sharifi ADU — Entitled
1 unit
⏱ Slow turnaround:In "Entitled" for 3.1 yr (since Oct 4, 2023), with no new permit record in 3.1 yr.
Source: City of Richmond Planning & Building, PermitTrak (eTRAKiT permits, 1992 to April 2025) & HCD APR (grouped project within ½ mile)
September 2023Market trend
ZIP 94549
ZIP 94549 typical home value: $1,918,450 (−3.6% year-over-year)
Annual ZIP 94549 home-value index checkpoint
Changed from $1,990,649 in September 2022 to $1,918,450 in September 2023.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94549 (not a parcel appraisal)
Jan 23, 2023Nearby project · Finaled / completed
0.49 mi W
Griggs ADU — Finaled / completed
1 unit
Records span Feb 8, 2022 to Jan 23, 2023 (0 permits).
Source: City of Richmond Planning & Building, PermitTrak (eTRAKiT permits, 1992 to April 2025) & HCD APR (grouped project within ½ mile)

20224 events

Oct 17, 2022Nearby project · Finaled / completed
0.13 mi NW
New home — Finaled / completed
1 unit
Source: City of Richmond Planning & Building, PermitTrak (eTRAKiT permits, 1992 to April 2025) & HCD APR (grouped project within ½ mile)
September 2022Market trend
ZIP 94549
ZIP 94549 typical home value: $1,990,649 (+9.7% year-over-year)
Annual ZIP 94549 home-value index checkpoint
Changed from $1,814,429 in September 2021 to $1,990,649 in September 2022.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 94549 (not a parcel appraisal)
Sep 1, 2022HCD permit milestone
On this parcel
Building permit reported to State HCD for 1 housing unit (HDP14-21 Diamond)
Reported in 2022 Housing Element Annual Progress Report
SFD · Owner
Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: parcel
May 25, 2022Nearby project · Entitled
0.44 mi NW
Arnold ADU — Entitled
1 unit
⏱ Slow turnaround:In "Entitled" for 4.4 yr (since May 25, 2022), with no new permit record in 4.4 yr.
Source: City of Richmond Planning & Building, PermitTrak (eTRAKiT permits, 1992 to April 2025) & HCD APR (grouped project within ½ mile)

20211 event

Dec 1, 2021Nearby project · Entitled
0.49 mi NW
Kelly ADU — Entitled
1 unit
⏱ Slow turnaround:In "Entitled" for 4.9 yr (since Dec 1, 2021), with no new permit record in 4.9 yr.
Source: City of Richmond Planning & Building, PermitTrak (eTRAKiT permits, 1992 to April 2025) & HCD APR (grouped project within ½ mile)

Showing 15 of 26 timeline events

Recorded sales & deed transfers: California county recorders do not publish open bulk deed-transfer feeds without owner-PII restrictions, so individual sale deeds are not redistributed here. For official assessment roll and recorded transfer history in Lafayette, inspect Property tax bill ↗.

Development graph & closer investigation

6 investigation leads

Cross-referenced intelligence from our historical development graph—connecting parcels, permits, entity-resolved builders, empirical review-time distributions, and neighborhood renovation trends.

Explore full Lafayette development graph →

Developments deserving closer investigation (6)

On this parcel & within ½ mile

Soldier HDP01-24IssuedNo new record in 2.8 yr
410 ft NE
Active in "Issued" for 2.8 yr (first record Jan 22, 2024) with no new permit activity recorded in 2.8 yr.
Lucas Ranch 33IssuedNo new record in 7.1 yr
420 ft N
Active in "Issued" for 7.1 yr (first record Sep 24, 2019) with no new permit activity recorded in 7.1 yr.
O'Hare Lucas Ranch - Lot 5 HDPIssuedNo new record in 6 yr
0.12 mi N
Active in "Issued" for 6.7 yr (first record Feb 18, 2020) with no new permit activity recorded in 6 yr.
Lucas Ranch Lot 8IssuedNo new record in 6.7 yr
0.17 mi N
Active in "Issued" for 6.7 yr (first record Feb 12, 2020) with no new permit activity recorded in 6.7 yr.
Coctis ADUIssuedNo new record in 7.1 yr
0.3 mi NW
Active in "Issued" for 7.9 yr (first record Dec 3, 2018) with no new permit activity recorded in 7.1 yr.
Jackson ADUIssuedNo new record in 6.4 yr
0.38 mi SW
Active in "Issued" for 6.8 yr (first record Jan 16, 2020) with no new permit activity recorded in 6.4 yr.

Ownership & rental scenario calculator

Prop 13 tax estimate & area benchmarks

Area rent & home-value benchmarks (kept separate from your assumptions)

Click any benchmark to pre-fill the calculator

HUD Small Area Fair Market Rent · ZIP 94549

HUD FY 2026 · 40th-percentile gross rent

Census ACS 5-year median gross rent (all bedroom counts combined):

ZIP 94549$2,981±$354

Area home-value benchmarks (not an appraisal)

ZIP & neighborhood medians

Zillow ZHVI · ZIP 94549(as of September 2026)Data provided by Zillow · typical mid-tier home value in ZIP

$1,910,595

ACS Median Home Value · ZIP 94549Census ACS 2020–2024 owner-occupied self-reported median

$1,956,000±$72,600

1. Purchase, financing & Prop 13 tax reassessment

Purchase price ($)Down payment (%)$382,000Interest rate (%)Loan termClosing costs (%)$38,200

Prop 13 post-purchase property tax estimate

$1,916/mo ($22,988/yr · 1.20%)

Under California Proposition 13, the seller's historical assessed value does not carry over to a buyer. On sale, the parcel is reassessed at the purchase price: 1.00% base rate ($19,100/yr) + local voter-approved bond debt ($3,438/yr) + fixed direct levies/Mello-Roos ($450/yr).

Voter bond rate (%)$3,438/yrDirect levies / Mello-Roos ($/yr)Check Property tax bill ↗

2. Your rent & operating assumptions

Monthly gross rent ($)Your assumptionVacancy allowance (%)−$196/moManagement (%)$298/moMaintenance (%)$196/moCapEx reserve (%)$196/moInsurance ($/mo)$3,300/yrHOA dues ($/mo)Owner utilities ($/mo)

Mapped hazard zone insurance context on this parcel:

Parcel intersects a mapped High Fire Hazard Severity Zone (Local Responsibility Area) (local responsibility area). Properties in High or Very High fire hazard zones may require California FAIR Plan + difference-in-conditions (DIC) coverage; verify actual insurability and quotes early.
Parcel intersects a mapped Moderate Fire Hazard Severity Zone (Local Responsibility Area) (local responsibility area). Properties in High or Very High fire hazard zones may require California FAIR Plan + difference-in-conditions (DIC) coverage; verify actual insurability and quotes early.

3. Scenario results (based on your assumptions)

Net monthly cash flow: −$8,811
Cash-on-cash return: -25.2%
Cap rate (Year 1 NOI): 0.53%
DSCR (NOI / debt): 0.09x
Break-even gross rent: $15,308/mo
Break-even vacancy: 0% (negative at full occ.)

Monthly cash-flow breakdown (Effective gross $3,729 − Operating $2,881 − Debt $9,658)

Gross scheduled rent$3,925

Vacancy allowance (5%)−$196

Effective gross income$3,729

Prop 13 property tax (1.20%)−$1,916

Property insurance−$275

Management (8%), maintenance (5%) & CapEx (5%)−$691

Net Operating Income (NOI)+$847

Mortgage principal & interest (1,528,000 loan)−$9,658

Net monthly cash flow−$8,811

4. Sensitivity & rent-stabilization ceiling (Lafayette)

Scenario	Assumptions	Year 1 Rent	Year 1 Cash Flow	Cash-on-Cash	Break-Even Rent	Year 5 Cash Flow
Conservative	−8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth	$3,611/mo	−$9,262/mo	-26.4%	$16,539/mo	−$9,286/mo
Base (your inputs)	Your entered assumptions, 3.0%/yr rent growth	$3,925/mo	−$8,811/mo	-25.2%	$15,308/mo	−$8,613/mo
Optimistic (cap-limited)	+6% starting rent, 3% vacancy, 4.5%/yr rent growth (capped by AB 1482 ceiling of 8.6%/yr)	$4,161/mo	−$8,551/mo	-24.4%	$14,953/mo	−$8,100/mo

Rental regulatory context (informational only — not legal advice):

California AB 1482 (Tenant Protection Act, Civ. Code § 1947.12) caps annual rent increases at 5% + local CPI (max 10%) on covered properties.

Common statutory exemption signals under AB 1482

Housing issued a certificate of occupancy within the last 15 years (rolling exemption under AB 1482).
Separately alienable single-family homes or condominiums not owned by a corporation, REIT, or LLC with a corporate member (when required statutory notice is in the lease).
Owner-occupied duplexes where the owner occupied one unit from the start of the tenancy.

Development projects on this parcel

Lucas Ranch Lot 6
Finaled / completed1 unitsSep 1, 2022 – Sep 11, 2024

We group related permits and State housing reports into projects. That grouping is our inference, not an official record.

Permit history on this parcel

0 records

No building permits are recorded for this parcel since 2016.

Source: City of Richmond Planning & Building, PermitTrak (eTRAKiT permits, 1992 to April 2025) · Geography: parcel (APN) · Retrieved Oct 26, 2026 · Richmond's permits come from its eTRAKiT system, retired in 2025. Statuses are as of April 2025, and later permits are not published.

Housing activity reported to the State

Report year	Project / record	Type	Entitled	Permitted	Completed	Deed-restricted
2024	Lucas Ranch Lot 6(BIR22-002865)	SFD · Owner	—	—	1 (Sep 11, 2024)	—
2022	HDP14-21 Diamond(BIR22-002865)	SFD · Owner	—	1 (Sep 1, 2022)	—	—

Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: project (parcel) · Retrieved Oct 26, 2026 · From Lafayette's Housing Element Annual Progress Reports. A project can appear in several report years as it moves from entitlement to permit to completion.

Zoning & planning

Zoning: No zoning map published for Lafayette

Source: Contra Costa County Department of Conservation and Development, Zoning (unincorporated Contra Costa) · Geography: zoning district polygon at parcel point · Retrieved Oct 26, 2026

Parcel facts

Lot size: 192,100 sq ft
Tax rate area: 14002
Assessor land use: Single Family, 1 residence on 1 site, with or without
Addresses on parcel: 1

Source: Contra Costa County Assessor / Department of Information Technology, Assessment Parcels · Geography: parcel · Retrieved Oct 26, 2026

Official records

CCMAP
County map with assessor parcel maps and zoning. Search parcel 238-210-006.
Property tax bill
Search by parcel number 238-210-006 (Contra Costa County Treasurer-Tax Collector). Assessed value is not market value.
FEMA Flood Map Service Center
The official flood hazard map for this location. Our reading of it is under What could be built here.

This site does not show owner names.

Scenario

Assumptions

Year 1 Rent

Year 1 Cash Flow

Cash-on-Cash

Break-Even Rent

Year 5 Cash Flow

Conservative

−8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth

$3,611/mo

−$9,262/mo

-26.4%

$16,539/mo

−$9,286/mo

Base (your inputs)

Your entered assumptions, 3.0%/yr rent growth

$3,925/mo

−$8,811/mo

-25.2%

$15,308/mo

−$8,613/mo

Optimistic (cap-limited)

+6% starting rent, 3% vacancy, 4.5%/yr rent growth (capped by AB 1482 ceiling of 8.6%/yr)

$4,161/mo

−$8,551/mo

-24.4%

$14,953/mo

−$8,100/mo

Report year

Project / record

Type

Entitled

Permitted

Completed

Deed-restricted

2024

Lucas Ranch Lot 6(BIR22-002865)

SFD · Owner

—

1 (Sep 11, 2024)

—

2022

HDP14-21 Diamond(BIR22-002865)

SFD · Owner

—

1 (Sep 1, 2022)

—