3820 Northgate Blvd
Sacramento 95834 · South Natomas · City of Sacramento · Coordinates: 38.63635, -121.47565
Executive Verdict · Public-Records Synthesis
Zoned HC-R in City of Sacramento and mapped FEMA A99 flood due diligence; benchmark value $556,000 ($489,000–$623,000).
Upsides & Opportunities
- ✓ 2 documented municipal building permits on file
On-parcel permit history is indexed through Aug 31, 2020, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (A99, all of the lot of lot)
Zone A99: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
Commercial tenant improvement (COM-1705315): Issued after 5 mo (2.2× the 63d median) — above the 75th percentile for commercial tenant improvement permits in City of Sacramento (median 63d, 75th pct 119d, n=2,366).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: New home at 5 Brookbay Way (0.31 mi E, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$6,788/yr at $556,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$566/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 44,867 sq ft (1.03 ac)
- Assessor use:
- Retail / Commercial · Restaurant · Fast Food Service
- Tax rate area:
- 03225
- Addresses on lot:
- 3820 NORTHGATE BLVD
Zoning & Land Use
HC-R — Highway Commercial Zone (C)
2040 General Plan: Residential Mixed Use (FAR up to 4)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned HC (commercial): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned HC (commercial), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned HC (commercial), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone A99: 1% annual chance flood (Special Flood Hazard Area) (all of the lot) · FIRM panel 06067C0063J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $489,000 – $623,000 · Status: Off market
HUD Small Area FMR (ZIP 95834) · FY 2026
Studio $1,790 · 1BR $1,880 · 2BR $2,310 · 3BR $3,070 · 4BR $3,540
Developments Deserving Closer Investigation & Active Area Builders
- New home at 5 Brookbay Way (Issued)0.31 mi E
Active in "Issued" for 4.9 yr (first record Dec 7, 2021) with no new permit activity recorded in 17 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
- Commercial tenant improvement (COM-1705315) (Finaled)On this parcel
Issued after 5 mo (2.2× the 63d median) — above the 75th percentile for commercial tenant improvement permits in City of Sacramento (median 63d, 75th pct 119d, n=2,366).
- New home at 1 Brookbay Way (Issued)0.3 mi E
Active in "Issued" for 4.2 yr (first record Aug 30, 2022) with no new permit activity recorded in 17 mo.
- New home at 17 Zapata Ct (Issued)0.31 mi E
Active in "Issued" for 19 mo (first record Apr 23, 2025) with no new permit activity recorded in 17 mo.
Entity-resolved builders & contractors in ½ mile: Phoenix Builders (2 on parcel, 2 in ½ mi · Commercial tenant improvement); Cec 1 (106 in ½ mi · New single-family home); Walter Weston Keusder (37 in ½ mi · New single-family home); Ti Builders (8 in ½ mi · Commercial tenant improvement); Jackson Properties (6 in ½ mi · New single-family home).
Permit & Project History on This Parcel (2 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2012706 | Commercial tenant improvement | Finaled | Iss. Aug 31, 2020 | $20,000 | EPC - Addition of new cook line to interior kitchen area of Taco Bell restaurant and associated electrical. No exterior … |
| COM-1705315 | Commercial tenant improvement | Finaled | Iss. Aug 23, 2017 | $150,000 | Taco Bell remodel - Exterior to be repainted, repave damaged portion of rear parking lot, restripe parking lot. Interior… |