3845 Vern St
Sacramento 95838 · West Del Paso Heights · City of Sacramento · Coordinates: 38.63841, -121.45533
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $435,000 ($383,000–$487,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 11,326 sq ft lot. Local precedent is active with 5 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$13,760 contributory est.)
Public building records show issued construction/renovation work on this parcel (6 total permits, latest Mar 7, 2025).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home at 441 Kesner Ave (0.3 mi S, in review). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,409/yr at $435,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$451/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 11,326 sq ft (0.26 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03170
- Addresses on lot:
- 3845 VERN ST
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 11,326 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0064J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $383,000 – $487,000 · Status: Off market
HUD Small Area FMR (ZIP 95838) · FY 2026
Studio $1,610 · 1BR $1,690 · 2BR $2,080 · 3BR $2,770 · 4BR $3,190
Developments Deserving Closer Investigation & Active Area Builders
- New home at 441 Kesner Ave (In review)0.3 mi S
In "In review" for 6 mo (since May 4, 2026), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657). current_status changed to "Finaled" in snapshot Nov 1, 2026.
- 3801 Vern St ADU and Demo (Entitled)510 ft S
In "Entitled" for 5.2 yr (since Aug 17, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- New home at 579 Lindsay Ave (Entitled)0.2 mi SE
In "Entitled" for 6.1 yr (since Oct 13, 2020), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- 547 Lindsay Ave ADU (Entitled)0.21 mi SE
In "Entitled" for 5.2 yr (since Sep 13, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: Rose Remodeling (1 on parcel, 1 in ½ mi · General repair); Empower Solar (1 on parcel, 1 in ½ mi · Solar / battery storage); Sunrun Installation Services (1 on parcel, 1 in ½ mi · Solar / battery storage); Direct Energy Services Retail (1 on parcel, 1 in ½ mi · HVAC / heat pump); Harris Water Heaters (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer).
Permit & Project History on This Parcel (6 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2504555 | Plumbing / water heater / sewer | Expired Permit | Iss. Mar 7, 2025 | $1,937 | Change-out installation of Gas - 040 gallon to Gas - 040 gallon, located inside building, screening not required. |
| RES-2321908 | Roof replacement | Finaled | Iss. Oct 13, 2023 | $14,850 | E-Permit: Tear Off - Yes, Resheet - No, 1 layer(s), 27 squares of 30yr Laminated Dimensional Composition. In-progress in… |
| RES-2320479 | Solar / battery storage | Finaled | Iss. Sep 29, 2023 | $17,310 | 3.95kw Solar PV System, and 0gal Solar WH System (water heater installed null) and Battery Storage. All supply side conn… |
| RES-2212643 | Solar / battery storage | Expired Permit | Iss. Jul 1, 2022 | $5,472 | 2.88kw Solar PV System, and 0gal Solar WH System (water heater installed null). All supply side connections, main break… |