400 Winterhaven Ave
Sacramento 95833 · Gardenland · City of Sacramento · Coordinates: 38.62631, -121.47230
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ministerial ADU eligibility and mapped FEMA A99 flood due diligence; benchmark value $473,000 ($416,000–$530,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R-1 allows residential use qualifying for ministerial ADU review under state law (5 ADU permits permitted within ¼ mile in 36 months).
Source: City of Sacramento zoning · CA Gov. Code 66314
- ✓ 4 documented municipal building permits on file
On-parcel permit history is indexed through Sep 2, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! FEMA Special Flood Hazard Area (A99, all of the lot of lot)
Zone A99: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
New garage / accessory structure (RES-2611617): Pending in review for 5 mo (2.3× the 69d median) — above the 75th percentile for new garage / accessory structure permits in City of Sacramento (median 69d, 75th pct 132d, n=231).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: Silver Eagle - 18 Subdivision (0.47 mi NE, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,842/yr at $473,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$487/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 43,560 sq ft (1.00 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03137
- Addresses on lot:
- 400 WINTERHAVEN AVE
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotPossible, with conditions
Zoned R-1, a single-family residential zone. FEMA Special Flood Hazard Area (Zone A99) covers all of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
- SB 9: split into two lotsPossible, with conditions
Zoned R-1, a single-family residential zone. The lot is 43,560 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original. FEMA Special Flood Hazard Area (Zone A99) covers all of the lot: the project must meet the National Flood Insurance Program floodplain standards, or the lot needs a map revision.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone A99: 1% annual chance flood (Special Flood Hazard Area) (all of the lot) · FIRM panel 06067C0063J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $416,000 – $530,000 · Status: Off market
HUD Small Area FMR (ZIP 95833) · FY 2026
Studio $1,920 · 1BR $2,020 · 2BR $2,480 · 3BR $3,300 · 4BR $3,810
Nearby Activity (½ mile radius, since November 2024)
33 active or recent development projects (36 housing units across completed, permitted, and pipeline stages) and 331 total building permits recorded within ½ mile.
- New construction33 permits (33 units)
- Adds housing (ADU)10 permits (11 units)
- Additions & renovations19 permits
- Building systems244 permits
- Repairs4 permits
- Other21 permits
Developments Deserving Closer Investigation & Active Area Builders
- Silver Eagle - 18 Subdivision (Entitled)0.47 mi NE
In "Entitled" for 2.9 yr (since Dec 14, 2023), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (31 housing units across 0 permits).
- Accessory dwelling unit at 3207 Nordyke Dr (In review)0.27 mi SW
In "In review" for 11 mo (since Dec 11, 2025), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657). current_status changed to "Ready-to-Issue" in snapshot Nov 1, 2026.
- Accessory dwelling unit at 348 Winterhaven Ave (Issued)160 ft NE
Active in "Issued" for 2.7 yr (first record Mar 20, 2024) with no new permit activity recorded in 7 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
- 350 Winterhaven Ave ADU (Entitled)270 ft NE
In "Entitled" for 5.7 yr (since Feb 26, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: Emergency Restoration And Cleaning (1 on parcel, 1 in ½ mi · New garage / accessory structure); Harlan Quality Roofing (1 on parcel, 1 in ½ mi · Roof replacement); Perry Air (1 on parcel, 1 in ½ mi · Roof replacement); Graves 7 (1 on parcel, 1 in ½ mi · General repair); Riverland Homes (16 in ½ mi · New single-family home).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2619339 | Roof replacement | Finaled | Iss. Sep 2, 2026 | $28,754 | E-Permit: Tear Off - Yes, Resheet - No, 1 layer(s), 31 squares of 40yr Laminated Dimensional Composition. CRRC: 0668-007… |
| RES-2611617 | New garage / accessory structure | Ready-to-Issue | App. Jun 5, 2026 | $55,155 | EPC - Build new 792 SQ. FT. metal storage building no utilities. Carbon monoxide & Smoke alarms required. Reference CRC… |
| RES-2001971 | General repair | Finaled | Iss. Feb 6, 2020 | $6,635 | Replace approx 35' of mainline and install 4" abs fitted with shield ferncos. Carbon monoxide & Smoke alarms required. R… |
| RES-1915805 | Roof replacement | Expired Permit | Iss. Aug 20, 2019 | $9,000 | Change-out Roof Mount to Roof Mount. The existing unit shall be removed. The new unit shall be placed in the same locati… |