3520 Ivy St
Sacramento 95838 · Hagginwood · City of Sacramento · Coordinates: 38.63165, -121.42748
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $386,000 ($340,000–$432,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 6,534 sq ft lot. Local precedent is active with 9 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ 2 documented municipal building permits on file
On-parcel permit history is indexed through Jan 7, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Hagginwood
31 substantial renovation & housing permits over 24 months (16.8 per 1,000 parcels vs. 30.4 citywide baseline) (#10 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Hagginwood)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Willow Grove Apartments (0.42 mi N, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$4,850/yr at $386,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$404/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 6,534 sq ft (0.15 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03089
- Addresses on lot:
- 3520 IVY ST
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 6,534 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06067C0068H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $340,000 – $432,000 · Status: Off market
HUD Small Area FMR (ZIP 95838) · FY 2026
Studio $1,610 · 1BR $1,690 · 2BR $2,080 · 3BR $2,770 · 4BR $3,190
Nearby Activity (½ mile radius, since November 2024)
26 active or recent development projects (25 housing units across completed, permitted, and pipeline stages) and 368 total building permits recorded within ½ mile.
- New construction8 permits (5 units)
- Adds housing (ADU)20 permits (22 units)
- Demolition5 permits
- Additions & renovations36 permits
- Building systems279 permits
- Repairs7 permits
- Other13 permits
Developments Deserving Closer Investigation & Active Area Builders
- Willow Grove Apartments (Entitled)0.42 mi N
In "Entitled" for 6.3 yr (since Jul 23, 2020), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (24 housing units across 0 permits).
- Ascent Apartments (Entitled)0.42 mi E
In "Entitled" for 3.5 yr (since May 4, 2023), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (120 housing units across 0 permits).
- Kenwood Meadows (Entitled)0.49 mi S
In "Entitled" for 5.2 yr (since Aug 18, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (12 housing units across 0 permits).
- Accessory dwelling unit at 1528 Los Robles Blvd (Issued)0.27 mi SW
Active in "Issued" for 12 mo (first record Nov 12, 2025) with no new permit activity recorded in 8 mo. current_status changed to "Finaled" in snapshot Nov 1, 2026.
Entity-resolved builders & contractors in ½ mile: Roach Heating And Air Conditioning (1 on parcel, 1 in ½ mi · HVAC / heat pump); Greenberg Clark (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); The Design Build (4 in ½ mi · New multifamily / condos / mixed-use); Leonid Kotyakov (4 in ½ mi · Addition (adds square footage)); B Line Construction (3 in ½ mi · Addition (adds square footage)).
Permit & Project History on This Parcel (2 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2600281 | Plumbing / water heater / sewer | Finaled | Iss. Jan 7, 2026 | $6,551 | E-Permit: Sewer Service replacement or repair, Trenchless 40 L.F. |
| RES-2106670 | HVAC / heat pump | Finaled | Iss. Mar 30, 2021 | $10,590 | Change-out w/new ducts Split System to Split System. The existing unit shall be removed. The new unit shall be placed in… |