Clay St
Sacramento 95815 · South Hagginwood · City of Sacramento · Coordinates: 38.62094, -121.43879
Executive Verdict · Public-Records Synthesis
Zoned R-2B in City of Sacramento with likely ministerial ADU eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $382,000 ($336,000–$428,000).
Upsides & Opportunities
- ✓ Ministerial ADU / JADU pathway likely eligible
Zone R-2B allows residential use qualifying for ministerial ADU review under state law (11 ADU permits permitted within ¼ mile in 36 months).
Source: City of Sacramento zoning · CA Gov. Code 66314
- ✓ 12 documented municipal building permits on file
On-parcel permit history is indexed through May 22, 2026, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! Delayed or open permit activity on this parcel
Roof replacement (COM-2409486): Issued after 2 mo — slower than 90% of roof replacement permits in City of Sacramento (median 0d, 90th pct 2d, n=19,072).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
- ! 5 slow or stalled nearby projects within ½ mile
Closest lead: Affordable Housing (0.39 mi W, fee estimate). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$4,805/yr at $382,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$400/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 20,885 sq ft (0.48 ac)
- Assessor use:
- Residential · Low Rise Apartment
- Tax rate area:
- 03193
- Addresses on lot:
- 11 CORAL LN; 15 CORAL LN; 17 CORAL LN
Zoning & Land Use
R-2B — Multi-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-2B (multifamily residential): state law allows ADUs where homes are allowed. On a multifamily lot the state allowance is different: ADUs in non-living space of the building, plus up to eight detached ADUs.
- SB 9: two homes on the lotUnlikely
Zoned R-2B (multifamily residential), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned R-2B (multifamily residential), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0177J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $336,000 – $428,000 · Status: Off market
HUD Small Area FMR (ZIP 95815) · FY 2026
Studio $1,440 · 1BR $1,510 · 2BR $1,860 · 3BR $2,480 · 4BR $2,850
Developments Deserving Closer Investigation & Active Area Builders
- Affordable Housing (Fee estimate)0.39 mi W
In "Fee estimate" for 3.1 yr (since Oct 16, 2023), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (29 housing units, $3,006,960 declared valuation across 1 permit).
- Northern Trail Apartments (Entitled)0.47 mi NW
In "Entitled" for 3.1 yr (since Oct 19, 2023), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (22 housing units, 2 deed-restricted affordable across 0 permits).
- New duplex at 3042 Marysville Blvd (In review)0.22 mi E
In "In review" for 2.7 yr (since Mar 5, 2024), exceeding the 184d median and 575d 90th percentile for new duplex / half-plex permits in City of Sacramento (n=115). current_status changed to "Plan Check Wait" in snapshot Nov 1, 2026.
- Roof replacement (COM-2409486) (Expired Permit)On this parcel
Issued after 2 mo — slower than 90% of roof replacement permits in City of Sacramento (median 0d, 90th pct 2d, n=19,072).
Entity-resolved builders & contractors in ½ mile: River City Windows (1 on parcel, 1 in ½ mi · Windows / doors / siding); Gene Sun Wan Construction (5 in ½ mi · New commercial / non-residential building); Ag Builders (3 in ½ mi · Accessory dwelling unit (new or conversion)); William Lee Construction (3 in ½ mi · New single-family home); Natsu Design And Builds (3 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (12 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2610440 | Windows / doors / siding | Finaled | Iss. May 22, 2026 | $10,000 | HSG CASE FILE# 25-030207 10,12,14, & 16 CORAL LN REPLACEMENT OF WINDOWS ON ALL 4 UNITS USING RETRO FIT VINYL WINDOWS |
| COM-2609941 | Windows / doors / siding | Issued | Iss. May 22, 2026 | $26,000 | HSG CASE FILE# 23-030028 11,15,17,19,20 & 22 CORAL LANE REPLACEMENT PERMIT TO COMPLETE WORK FROM EXPIRED PERMIT, CO… |
| RES-2610439 | Windows / doors / siding | Void | App. May 21, 2026 | $10,000 | HSG CASE FILE# 25-030207 10,12,14, & 16 CORAL LN REPLACEMENT OF WINDOWS ON ALL 4 UNITS USING RETRO FIT VINYL WINDOWS |
| COM-2522788 | Roof replacement | Expired Permit | Iss. Nov 3, 2025 | $6,000 | HSG CASE FILE# 23-030028: REROOF FOR UNITs 11 & 15. Carbon monoxide & Smoke alarms required. Reference CRC sections R3… |