2688 Clay St
Sacramento 95815 · South Hagginwood · City of Sacramento · Coordinates: 38.61445, -121.43891
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $351,000 ($309,000–$393,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 6,875 sq ft lot. Local precedent is active with 7 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ 3 documented municipal building permits on file
On-parcel permit history is indexed through Oct 13, 2025, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: 0.2% annual chance flood hazard (shaded X))
all of the lot of the parcel intersects Zone X: 0.2% annual chance flood hazard (shaded X). Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: New home (0.16 mi SW, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$4,451/yr at $351,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$371/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 6,875 sq ft (0.16 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03346
- Addresses on lot:
- 2688 CLAY ST
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 6,875 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: 0.2% annual chance flood hazard (shaded X) (all of the lot) · FIRM panel 06067C0177J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $309,000 – $393,000 · Status: Off market
HUD Small Area FMR (ZIP 95815) · FY 2026
Studio $1,440 · 1BR $1,510 · 2BR $1,860 · 3BR $2,480 · 4BR $2,850
Developments Deserving Closer Investigation & Active Area Builders
- New home (Entitled)0.16 mi SW
In "Entitled" for 4 yr (since Nov 29, 2022), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- 2533 Taft Street ADU (Entitled)0.18 mi S
In "Entitled" for 5.2 yr (since Aug 30, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
- pump house with fire equipment (Issued)0.31 mi E
Active in "Issued" for 5.2 yr (first record Sep 10, 2021) with no new permit activity recorded in 6 mo. work_desc changed to "Permt to complete work commenced under expired permit COM-2325441: - construction of 232 sq ft pump house and installation of new fire pump equipment revision COM-2617765 Additions of conductor sizing on one line drawing, addition of panel placard detailing the facility address and available fault current per utility letter. revision COM-2622205 electrical plans modify electrical run/conduit" in snapshot Nov 1, 2026.
- Garage Conversion to ADU (Entitled)0.36 mi NW
In "Entitled" for 5.9 yr (since Jan 6, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Entity-resolved builders & contractors in ½ mile: Artistic Roofing (1 on parcel, 1 in ½ mi · Roof replacement); Viceroy Improvement (1 on parcel, 1 in ½ mi · Windows / doors / siding); Gubruds Electrical Contracting (1 on parcel, 1 in ½ mi · Electrical / panel); Integrity Pacific Builders (21 in ½ mi · New single-family home); Read Construction (17 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (3 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2521429 | Windows / doors / siding | Expired Permit | Iss. Oct 13, 2025 | $4,000 | R/R 4 WINDOWS LIKE FOR LIKE, NO STRUCTURAL CHANGES, UPGRADE. The egress windows will meet the code requirements enforced… |
| RES-2423888 | Roof replacement | Finaled | Iss. Oct 29, 2024 | $6,210 | E-Permit: Tear Off - Yes, Resheet - No, 1 layer(s), 18 squares of 30yr Laminated Dimensional Composition. CRRC: 0676-013… |
| RES-2227882 | Electrical / panel | Expired Permit | Iss. Dec 29, 2022 | $2,501 | E-Permit: existing panel 100 Amps - Overhead service, new main panel 200 Amps, Replacement weather head/masthead work, m… |