3125 Judah St
Sacramento 95815 · Hagginwood · City of Sacramento · Coordinates: 38.62408, -121.42822
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $390,000 ($343,000–$437,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 11,761 sq ft lot. Local precedent is active with 11 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$18,000 contributory est.)
Public building records show issued construction/renovation work on this parcel (3 total permits, latest Jul 24, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Hagginwood
31 substantial renovation & housing permits over 24 months (16.8 per 1,000 parcels vs. 30.4 citywide baseline) (#10 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Hagginwood)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
about 74% of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Kenwood Meadows (340 ft NE, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$4,896/yr at $390,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$408/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 11,761 sq ft (0.27 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03346
- Addresses on lot:
- 3125 JUDAH ST
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 11,761 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (about 74% of the lot); Zone X: 0.2% annual chance flood hazard (shaded X) (about 26% of the lot) · FIRM panel 06067C0181H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $343,000 – $437,000 · Status: Off market
HUD Small Area FMR (ZIP 95815) · FY 2026
Studio $1,440 · 1BR $1,510 · 2BR $1,860 · 3BR $2,480 · 4BR $2,850
Developments Deserving Closer Investigation & Active Area Builders
- Kenwood Meadows (Entitled)340 ft NE
In "Entitled" for 5.2 yr (since Aug 18, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (12 housing units across 0 permits).
- Accessory dwelling unit at 1721 Eldridge Ave (Approved)480 ft SE
In "Approved" for 2.7 yr (since Feb 28, 2024), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657). issued_date changed to "2026-09-28" in snapshot Nov 1, 2026.
- Marconi Ridge Apartments (In review)0.38 mi SE
In "In review" for 4.4 yr (since Jun 28, 2022), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (11 housing units, $2,000,000 declared valuation across 1 permit).
- Marconi Ridge Apartments (Entitled)0.38 mi SE
In "Entitled" for 7 yr (since Nov 12, 2019), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (11 housing units across 0 permits).
Entity-resolved builders & contractors in ½ mile: Axia Solar (1 on parcel, 1 in ½ mi · Solar / battery storage); Romano HVAC (1 on parcel, 1 in ½ mi · HVAC / heat pump); Sacramento Roofing (1 on parcel, 1 in ½ mi · Roof replacement); Ferrand Construction (7 in ½ mi · Commercial tenant improvement); Brilliance Construction (4 in ½ mi · Accessory dwelling unit (new or conversion)).
Permit & Project History on This Parcel (3 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2615881 | Solar / battery storage | Finaled | Iss. Jul 24, 2026 | $49,945 | Reviewed by SolarApp+ 8.6kw Solar PV System, 27 kw PV Storage System Size and nullgal Solar WH System (water heater inst… |
| RES-2308070 | Roof replacement | Finaled | Iss. Apr 24, 2023 | $7,750 | E-Permit: Tear Off - Yes, Resheet - No, 1 layer(s), 25 squares of 40yr Laminated Dimensional Composition. In-progress in… |
| RES-2217493 | HVAC / heat pump | Finaled | Iss. Aug 19, 2022 | $12,356 | No Duct Work Permitted. Change-out Split System to Split System. The existing unit shall be removed. The new unit shall … |