507 Garden St
Sacramento 95815 · Woodlake · City of Sacramento · Coordinates: 38.60227, -121.45572
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $445,000 ($392,000–$498,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 17,360 sq ft lot. Local precedent is active with 9 ADU permits within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$10,779 contributory est.)
Public building records show issued construction/renovation work on this parcel (6 total permits, latest Oct 21, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: 4-Plex New Construction (0.39 mi N, in review). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$5,523/yr at $445,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$460/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 17,360 sq ft (0.40 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03242
- Addresses on lot:
- 507 GARDEN ST
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 17,360 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0177J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $392,000 – $498,000 · Status: Off market
HUD Small Area FMR (ZIP 95815) · FY 2026
Studio $1,440 · 1BR $1,510 · 2BR $1,860 · 3BR $2,480 · 4BR $2,850
Developments Deserving Closer Investigation & Active Area Builders
- 4-Plex New Construction (In review)0.39 mi N
In "In review" for 4 yr (since Nov 4, 2022), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (4 housing units, $500,000 declared valuation across 2 permits). current_status changed to "Plan Check Wait" in snapshot Nov 1, 2026.
- Walden Affordable Housing (Fee estimate)0.34 mi NW
In "Fee estimate" for 6.2 yr (since Aug 24, 2020), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (16 housing units, $1,000,000 declared valuation across 1 permit).
- CLTRE House (In review)0.35 mi NW
In "In review" for 2.9 yr (since Dec 6, 2023), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (52 housing units, $8,000,000 declared valuation across 2 permits).
- 1212 Village (Fee estimate)0.39 mi W
In "Fee estimate" for 3 yr (since Nov 13, 2023), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (75 housing units, $45,000,000 declared valuation across 1 permit).
Entity-resolved builders & contractors in ½ mile: Southgate Glass And Screen (2 on parcel, 5 in ½ mi · Remodel / interior alteration); Intelli Home (1 on parcel, 1 in ½ mi · Remodel / interior alteration); Ilum Solar (1 on parcel, 1 in ½ mi · Solar / battery storage); Water Heater Pros (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Fletchers Plumbing And Contracting (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer).
Permit & Project History on This Parcel (6 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2623540 | Remodel / interior alteration | Plan Check Target | App. Oct 21, 2026 | $100,000 | 1. REMODEL THE EXISTING KITCHEN SPACE. 2. REMOVE WALL BETWEEN THE KITCHEN AND DINING SPACE. 3. REPLACE THE EXISTING KI… |
| RES-2617566 | Solar / battery storage | Issued | Iss. Aug 21, 2026 | $23,953 | 0kw Solar PV System, 27 kw PV Storage System Size and 0gal Solar WH System (water heater installed null)., Main Service … |
| RES-2602836 | Windows / doors / siding | Finaled | Iss. Feb 12, 2026 | $16,870 | Window Permit: REMOVE AND REPLACE (8) ALUM WINDOWS WITH (8) WOOD / COMPOSITE WINDOWS LIKE FOR LIKE USING BLOCK FRAME … |
| RES-2220300 | Windows / doors / siding | Void | App. Sep 21, 2022 | $11,940 | Remove and replace (2) vinyl windows w/ (2) vinyl windows. The egress windows will meet the code requirements enforced a… |