1940 Waterford Rd
Sacramento 95815 · Swanston Estates · City of Sacramento · Coordinates: 38.60118, -121.42185
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $368,000 ($324,000–$412,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 7,405 sq ft lot. Local precedent is active with 1 ADU permit within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$7,040 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest May 18, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 3 slow or stalled nearby projects within ½ mile
Closest lead: Mixed-Use Student Housing/Hotel (0.49 mi SW, fee estimate). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$4,645/yr at $368,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$387/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 7,405 sq ft (0.17 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03394
- Addresses on lot:
- 1940 WATERFORD RD
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 7,405 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (all of the lot) · FIRM panel 06067C0181H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $324,000 – $412,000 · Status: Off market
HUD Small Area FMR (ZIP 95815) · FY 2026
Studio $1,440 · 1BR $1,510 · 2BR $1,860 · 3BR $2,480 · 4BR $2,850
Developments Deserving Closer Investigation & Active Area Builders
- Mixed-Use Student Housing/Hotel (Fee estimate)0.49 mi SW
In "Fee estimate" for 7.6 yr (since Mar 21, 2019), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (33 housing units, $10,172,244 declared valuation across 1 permit).
- Sleep Number Store (Fee estimate)0.32 mi S
In "Fee estimate" for 4.3 yr (since Aug 1, 2022), exceeding the 241d median and 498d 90th percentile for new commercial / non-residential building permits in City of Sacramento (n=150). High-impact scale ($1,400,000 declared valuation across 3 permits).
- Panera Bread on Arden (Fee estimate)0.32 mi S
In "Fee estimate" for 9.9 yr (since Dec 9, 2016), exceeding the 241d median and 498d 90th percentile for new commercial / non-residential building permits in City of Sacramento (n=150). High-impact scale ($2,000,000 declared valuation across 2 permits).
- Chase Bank (Finaled / completed)0.42 mi W
High-impact scale ($1,100,000 declared valuation across 24 permits).
Entity-resolved builders & contractors in ½ mile: Service Monster (2 on parcel, 2 in ½ mi · Roof replacement); Air Tech HVAC (1 on parcel, 1 in ½ mi · Roof replacement); Sierra Nevada 24 7 (1 on parcel, 1 in ½ mi · Roof replacement); Phoenix Builders (41 in ½ mi · Commercial tenant improvement); Icon General Contractors (24 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2610029 | Roof replacement | Issued | Iss. May 18, 2026 | $12,900 | No Duct Work Permitted. Change-out Roof Mount (all-electric heat pump) to Roof Mount (all-electric heat pump). The exist… |
| RES-2310298 | Solar / battery storage | Finaled | Iss. May 24, 2023 | $8,800 | 4.4kw Solar PV System, and 0gal Solar WH System (water heater installed null). All supply side connections, main breaker… |
| RES-2306404 | Roof replacement | Finaled | Iss. Apr 3, 2023 | $14,800 | E-Permit: Tear Off - Yes, Resheet - No, 1 layer(s), 20 squares of Composite Class A. In-progress inspection required if … |
| RES-1910991 | Roof replacement | Finaled | Iss. Jun 14, 2019 | $12,940 | Change-out w/new ducts Roof Mount to Roof Mount. The existing unit shall be removed. The new unit shall be placed in the… |