1905 Waterford Rd
Sacramento 95815 · Swanston Estates · City of Sacramento · Coordinates: 38.60011, -121.42059
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $561,000 ($494,000–$628,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 8,712 sq ft lot. Local precedent is active with 1 ADU permit within ¼ mile over the last 36 months.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$195,266 contributory est.)
Public building records show issued construction/renovation work on this parcel (5 total permits, latest Oct 10, 2024).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: 0.2% annual chance flood hazard (shaded X))
all of the lot of the parcel intersects Zone X: 0.2% annual chance flood hazard (shaded X). Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 3 slow or stalled nearby projects within ½ mile
Closest lead: Mixed-Use Student Housing/Hotel (0.49 mi SW, fee estimate). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$6,845/yr at $561,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$570/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 8,712 sq ft (0.20 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03394
- Addresses on lot:
- 1903 WATERFORD RD; 1905 WATERFORD RD
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 8,712 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: 0.2% annual chance flood hazard (shaded X) (all of the lot) · FIRM panel 06067C0181H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $494,000 – $628,000 · Status: Off market
HUD Small Area FMR (ZIP 95815) · FY 2026
Studio $1,440 · 1BR $1,510 · 2BR $1,860 · 3BR $2,480 · 4BR $2,850
Developments Deserving Closer Investigation & Active Area Builders
- Mixed-Use Student Housing/Hotel (Fee estimate)0.49 mi SW
In "Fee estimate" for 7.6 yr (since Mar 21, 2019), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (33 housing units, $10,172,244 declared valuation across 1 permit).
- Sleep Number Store (Fee estimate)0.28 mi SW
In "Fee estimate" for 4.3 yr (since Aug 1, 2022), exceeding the 241d median and 498d 90th percentile for new commercial / non-residential building permits in City of Sacramento (n=150). High-impact scale ($1,400,000 declared valuation across 3 permits).
- Panera Bread on Arden (Fee estimate)0.28 mi SW
In "Fee estimate" for 9.9 yr (since Dec 9, 2016), exceeding the 241d median and 498d 90th percentile for new commercial / non-residential building permits in City of Sacramento (n=150). High-impact scale ($2,000,000 declared valuation across 2 permits).
- New commercial building at 1831 Exposition Blvd (Finaled / completed)0.48 mi SW
High-impact scale ($850,000 declared valuation across 4 permits).
Entity-resolved builders & contractors in ½ mile: S And A Properties (2 on parcel, 2 in ½ mi · Accessory dwelling unit (new or conversion)); Green Day Power (1 on parcel, 1 in ½ mi · Solar / battery storage); Always Affordable Plumbing And HVAC (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); Camps Electrical Services (1 on parcel, 1 in ½ mi · Electrical / panel); Phoenix Builders (41 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (5 permits, 1 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2422379 | Electrical / panel | Expired Permit | Iss. Oct 10, 2024 | $8,000 | E-Permit: - Overhead service, adding 200 Amps subpanel. |
| RES-2311081 | Accessory dwelling unit (new or conversion) | Finaled | Iss. Oct 4, 2023 | $220,000 | EPC - 2 bd 2bath ADU, 936 sq ft. - solar 2.37 kw Carbon monoxide & Smoke alarms required. Reference CRC sections R31… |
| RES-2310156 | Solar / battery storage | Void | Iss. May 23, 2023 | $9,663 | 2.370kw Solar PV System, and 0gal Solar WH System (water heater installed null).All supply side connections, main breake… |
| RES-2219686 | Plumbing / water heater / sewer | Finaled |