21 Saratoga Cir
Sacramento 95864 · Sierra Oaks · City of Sacramento · Coordinates: 38.57095, -121.39908
Executive Verdict · Public-Records Synthesis
Zoned R-1 in City of Sacramento with likely ADU & SB 9 infill eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $783,000 ($689,000–$877,000).
Upsides & Opportunities
- ✓ ADU & SB 9 infill pathways screen as likely eligible
Zoned R-1 supports ministerial ADU/JADU review plus SB 9 both two-unit development and ministerial urban lot split on a 8,276 sq ft lot.
Source: City of Sacramento zoning · CA Gov. Code 66314 & 65852.21
- ✓ Documented permitted upgrades (+$8,250 contributory est.)
Public building records show issued construction/renovation work on this parcel (4 total permits, latest Jul 15, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Sierra Oaks
50 substantial renovation & housing permits over 24 months (72.0 per 1,000 parcels vs. 30.4 citywide baseline) (#83 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Sierra Oaks)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: reduced flood risk due to levee)
about 2% of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 1 slow or stalled nearby project within ½ mile
Closest lead: Sacramento Country Day School - New Arts Building (0.15 mi SW, in review). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$9,376/yr at $783,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$781/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 8,276 sq ft (0.19 ac)
- Assessor use:
- Residential · Single Family · Subdivision
- Tax rate area:
- 03162
- Addresses on lot:
- 21 SARATOGA CIR
Zoning & Land Use
R-1 — Single-Unit Dwelling Zone (R)
2040 General Plan: Neighborhood (FAR up to 1)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADULikely eligible
Zoned R-1 (single-family residential): state law allows ADUs where homes are allowed.
- SB 9: two homes on the lotLikely eligible
Zoned R-1, a single-family residential zone.
- SB 9: split into two lotsLikely eligible
Zoned R-1, a single-family residential zone. The lot is 8,276 sq ft by the assessor, room for two lots of at least 1,200 sq ft, each at least 40% of the original.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: reduced flood risk due to levee (about 2% of the lot); Zone X: reduced flood risk due to levee (about 98% of the lot) · FIRM panel 06067C0184H, effective August 16, 2012
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $689,000 – $877,000 · Status: Off market
HUD Small Area FMR (ZIP 95864) · FY 2026
Studio $1,840 · 1BR $1,930 · 2BR $2,370 · 3BR $3,150 · 4BR $3,640
Developments Deserving Closer Investigation & Active Area Builders
- Sacramento Country Day School - New Arts Building (In review)0.15 mi SW
In "In review" for 11 mo (since Dec 9, 2025), exceeding the 241d median and 334d 75th percentile for new commercial / non-residential building permits in City of Sacramento (n=150). High-impact scale ($4,455,877 declared valuation across 2 permits).
- New home at 10 Latham Ln (Finaled / completed)0.14 mi S
High-impact scale (1 housing unit, $1,012,000 declared valuation across 1 permit).
- MAIN Permit - Redwoods at Rio Condominiums Bldg 1 (6 Units) + Site Work (Issued)0.46 mi W
High-impact scale (9 housing units, $2,835,000 declared valuation across 6 permits).
Entity-resolved builders & contractors in ½ mile: Rouse Roofing (1 on parcel, 1 in ½ mi · Roof replacement); Golden State Equipment Repair (1 on parcel, 1 in ½ mi · HVAC / heat pump); Mc Donald Plumbing Heating And Air Conditioning (1 on parcel, 1 in ½ mi · Plumbing / water heater / sewer); River City Restoration (24 in ½ mi · Remodel / interior alteration); Kitchen Mart (6 in ½ mi · Remodel / interior alteration).
Permit & Project History on This Parcel (4 permits, 0 grouped projects)
| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| RES-2614844 | Remodel / interior alteration | Issued | Iss. Jul 15, 2026 | $15,000 | Bathroom Remodel Permit: Remodel of hall bathroom (like for like). No structural or exterior changes. No relocations … |
| RES-2607916 | Roof replacement | Finaled | Iss. Apr 21, 2026 | $25,000 | E-Permit: Tear Off - Yes, Resheet - Yes, 1 layer(s), 36 squares of 50yr Laminated Dimensional Composition. CRRC: 0668-01… |
| RES-2001011 | HVAC / heat pump | Expired Permit | Iss. Jan 21, 2020 | $11,433 | No Duct Work Permitted. Change-out Split System to Split System. The existing unit shall be removed. The new unit shall … |
| RES-1723132 | Plumbing / water heater / sewer | Finaled | Iss. Dec 18, 2017 | $1,800 | Change-out installation of Gas - 050 gallon to Gas - 050 gallon, located inside building, screening not required. |