1028 2nd St
Sacramento 95814 · Old Sacramento · City of Sacramento · Coordinates: 38.58233, -121.50479
Executive Verdict · Public-Records Synthesis
Zoned C-3-SPD in City of Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $530,000 ($466,000–$594,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$21,683 contributory est.)
Public building records show issued construction/renovation work on this parcel (27 total permits, latest Oct 7, 2025).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Old Sacramento
12 substantial renovation & housing permits over 24 months (85.7 per 1,000 parcels vs. 30.4 citywide baseline) (#25 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Old Sacramento)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
all of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: 301 Capitol Mall (0.19 mi SE, fee estimate). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$6,492/yr at $530,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$541/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 6,685 sq ft (0.15 ac)
- Assessor use:
- Retail / Commercial · Restaurant · Dining
- Tax rate area:
- 03243
- Addresses on lot:
- 1026 2ND ST; 1028 2ND ST; 1030 2ND ST
Zoning & Land Use
C-3-SPD — Central Business District Zone (C)
2040 General Plan: Residential Mixed Use (FAR up to 2)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned C-3 (commercial): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned C-3 (commercial), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned C-3 (commercial), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (all of the lot) · FIRM panel 06067C0160J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $466,000 – $594,000 · Status: Off market
HUD Small Area FMR (ZIP 95814) · FY 2026
Studio $1,640 · 1BR $1,720 · 2BR $2,120 · 3BR $2,820 · 4BR $3,250
Developments Deserving Closer Investigation & Active Area Builders
- 301 Capitol Mall (Fee estimate)0.19 mi SE
In "Fee estimate" for 9.8 yr (since Jan 27, 2017), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (100 housing units, $200,000,000 declared valuation across 1 permit).
- 27 Story Residential Mixed Use (Fee estimate)0.23 mi S
In "Fee estimate" for 5.3 yr (since Aug 11, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (231 housing units, $112,000,000 declared valuation across 3 permits).
- Sacramento Commons - Capitol Towers Estimate (Fee estimate)0.44 mi SE
In "Fee estimate" for 10.7 yr (since Mar 3, 2016), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (218 housing units, $39,082,146 declared valuation across 1 permit).
- 800 K Mixed Use (Fee estimate)0.48 mi E
In "Fee estimate" for 9.7 yr (since Feb 16, 2017), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (92 housing units, $20,222,208 declared valuation across 1 permit).
Entity-resolved builders & contractors in ½ mile: El Camino Tile (14 on parcel, 14 in ½ mi · Plumbing / water heater / sewer); Solace Enterprises (2 on parcel, 3 in ½ mi · HVAC / heat pump); Timco Construction (1 on parcel, 3 in ½ mi · Commercial tenant improvement); Jr Construction (2 on parcel, 2 in ½ mi · Repair tied to a housing/code case); Boulevard Construction (1 on parcel, 1 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (27 permits, 0 grouped projects)
Showing 15 most recent permits| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| COM-2521166 | Plan revision / deferred submittal | Complete | App. Oct 7, 2025 | — | EPC - Revision to COM-2519622 for As-builts fire alarm plans. System went from wireless system to wired. |
| COM-2519622 | Plumbing / water heater / sewer | Finaled | Iss. Oct 7, 2025 | $11,679 | EPC - HDB case 20-025446. Replacement permit for COM-2502193, which was a replacement permit for COM-2318498. Last inspe… |
| COM-2502193 | Repair tied to a housing/code case | Expired Permit | Iss. Feb 6, 2025 | $77,859 | EPC - HDB case 20-025446. Replacement permit for COM-2318498. Last inspections were a partial Building and Planning Fram… |
| COM-2318498 | Fire alarm / sprinkler | Expired Permit | Iss. May 21, 2024 | $77,859 | EPC - hdb case 20-025446 PROJECT CONSISTS OF TENANT IMPROVEMENTS & VERIFICATIONS TO AN EXISTING HISTORIC BUILDING; TH… |