630 K St
Sacramento 95814 · Downtown · City of Sacramento · Coordinates: 38.58008, -121.49836
Executive Verdict · Public-Records Synthesis
Zoned C-3-SPD in City of Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $873,000 ($768,000–$978,000).
Upsides & Opportunities
- ✓ Documented permitted upgrades (+$292,611 contributory est.)
Public building records show issued construction/renovation work on this parcel (92 total permits, latest Feb 5, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
- ✓ Above-average reinvestment in Downtown
162 substantial renovation & housing permits over 24 months (114.0 per 1,000 parcels vs. 30.4 citywide baseline) (#33 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Downtown)
Watchouts & Due Diligence
- ! Mapped flood awareness zone (Zone X: minimal flood hazard)
about 79% of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
- ! 6 slow or stalled nearby projects within ½ mile
Closest lead: Central Sacramento Studios II (0.4 mi E, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
- ! Year 1 Prop 13 tax reset (~$10,402/yr at $873,000)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$867/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Parcel & Assessor
- Lot size:
- 18,737 sq ft (0.43 ac)
- Assessor use:
- Office · Office (General) · Multiple Stories
- Tax rate area:
- 03187
- Addresses on lot:
- 620 K ST; 630 K ST; 630 K ST STE 100 STE 100
Zoning & Land Use
C-3-SPD — Central Business District Zone (C)
2040 General Plan: Residential Mixed Use (FAR up to 15)
State Housing Pathways Screen (ADU & SB 9)
- ADU or junior ADUUnlikely
Zoned C-3 (commercial): the zone doesn't allow homes, so state ADU rules don't apply.
- SB 9: two homes on the lotUnlikely
Zoned C-3 (commercial), not a single-family residential zone.
- SB 9: split into two lotsUnlikely
Zoned C-3 (commercial), not a single-family residential zone.
Mapped Hazard Zones on This Lot
- CAL FIRE Fire Hazard Severity Zone
- Not in a State-mapped fire hazard severity zone
- FEMA National Flood Hazard Layer
- Zone X: minimal flood hazard (about 79% of the lot); Zone X: reduced flood risk due to levee (about 21% of the lot) · FIRM panel 06067C0180J, effective June 16, 2015
- CGS Alquist-Priolo Earthquake Fault Zone
- Not in an Alquist-Priolo Earthquake Fault Zone
Surrounding Rent & Value Benchmarks (Public Records)
Range: $768,000 – $978,000 · Status: Off market
HUD Small Area FMR (ZIP 95814) · FY 2026
Studio $1,640 · 1BR $1,720 · 2BR $2,120 · 3BR $2,820 · 4BR $3,250
Developments Deserving Closer Investigation & Active Area Builders
- Central Sacramento Studios II (Issued)0.4 mi E
Active in "Issued" for 2.4 yr (first record Jun 26, 2024) with no new permit activity recorded in 13 mo. High-impact scale (52 housing units, 51 deed-restricted affordable, $9,500,000 declared valuation across 18 permits). current_status changed to "Verify" in snapshot Nov 1, 2026.
- Canopy Hotel (In review)0.15 mi SE
In "In review" for 8.1 yr (since Oct 2, 2018), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (55 housing units, $90,000,000 declared valuation across 3 permits).
- 218 new homes at 930 K St (Fee estimate)0.22 mi E
In "Fee estimate" for 7.8 yr (since Jan 18, 2019), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (218 housing units, $49,590,693 declared valuation across 1 permit).
- 918 J Façade Remodel (Entitled)0.23 mi E
In "Entitled" for 5.5 yr (since May 26, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (10 housing units across 0 permits).
Entity-resolved builders & contractors in ½ mile: Descor (6 on parcel, 20 in ½ mi · Commercial tenant improvement); Terra Nova Industries (10 on parcel, 12 in ½ mi · Commercial tenant improvement); Schetter Electric (1 on parcel, 12 in ½ mi · Remodel / interior alteration); Swinerton Builders (5 on parcel, 8 in ½ mi · Commercial tenant improvement); Cirks Construction (2 on parcel, 4 in ½ mi · Commercial tenant improvement).
Permit & Project History on This Parcel (92 permits, 1 grouped projects)
Showing 15 most recent permits| Record # | Category | Status | Applied / Issued | Valuation | Description |
|---|---|---|---|---|---|
| SIG-2600528 | Sign | Finaled | Iss. Feb 5, 2026 | $35,141 | A) FABRICATE TWO REMOTE WIRED, LED LIT, HALO ILLUMINATED REVERSE PAN CHANNEL "SHAPES" WITH ROUTED OUT, PUSHTHRU COPY "… |
| COM-2516037 | Commercial tenant improvement | Expired Permit | Iss. Sep 26, 2025 | $2,000 | EPC - adding additional seating to expand dining area within existing space only no other work on this permit. |
| SIG-2503747 | Sign | Expired Permit | Iss. Apr 29, 2025 | $9,480 | 2 sets of front signs for the building |
| SIG-2502562 | Sign | Void | App. Feb 6, 2025 |