Sacramento 95820 · Central Oak Park · APN 014-0284-007-0000 · City of Sacramento
Since October 2024 within ½ mile: 21 homes completed, 141 permitted, 74 proposed or in review (165 of them deed-restricted affordable); 2 demolitions.
36 projects with a record in this window, grouped by us from permits and State housing reports. Units are as proposed on each project's latest record and counted at its current stage.
561 permits within ½ mile since October 2024
The map shows new construction, ADUs, demolitions, additions, and renovations. Routine systems work (roofs, HVAC, water heaters) is counted but not mapped. Unit counts are as stated on permits.
$524,000
Benchmark range: $461,000 – $587,000
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: permits located by parcel, ½ mile radius · Source updated Oct 1, 2026 · Retrieved Oct 22, 2026
Public-records benchmark estimate combining Zillow Home Value Index (Data provided by Zillow), Census ACS 5-year estimates, parcel land-use/lot characteristics, and issued building permits. Not an official appraisal.
Permit counts, by the date issued (or applied, if not yet issued). Lot splits are planning cases, which we don't have.
We read public zoning and hazard maps against state law (ADUs: Gov. Code 66314; SB 9: Gov. Code 65852.21 and 66411.7). Local rules, title, tenancy history and site conditions can change the answer. Check with City of Sacramento's planning department before relying on it.
Sources: City of Sacramento CDD, Zoning (retrieved Oct 22, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the State Responsibility Area (effective 2024-04-01) (retrieved Oct 26, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the Local Responsibility Area (map dated 2025-03-24) (retrieved Oct 26, 2026) · FEMA, National Flood Hazard Layer — flood hazard zones (retrieved Oct 26, 2026) · FEMA, National Flood Hazard Layer — FIRM panels (retrieved Oct 26, 2026) · California Geological Survey, Alquist-Priolo Earthquake Fault Zones (retrieved Oct 26, 2026) · Zoning classes: our classification of R-1 as single-family residential, checked against the zone description on Oct 24, 2026
Chronological history of building permit applications and issuances, snapshot-dated status changes, State housing entitlements, surrounding development within ½ mile, and area home-value trends.
In "Entitled" for 3.7 yr (since Feb 15, 2023), with no new permit record in 3.5 yr. · 1 unit · $75,000 declared valuation
In "Entitled" for 4.9 yr (since Dec 10, 2021), with no new permit record in 2.7 yr. · 1 unit · $17,000 declared valuation
In "Entitled" for 2.2 yr (since Aug 27, 2024), with no new permit record in 2.2 yr. · 1 unit
In "Entitled" for 2.2 yr (since Aug 27, 2024), with no new permit record in 2.2 yr. · 1 unit · $158,076 declared valuation
In "Entitled" for 2.1 yr (since Sep 4, 2024), with no new permit record in 2.1 yr. · 1 unit · $125,000 declared valuation
Permit issued and active for 3.3 yr (first record Jul 24, 2023), with no completion or new permit record in 20 mo. · 1 unit · $43,427 declared valuation
Nearby permit (15daee44c9fa39875b87c715e55f947e7f4e5a04): First appeared in published agency feed
Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Latest published Zillow Home Value Index (ZHVI) update
Changed from $394,280 in September 2025 to $394,550 in September 2026.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 95820 (not a parcel appraisal)
3811 45th St · 1 unit · $103,067 valuation
Records span Nov 5, 2025 to Sep 8, 2026 (1 permit).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
4031 12th Ave · 1 unit · $80,000 valuation
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
3662 40th St · 2 units · $473,703 valuation
Records span Nov 6, 2025 to Aug 7, 2026 (1 permit).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
4860 8th Ave · 1 unit · $36,418 valuation
Records span Apr 11, 2026 to Jul 16, 2026 (1 permit).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
3614 40th St · 1 unit · $96,932 valuation
Records span Apr 16, 2026 to Jun 12, 2026 (1 permit).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
3219 Santa Cruz Way · 1 unit · $380,000 valuation
Records span Sep 25, 2023 to May 21, 2026 (2 permits).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
5064 12th Ave · 2 units · $209,474 valuation
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
3406 50th St · 1 unit · $205,000 valuation
Records span Mar 12, 2026 to May 4, 2026 (1 permit).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
Electrical / panel permit issued (RES-2605824)
3840 45th Street res electrical permit minor no plans
Electrical Permit: Electrical panel upgrade from 100 amps to 225 amps. Carbon monoxide & Smoke alarms required. Reference CRC sections R315 & R314. · Declared valuation: $3,500 · Contractor: Lyubik'S Construction Inc
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: parcel
Electrical / panel permit application filed (RES-2605824)
3840 45th Street res electrical permit minor no plans
Electrical Permit: Electrical panel upgrade from 100 amps to 225 amps. Carbon monoxide & Smoke alarms required. Reference CRC sections R315 & R314. · Declared valuation: $3,500 · Contractor: Lyubik'S Construction Inc
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: parcel
3835 43rd St · 2 units · $200,530 valuation
Records span Sep 29, 2025 to Jan 22, 2026 (1 permit).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
4973 14th Ave · 1 unit · $129,732 valuation
Records span Dec 8, 2025 to Jan 22, 2026 (1 permit).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
3977 8th Ave · $35,000 valuation
Records span Sep 13, 2024 to Jan 8, 2026 (2 permits).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
Cross-referenced intelligence from our historical development graph—connecting parcels, permits, entity-resolved builders, empirical review-time distributions, and neighborhood renovation trends.
Explore full City of Sacramento development graph →Active in "Issued" for 5 yr (first record Oct 19, 2021) with no new permit activity recorded in 15 mo. High-impact scale (65 housing units, 98 deed-restricted affordable, $13,500,000 declared valuation across 36 permits).
Active in "In review" for 17 mo (first record May 14, 2025) with no new permit activity recorded in 12 mo. High-impact scale (68 housing units, $12,000,000 declared valuation across 1 permit).
Active in "Issued" for 7.3 yr (first record Jul 24, 2019) with no new permit activity recorded in 12 mo. High-impact scale (67 housing units, 66 deed-restricted affordable, $19,000,000 declared valuation across 14 permits).
Active in "Issued" for 21 mo (first record Feb 11, 2025) with no new permit activity recorded in 16 mo.
Active in "Entitled" for 2.2 yr (first record Aug 27, 2024) with no new permit activity recorded in 2.2 yr.
Active in "Entitled" for 3.7 yr (first record Feb 15, 2023) with no new permit activity recorded in 3.5 yr.
Substantial improvements (additions, interior remodels, ADUs, commercial TI, and new builds) across 2,004 parcels
−22.2% YoY
City baseline: 30.6 / 1k
48 in trailing 24m
Includes 23 ADUs
HUD Small Area Fair Market Rent · ZIP 95820
HUD FY 2026 · 40th-percentile gross rentCensus ACS 5-year median gross rent (all bedroom counts combined):
Area home-value benchmarks (not an appraisal)
ZIP & neighborhood mediansUnder California Proposition 13, the seller's historical assessed value does not carry over to a buyer. On sale, the parcel is reassessed at the purchase price: 1.00% base rate ($5,250/yr) + local voter-approved bond debt ($735/yr) + fixed direct levies/Mello-Roos ($450/yr).
Insurance & hazard context:
−$21,927/yr
Cash needed: $115,500
NOI: $9,929/yr
P&I: $2,655/mo
For $0/mo net cash flow
At $1,975/mo rent
| Scenario | Assumptions | Year 1 Rent | Year 1 Cash Flow | Cash-on-Cash | Break-Even Rent | Year 5 Cash Flow |
|---|---|---|---|---|---|---|
| Conservative | −8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth | $1,817/mo | −$2,054/mo | -21.3% | $4,684/mo | −$2,033/mo |
| Base (your inputs) | Your entered assumptions, 3.0%/yr rent growth | $1,975/mo | −$1,827/mo | -19.0% | $4,336/mo | −$1,694/mo |
| Optimistic (cap-limited) | +6% starting rent, 3% vacancy, 4.5%/yr rent growth (capped by local ordinance ceiling of 8.6%/yr) | $2,094/mo | −$1,697/mo | -17.6% | $4,235/mo | −$1,435/mo |
Rental regulatory context (informational only — not legal advice):
California AB 1482 (Tenant Protection Act, Civ. Code § 1947.12) caps annual rent increases at 5% + local CPI (max 10%) on covered properties. In City of Sacramento: Sacramento Tenant Protection Program (City Code Ch. 5.156) — 5% + CPI (8.6% cap effective July 1, 2026) for covered pre-1995 multifamily units. Official program rules ↗
Finaled / completed1 unitsJun 30, 2025 – Dec 4, 2025
We group related permits and State housing reports into projects. That grouping is our inference, not an official record.
3840 45th Street res electrical permit minor no plans
Electrical Permit: Electrical panel upgrade from 100 amps to 225 amps. Carbon monoxide & Smoke alarms required. Reference CRC sections R315 & R314.
DETACHED ADU
EPC -NEW DETACHED 1 BED, 1 BATH ADU AT 480 SQ.FT.SOLAR EXEMPT. NEW 125 AMP SUB PANEL CONNECTED TO THE MAIN HOUSE.Carbon monoxide & Smoke alarms required. Reference CRC sections R315 & R314. Water conserving fixtures are required to be installed throughout this residence per SB 407 (Note: Residences built after January 1, 1994 are exempt). “Any new landscaping done on this property is to be in compliance with the City’s Water Efficient Landscape Ordinance 15.92.” changes made at cycle 3 were not previously reviewed. new sewer line from ADU connected to the main house sewer line on the property, not the city sewer line. See site map.
E-Permit: Drain Line replacement or repair, 60 L.F.
E-Permit: Tear Off - No, Resheet - No, 1 layer(s), 25 squares of 30yr Laminated Dimensional Composition. In-progress inspection required if 10 squares or greater.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: parcel (APN) · Source updated Oct 1, 2026 · Retrieved Oct 22, 2026 · Applied and issued dates come from the city's Applied and Issued permit datasets. The city publishes current status without a date, so status changes are dated by the window between our snapshots.
| Report year | Project / record | Type | Entitled | Permitted | Completed | Deed-restricted |
|---|---|---|---|---|---|---|
| 2025 | DETACHED ADU(RES-2513679) | ADU · Renter | — | 1 (Dec 4, 2025) | — | — |
Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: project (parcel) · Retrieved Oct 26, 2026 · From City of Sacramento's Housing Element Annual Progress Reports. A project can appear in several report years as it moves from entitlement to permit to completion.
Source: City of Sacramento CDD, Zoning · Geography: zoning district polygon at parcel point · Source updated Oct 10, 2026 · Retrieved Oct 22, 2026
0.13 acres
Assessor's classification for assessment purposes. This is not zoning.
3836 45TH ST; 3840 45TH ST
Source: Sacramento County GIS, Parcels · Geography: parcel · Source updated Oct 25, 2026 · Retrieved Oct 25, 2026
Assessed values and limited building characteristics (Sacramento County Assessor)
Current roll value. This is assessed value, not market value.
Search by parcel number 014-0284-007-0000. Shows direct levies and special assessments.
Search the city's permit system by address or record number
The official flood hazard map for this location. Our reading of it is under What could be built here.
This site does not show owner names.