Sacramento 95833 · Gardenland · APN 250-0240-048-0000 · City of Sacramento
Zoned R-1 in City of Sacramento with likely ministerial ADU eligibility and mapped FEMA A99 flood due diligence; benchmark value $439,000 ($386,000–$492,000).
Zone R-1 allows residential use qualifying for ministerial ADU review under state law (6 ADU permits permitted within ¼ mile in 36 months).
Source: City of Sacramento zoning · CA Gov. Code 66314
On-parcel permit history is indexed through Jun 25, 2024, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Zone A99: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
Automated synthesis of indexed municipal, county, state, and federal public records — informational context only, not a formal appraisal, survey, or legal/tax determination.
$439,000
Benchmark range: $386,000 – $492,000
New single-family home (RES-2112103): Issued after 13 mo (9.1× the 45d median) — slower than 90% of new single-family home permits in City of Sacramento (median 45d, 90th pct 184d, n=3,657).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (review-time benchmark)
Closest lead: San Juan Road Subdivision (0.47 mi W, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$455/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Since November 2024 within ½ mile: 11 homes completed, 25 permitted, 4 proposed or in review (1 of them deed-restricted affordable).
37 projects with a record in this window, grouped by us from permits and State housing reports. Units are as proposed on each project's latest record and counted at its current stage.
336 permits within ½ mile since November 2024
The map shows new construction, ADUs, demolitions, additions, and renovations. Routine systems work (roofs, HVAC, water heaters) is counted but not mapped. Unit counts are as stated on permits.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: permits located by parcel, ½ mile radius · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026
Public-records benchmark estimate combining Zillow Home Value Index (Data provided by Zillow), Census ACS 5-year estimates, parcel land-use/lot characteristics, and issued building permits. Not an official appraisal.
Permit counts, by the date issued (or applied, if not yet issued). Lot splits are planning cases, which we don't have.
We read public zoning and hazard maps against state law (ADUs: Gov. Code 66314; SB 9: Gov. Code 65852.21 and 66411.7). Local rules, title, tenancy history and site conditions can change the answer. Check with City of Sacramento's planning department before relying on it.
Sources: City of Sacramento CDD, Zoning (retrieved Nov 11, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the State Responsibility Area (effective 2024-04-01) (retrieved Nov 9, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the Local Responsibility Area (map dated 2025-03-24) (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — flood hazard zones (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — FIRM panels (retrieved Nov 9, 2026) · California Geological Survey, Alquist-Priolo Earthquake Fault Zones (retrieved Nov 9, 2026) · Zoning classes: our classification of R-1 as single-family residential, checked against the zone description on Oct 24, 2026
Chronological history of building permit applications and issuances, snapshot-dated status changes, State housing entitlements, surrounding development within ½ mile, and area home-value trends.
In "Entitled" for 6 yr (since Nov 13, 2020), with no new permit record in 6 yr. · 3 units
In "Entitled" for 5.7 yr (since Feb 26, 2021), with no new permit record in 5.7 yr. · 1 unit
In "Entitled" for 4.3 yr (since Jul 26, 2022), with no new permit record in 4.3 yr. · 82 units
In "Entitled" for 3.9 yr (since Dec 9, 2022), with no new permit record in 3.9 yr. · 2 units
In "In review" for 21 mo (since Jan 29, 2025), with no new permit record in 17 mo. · 1 unit · $295,622 declared valuation
In "In review" for 21 mo (since Feb 7, 2025), with no new permit record in 16 mo. · 1 unit · $221,731 declared valuation
Nearby hvac / heat pump (705 Norland Dr): Status changed from Issued to Finaled
Record RES-2621200 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Record RES-2603814 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby windows / doors / siding (3144 Western Ave): First appeared in published agency feed
Record RES-2623408 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby roof replacement (177 Sconce Way): Status changed from Issued to Finaled
Record RES-2620874 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby electrical / panel (3234 Nordyke Dr): Status changed from Issued to Expired Permit
Record RES-2522220 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby electrical / panel (415 Potomac Ave): Status changed from Issued to Finaled
Record RES-2617853 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Record RES-2526271 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby electrical / panel (636 Tenaya Ave): First appeared in published agency feed
Record RES-2623621 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby roof replacement (670 Regatta Dr): First appeared in published agency feed
Record RES-2622353 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby roof replacement (3121 Norstrom Way): Status changed from Issued to Finaled
Record RES-2620790 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby roof replacement (400 Winterhaven Ave): Status changed from Issued to Finaled
Record RES-2619339 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby solar / battery storage (2940 Vecino Dr): Status changed from Issued to Finaled
Record RES-2620552 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby general repair (3165 Normington Dr): First appeared in published agency feed
Record RES-2621693 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby general repair (370 Potomac Ave): First appeared in published agency feed
Record RES-2621598 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby electrical / panel (701 Norland Dr): Status changed from Issued to Finaled
Record RES-2523949 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Cross-referenced intelligence from our historical development graph—connecting parcels, permits, entity-resolved builders, empirical review-time distributions, and neighborhood renovation trends.
Explore full City of Sacramento development graph →In "Entitled" for 4.3 yr (since Jul 26, 2022), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (82 housing units across 0 permits).
In "In review" for 11 mo (since Dec 11, 2025), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657). current_status changed to "Ready-to-Issue" in snapshot Nov 1, 2026.
Issued after 13 mo (9.1× the 45d median) — slower than 90% of new single-family home permits in City of Sacramento (median 45d, 90th pct 184d, n=3,657).
Active in "Issued" for 2.6 yr (first record Mar 20, 2024) with no new permit activity recorded in 7 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
In "Entitled" for 5.7 yr (since Feb 26, 2021), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
In "In review" for 21 mo (since Feb 7, 2025), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657).
Substantial improvements (additions, interior remodels, ADUs, commercial TI, and new builds) across 1,027 parcels
+12.5% YoY
City baseline: 30.4 / 1k
17 in trailing 24m
Includes 8 ADUs
| Builder / contractor | Primary specialty | Here / ½ mi | ½ mi valuation | Citywide 24m trend |
|---|---|---|---|---|
| Fe Quero | New single-family home | 1 on parcel1 in ½ mi | $324,266 | 0 vs 0 prior |
| Riverland Homes Recent nearby: 3409 Pinecrest Way (Aug 12, 2026) | New single-family home | 16 in ½ mi | $5,516,423 | 42 vs 0 prior |
| Jackson Properties Recent nearby: 3614 Larchwood Dr (Nov 25, 2024) | New single-family home | 6 in ½ mi |
| Permit category | Sample (n) | 25th pct | Median (50th) | 75th pct | 90th pct | Recent 24m median |
|---|---|---|---|---|---|---|
| New single-family homeOn this parcel | 3,657 | 28d | 45d | 85d | 184d | 41d(vs 51d prior) |
| New duplex / half-plex | 115 | 82d | 184d | 416d | 575d | 144d(vs 361d prior) |
| New multifamily / condos / mixed-use | 199 | 125d | 210d | 365d | 627d | 199d(vs 289d prior) |
HUD Small Area Fair Market Rent · ZIP 95833
HUD FY 2026 · 40th-percentile gross rentCensus ACS 5-year median gross rent (all bedroom counts combined):
Area home-value benchmarks (not an appraisal)
ZIP & neighborhood mediansUnder California Proposition 13, the seller's historical assessed value does not carry over to a buyer. On sale, the parcel is reassessed at the purchase price: 1.00% base rate ($4,400/yr) + local voter-approved bond debt ($616/yr) + fixed direct levies/Mello-Roos ($450/yr).
Mapped hazard zone insurance context on this parcel:
Model adding a backyard ADU or garage conversion under California's Prop 13 blended new-construction assessment (existing house & land tax base stays intact; only ADU build cost is assessed) and SB 13 impact-fee rules.
−$12,477/yr
Cash needed: $96,800
NOI: $14,222/yr
P&I: $2,225/mo
For $0/mo net cash flow
At $2,475/mo gross rent
| Scenario | Assumptions | Year 1 Rent | Year 1 Cash Flow | Cash-on-Cash | Break-Even Rent | Year 5 Cash Flow |
|---|---|---|---|---|---|---|
| Conservative | −8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth | $2,277/mo | −$1,324/mo | -16.4% | $4,125/mo | −$1,287/mo |
| Base (your inputs) | Your entered assumptions, 3.0%/yr rent growth | $2,475/mo | −$1,040/mo | -12.9% | $3,818/mo | −$862/mo |
| Optimistic (cap-limited) | +6% starting rent, 3% vacancy, 4.5%/yr rent growth (capped by local ordinance ceiling of 8.6%/yr) | $2,624/mo | −$876/mo | -10.9% | $3,730/mo | −$539/mo |
Rental regulatory context (informational only — not legal advice):
California AB 1482 (Tenant Protection Act, Civ. Code § 1947.12) caps annual rent increases at 5% + local CPI (max 10%) on covered properties. In City of Sacramento: Sacramento Tenant Protection Program (City Code Ch. 5.156) — 5% + CPI (8.6% cap effective July 1, 2026) for covered pre-1995 multifamily units. Official program rules ↗
Finaled / completed1 unitsNov 2, 2020 – Jul 20, 2022
We group related permits and State housing reports into projects. That grouping is our inference, not an official record.
REVISION TO RES-2112103
EPC - REVISION TO RES-2112103 Changing attic instulation from R-49 to R-60 and gas water heater to electric hyrbid water heater.
REVISION TO RES-2112103
EPC - revision to RES-2112103 The system size called out for on the solar plans you provided is 2900W which is 2.9Kw which will be ok, the size that the T24 calls out for is for a 2.88Kw system. As long if the panels are rated at 2.88 or higher.
NSFR-One Story (4 bed/2 bath & Two 1/2 baths)
EPC - NSFR-One Story (4 bed/2 bath & Two 1/2 baths): Solar PV- Roof Top @ 2.88KW; Fire Sprinkler System; First Floor @ 2320 sf; Garage @ 483 sf; Front Porch @ 73 sf; Rear Covered Patio @ 152 sf; Smoke alarms and Carbon Monoxide detectors required; Water conserving fixtures required. “Any new landscaping done on this property is to be in compliance with the City’s Water Efficient Landscape Ordinance 15.92.” revision RES-2410512 The system size called out for on the solar plans you provided is 2900W which is 2.9Kw which will be ok, the size that the T24 calls out for is for a 2.88Kw system. As long if the panels are rated at 2.88 or higher. EPC - REVISION RES-2413912 Changing attic insulation from R-49 to R-60 and gas water heater to electric hybrid water heater.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: parcel (APN) · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026 · Applied and issued dates come from the city's Applied and Issued permit datasets. The city publishes current status without a date, so status changes are dated by the window between our snapshots.
| Report year | Project / record | Type | Entitled | Permitted | Completed | Deed-restricted |
|---|---|---|---|---|---|---|
| 2024 | NSFR-One Story (4 bed/2 bath & Two 1/2 baths)(RES-2112103) | SFD · Owner | — | 1 (Jul 20, 2022) | 1 (Jul 22, 2024) | — |
| 2022 | NSFR-One Story (4 bed/2 bath & Two 1/2 baths)(RES-2112103) | SFD · Owner | — | 1 (Jul 20, 2022) | — | — |
| 2020 | New SFR(DR20-168) | SFD · Owner | 1 (Nov 2, 2020) | — | — | — |
Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: project (parcel) · Retrieved Nov 9, 2026 · From City of Sacramento's Housing Element Annual Progress Reports. A project can appear in several report years as it moves from entitlement to permit to completion.
Source: City of Sacramento CDD, Zoning · Geography: zoning district polygon at parcel point · Source updated Nov 11, 2026 · Retrieved Nov 11, 2026
0.21 acres
Assessor's classification for assessment purposes. This is not zoning.
430 WINTERHAVEN AVE
Source: Sacramento County GIS, Parcels · Geography: parcel · Source updated Nov 8, 2026 · Retrieved Nov 8, 2026
Assessed values and limited building characteristics (Sacramento County Assessor)
Current roll value. This is assessed value, not market value.
Search by parcel number 250-0240-048-0000. Shows direct levies and special assessments.
Search the city's permit system by address or record number
The official flood hazard map for this location. Our reading of it is under What could be built here.
This site does not show owner names.
| $636,173 |
| 12 vs 23 prior−48% |
| DR Horton Recent nearby: 921 San Juan Rd (Jan 8, 2025) | New single-family home | 4 in ½ mi | $1,085,102 | 178 vs 4 prior |
| Genesis Quality Construction Recent nearby: 344 Potomac Ave (Dec 28, 2017) | New single-family home | 3 in ½ mi | $724,025 | 0 vs 0 prior |
| Beauty Home Construction Recent nearby: 3298 Northgate Blvd (Oct 28, 2025) | Commercial tenant improvement | 3 in ½ mi | $640,000 | 3 vs 0 prior |
| New Haven Homes Recent nearby: 343 Winterhaven Ave (Aug 25, 2016) | Demolition | 3 in ½ mi | $514,072 | 0 vs 0 prior |
| Golden Coast Construction And Restoration Recent nearby: 155 Danville Way (Feb 16, 2023) | Remodel / interior alteration | 3 in ½ mi | $355,272 | 6 vs 9 prior−33% |
| California Custom Sunrooms And Patio Covers Recent nearby: 380 Summer Garden Way (Apr 26, 2024) | Addition (adds square footage) | 3 in ½ mi | $92,400 | 9 vs 29 prior−69% |
| Clune Construction Recent nearby: 3315 Northgate Blvd (Jan 2, 2020) | Remodel / interior alteration | 2 in ½ mi | $750,000 | 0 vs 1 prior |
| Accessory dwelling unit (new or conversion) | 1,693 | 57d | 97d | 172d | 284d | 97d(vs 103d prior) |
| Addition (adds square footage) | 1,948 | 6d | 42d | 83d | 162d | 49d(vs 43d prior) |
| Remodel / interior alteration | 8,151 | 1d | 4d | 21d | 55d | 5d |
| Commercial tenant improvement | 2,366 | 30d | 63d | 119d | 201d | 61d(vs 64d prior) |
| Plan revision / deferred submittalOn this parcel | 69 | 26d | 41d | 93d | 190d | 35d(vs 46d prior) |
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Computed from issued permits with recorded application and issuance dates over the trailing 60 months. Categories with fewer than 20 permits are excluded.