Sacramento 95838 · Oak Knoll · APN 250-0540-102-0000 · City of Sacramento
Zoned R-1A in City of Sacramento with likely ministerial ADU eligibility and zero mapped flood, fire, or fault hazard overlaps; benchmark value $326,000 ($287,000–$365,000).
Zone R-1A allows residential use qualifying for ministerial ADU review under state law (6 ADU permits permitted within ¼ mile in 36 months).
Source: City of Sacramento zoning · CA Gov. Code 66314
On-parcel permit history is indexed through Mar 14, 2025, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
Automated synthesis of indexed municipal, county, state, and federal public records — informational context only, not a formal appraisal, survey, or legal/tax determination.
$326,000
Benchmark range: $287,000 – $365,000
Closest lead: New home at 5 Brookbay Way (400 ft S, issued). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$347/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Since November 2024 within ½ mile: 32 homes completed, 25 permitted, 8 proposed or in review (1 of them deed-restricted affordable); 1 commercial or mixed-use project.
66 projects with a record in this window, grouped by us from permits and State housing reports. Units are as proposed on each project's latest record and counted at its current stage.
172 permits within ½ mile since November 2024
The map shows new construction, ADUs, demolitions, additions, and renovations. Routine systems work (roofs, HVAC, water heaters) is counted but not mapped. Unit counts are as stated on permits.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: permits located by parcel, ½ mile radius · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026
Public-records benchmark estimate combining Zillow Home Value Index (Data provided by Zillow), Census ACS 5-year estimates, parcel land-use/lot characteristics, and issued building permits. Not an official appraisal.
Permit counts, by the date issued (or applied, if not yet issued). Lot splits are planning cases, which we don't have.
We read public zoning and hazard maps against state law (ADUs: Gov. Code 66314; SB 9: Gov. Code 65852.21 and 66411.7). Local rules, title, tenancy history and site conditions can change the answer. Check with City of Sacramento's planning department before relying on it.
Sources: City of Sacramento CDD, Zoning (retrieved Nov 11, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the State Responsibility Area (effective 2024-04-01) (retrieved Nov 9, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the Local Responsibility Area (map dated 2025-03-24) (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — flood hazard zones (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — FIRM panels (retrieved Nov 9, 2026) · California Geological Survey, Alquist-Priolo Earthquake Fault Zones (retrieved Nov 9, 2026) · Zoning classes: our classification of R-1A as two-family residential, checked against the zone description on Oct 24, 2026
Chronological history of building permit applications and issuances, snapshot-dated status changes, State housing entitlements, surrounding development within ½ mile, and area home-value trends.
Permit issued and active for 4.9 yr (first record Dec 7, 2021), with no completion or new permit record in 17 mo. · 1 unit · $272,334 declared valuation
Permit issued and active for 4.5 yr (first record May 19, 2022), with no completion or new permit record in 17 mo. · 1 unit · $291,277 declared valuation
Permit issued and active for 4.2 yr (first record Aug 30, 2022), with no completion or new permit record in 17 mo. · 1 unit · $261,487 declared valuation
Permit issued and active for 4.2 yr (first record Aug 31, 2022), with no completion or new permit record in 17 mo. · 1 unit · $250,274 declared valuation
Permit issued and active for 4.2 yr (first record Aug 30, 2022), with no completion or new permit record in 11 mo. · 1 unit · $251,429 declared valuation
Permit issued and active for 4.2 yr (first record Aug 30, 2022), with no completion or new permit record in 11 mo. · 1 unit · $251,429 declared valuation
Nearby fire alarm / sprinkler (3870 Rosin Ct 150): First appeared in published agency feed
Record COM-2621572 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby other (0 Rosin Ct): First appeared in published agency feed
Record COM-2622971 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby other (0 Rosin Ct): First appeared in published agency feed
Record COM-2622968 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby new commercial / non-residential building (0 Rosin Ct): First appeared in published agency feed
Record COM-2622970 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby new garage / accessory structure (0 Rosin Ct): First appeared in published agency feed
Record COM-2622966 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Record RES-2508210 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby fire alarm / sprinkler (3870 Rosin Ct 150): First appeared in published agency feed
Record COM-2623611 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby other (0 Rosin Ct): First appeared in published agency feed
Record COM-2622967 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby addition (adds square footage) (4100 Northgate Blvd): Status changed from Triage Flood to Plan Check Target
Record COM-2621187 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby addition (adds square footage) (4100 Northgate Blvd): Applied date changed from 2026-09-23 to 2026-10-15
Record COM-2621187 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (3840 Rosin Ct 170): Status changed from Plan Check Target to Issued
Record COM-2619100 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (3840 Rosin Ct 170): Issued date changed from (blank) to 2026-10-12
Record COM-2619100 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby solar / battery storage (30 Shiva Ct): First appeared in published agency feed
Record RES-2623111 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (4100 Northgate Blvd): Status changed from Plan Check Target to Plan Check Wait
Record COM-2621287 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (3810 Rosin Ct 100): First appeared in published agency feed
Record COM-2622505 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Cross-referenced intelligence from our historical development graph—connecting parcels, permits, entity-resolved builders, empirical review-time distributions, and neighborhood renovation trends.
Explore full City of Sacramento development graph →Active in "Issued" for 4.9 yr (first record Dec 7, 2021) with no new permit activity recorded in 17 mo. current_status changed to "Expired Permit" in snapshot Nov 1, 2026.
Active in "Issued" for 4.5 yr (first record May 19, 2022) with no new permit activity recorded in 17 mo.
Active in "Issued" for 19 mo (first record Apr 23, 2025) with no new permit activity recorded in 17 mo.
Active in "Issued" for 19 mo (first record Apr 23, 2025) with no new permit activity recorded in 17 mo.
Active in "Issued" for 4.2 yr (first record Aug 30, 2022) with no new permit activity recorded in 17 mo.
Active in "Issued" for 4.2 yr (first record Aug 31, 2022) with no new permit activity recorded in 17 mo.
| Builder / contractor | Primary specialty | Here / ½ mi | ½ mi valuation | Citywide 24m trend |
|---|---|---|---|---|
| Cec 1 | New single-family home | 6 on parcel107 in ½ mi | $19,716,209 | 8 vs 31 prior−74% |
| Walter Weston Keusder Recent nearby: 22 Morrison Ave (Jul 16, 2026) | New single-family home | 37 in ½ mi | $8,729,985 | 37 vs 3 prior |
| Ti Builders Recent nearby: 3870 Rosin Ct (Aug 10, 2022) | Commercial tenant improvement |
| Permit category | Sample (n) | 25th pct | Median (50th) | 75th pct | 90th pct | Recent 24m median |
|---|---|---|---|---|---|---|
| New single-family homeOn this parcel | 3,657 | 28d | 45d | 85d | 184d | 41d(vs 51d prior) |
| New duplex / half-plex | 115 | 82d | 184d | 416d | 575d | 144d(vs 361d prior) |
| New multifamily / condos / mixed-use | 199 | 125d | 210d | 365d | 627d | 199d(vs 289d prior) |
HUD Small Area Fair Market Rent · ZIP 95838
HUD FY 2026 · 40th-percentile gross rentCensus ACS 5-year median gross rent (all bedroom counts combined):
Area home-value benchmarks (not an appraisal)
ZIP & neighborhood mediansUnder California Proposition 13, the seller's historical assessed value does not carry over to a buyer. On sale, the parcel is reassessed at the purchase price: 1.00% base rate ($3,250/yr) + local voter-approved bond debt ($455/yr) + fixed direct levies/Mello-Roos ($450/yr).
Insurance & hazard context:
Model adding a backyard ADU or garage conversion under California's Prop 13 blended new-construction assessment (existing house & land tax base stays intact; only ADU build cost is assessed) and SB 13 impact-fee rules.
−$6,583/yr
Cash needed: $71,500
NOI: $13,138/yr
P&I: $1,643/mo
For $0/mo net cash flow
At $2,075/mo gross rent
| Scenario | Assumptions | Year 1 Rent | Year 1 Cash Flow | Cash-on-Cash | Break-Even Rent | Year 5 Cash Flow |
|---|---|---|---|---|---|---|
| Conservative | −8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth | $1,909/mo | −$787/mo | -13.2% | $3,008/mo | −$746/mo |
| Base (your inputs) | Your entered assumptions, 3.0%/yr rent growth | $2,075/mo | −$549/mo | -9.2% | $2,784/mo | −$390/mo |
| Optimistic (cap-limited) | +6% starting rent, 3% vacancy, 4.5%/yr rent growth (capped by local ordinance ceiling of 8.6%/yr) | $2,200/mo | −$411/mo | -6.9% | $2,719/mo | −$118/mo |
Rental regulatory context (informational only — not legal advice):
California AB 1482 (Tenant Protection Act, Civ. Code § 1947.12) caps annual rent increases at 5% + local CPI (max 10%) on covered properties. In City of Sacramento: Sacramento Tenant Protection Program (City Code Ch. 5.156) — 5% + CPI (8.6% cap effective July 1, 2026) for covered pre-1995 multifamily units. Official program rules ↗
Finaled / completed1 unitsDec 7, 2021 – Mar 14, 2025
We group related permits and State housing reports into projects. That grouping is our inference, not an official record.
MOREY/MORRISON PLAN 3 SCIP PARTICIPATING DEVELOPMENT
This permit to complete work/gain final inspections for expired permit # RES-2125759. Original scope as follows; New, Plan Number null, Single Family, 2 Story, R-3 Residential, 1-2 Family, MP-2016856, Elevation: 25'-2", 1st Floor SqFt: 609, 2nd Floor SqFt: 840, 3rd Floor SqFt: 0, Garage SqFt: 259, Fire SqFt: 1449, Roof Cover: 63, Number of Bedrooms: 3, Number of Baths: 2.5, Option Package: Package 02, Option Package Description: Option 2 - Shingles, Solar PV Option Package:Solar Package 01, Solar Capacity (KW):3.15, Water conserving fixtures are required to be installed throughout this residence per SB 407 (Note: Residences built after January 1, 1994 are exempt).
MOREY/MORRISON PLAN 3 SCIP PARTICIPATING DEVELOPMENT
New, Plan Number null, Elevation 26'-1", Single Family, 2 Story, R-3 Residential, 1-2 family, MP-2016856, 609 1st Floor habitable Sq. Ft., 840 2nd Floor habitable Sq. Ft., 0 3rd Floor habitable Sq. Ft., 259 Garage Sq. Ft., 63 Sq. Ft. Roof Cover, Option Package Package 01, Option 2 - Cedar Siding, Solar Option Package Solar Package 01, 3.15 KW.
MOREY/MORRISON PLAN 3 SCIP PARTICIPATING DEVELOPMENT
New, Plan Number null, Elevation 26'-1", Single Family, 2 Story, R-3 Residential, 1-2 family, MP-2016856, 609 1st Floor habitable Sq. Ft., 840 2nd Floor habitable Sq. Ft., 0 3rd Floor habitable Sq. Ft., 259 Garage Sq. Ft., 63 Sq. Ft. Roof Cover, Option Package Package 01, Option 2 - Cedar Siding, Solar Option Package Solar Package 01, 3.15 KW.
PERMIT TO COMPLETE WORK ON EXPIRED PERMIT RES-2125759 MOREY/MORRISON PLAN 3 SCIP PARTICIPATING DEVELOPMENT
PERMIT TO COMPLETE WORK ON EXPIRED PERMIT RES-2125759 New, Plan Number null, Elevation 26'-1", Single Family, 2 Story, R-3 Residential, 1-2 family, MP-2016856, 609 1st Floor habitable Sq. Ft., 840 2nd Floor habitable Sq. Ft., 0 3rd Floor habitable Sq. Ft., 259 Garage Sq. Ft., 63 Sq. Ft. Roof Cover, Option Package Package 01, Option 2 - Cedar Siding, Solar Option Package Solar Package 01, 3.15 KW.Any new landscaping done on this property is to be in compliance with the City’s Water Efficient Landscape Ordinance 15.92.
MORRISON- REVISION TO RES-2125759
MORRISON- REVISION TO RES-2125759- Updated address and APN on Plans and App. Measurement from house to curb added. Setback changes clouded.
MORRISON
609 1st Floor habitable Sq. Ft., 840 2nd Floor habitable Sq. Ft., 0 3rd Floor habitable Sq. Ft., 259 Garage Sq. Ft., 63 Sq. Ft. Roof Cover, Option Package Package 01, Option 2 - Cedar Siding, Solar Option Package Solar Package 01, 3.15 KW. EPC - New, Plan Number null, Elevation 26'-1", Single Family, 2 Story, R-3 Residential, 1-2 family, MP-2016856. The landscaping for this project is required to be in compliance with the city’s Water Efficient Landscape Ordinance 15.92.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: parcel (APN) · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026 · Applied and issued dates come from the city's Applied and Issued permit datasets. The city publishes current status without a date, so status changes are dated by the window between our snapshots.
| Report year | Project / record | Type | Entitled | Permitted | Completed | Deed-restricted |
|---|---|---|---|---|---|---|
| 2025 | MOREY/MORRISON PLAN 3 SCIP PARTICIPATING DEVELOPMENT(RES-2503796) | SFD · Owner | — | 1 (Mar 14, 2025) | 1 (Sep 10, 2025) | — |
| 2022 | MORRISON(RES-2125759) | SFD · Owner | — | 1 (Jan 6, 2022) | — | — |
Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: project (parcel) · Retrieved Nov 9, 2026 · From City of Sacramento's Housing Element Annual Progress Reports. A project can appear in several report years as it moves from entitlement to permit to completion.
Source: City of Sacramento CDD, Zoning · Geography: zoning district polygon at parcel point · Source updated Nov 11, 2026 · Retrieved Nov 11, 2026
0.06 acres
Assessor's classification for assessment purposes. This is not zoning.
3840 WESTERN AVE
Source: Sacramento County GIS, Parcels · Geography: parcel · Source updated Nov 8, 2026 · Retrieved Nov 8, 2026
Assessed values and limited building characteristics (Sacramento County Assessor)
Current roll value. This is assessed value, not market value.
Search by parcel number 250-0540-102-0000. Shows direct levies and special assessments.
Search the city's permit system by address or record number
The official flood hazard map for this location. Our reading of it is under What could be built here.
This site does not show owner names.
| 8 in ½ mi |
| $7,473,400 |
| 0 vs 5 prior |
| Jackson Properties Recent nearby: 3614 Larchwood Dr (Nov 25, 2024) | New single-family home | 6 in ½ mi | $636,173 | 12 vs 23 prior−48% |
| Jones And Lamberti Builders Recent nearby: 3640 Northgate Blvd (Jan 7, 2021) | Commercial tenant improvement | 5 in ½ mi | $1,215,428 | 28 vs 33 prior−15% |
| Dynamic Trades Recent nearby: 175 Opportunity St (Nov 20, 2023) | Commercial tenant improvement | 4 in ½ mi | $2,126,000 | 1 vs 4 prior |
| Red Hill Construction Recent nearby: 3970 Pell Cir (Oct 24, 2018) | Commercial tenant improvement | 4 in ½ mi | $2,113,000 | 0 vs 0 prior |
| Pruitt And Son Lighting Installation Recent nearby: 198 Opportunity St 6 (Jun 6, 2018) | Remodel / interior alteration | 3 in ½ mi | $11,400 | 0 vs 0 prior |
| Jbs Builders Recent nearby: 3750 Rosin Ct (May 14, 2021) | Commercial tenant improvement | 2 in ½ mi | $1,381,053 | 1 vs 0 prior |
| Engineered Products A Pape Recent nearby: 3640 Northgate Blvd (Jul 23, 2020) | Commercial tenant improvement | 2 in ½ mi | $413,000 | 2 vs 2 prior |
| Accessory dwelling unit (new or conversion) | 1,693 | 57d | 97d | 172d | 284d | 97d(vs 103d prior) |
| Addition (adds square footage) | 1,948 | 6d | 42d | 83d | 162d | 49d(vs 43d prior) |
| Remodel / interior alteration | 8,151 | 1d | 4d | 21d | 55d | 5d |
| Commercial tenant improvement | 2,366 | 30d | 63d | 119d | 201d | 61d(vs 64d prior) |
| Plan revision / deferred submittalOn this parcel | 69 | 26d | 41d | 93d | 190d | 35d(vs 46d prior) |
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Computed from issued permits with recorded application and issuance dates over the trailing 60 months. Categories with fewer than 20 permits are excluded.