591 Clipper St

San Francisco · Noe Valley · Block/lot 6556/019A · San Francisco

Property brief (PDF)Timeline ↓Calculator ↓Official records ↓

What's changing nearby

Since October 2024 within ½ mile: 23 homes completed, 32 permitted, 19 proposed or in review.

46 projects with a record in this window, grouped by us from permits and State housing reports. Units are as proposed on each project's latest record and counted at its current stage.

1,382 permits within ½ mile since October 2024

New construction5 · 13 units
Adds housing (ADU)26 · 36 units
Demolition5
Additions & renovations493
Building systems651
Repairs48
Other154

The map shows new construction, ADUs, demolitions, additions, and renovations. Routine systems work (roofs, HVAC, water heaters) is counted but not mapped. Unit counts are as stated on permits.

Explore projects on the map →Explore sales & prices →

Source: San Francisco Department of Building Inspection, Building Permits · Geography: permits located by parcel, ½ mile radius · Retrieved Oct 31, 2026

Estimated price, listing status & sales records

Benchmark valuation & transaction history

Estimated PriceArea benchmark

$2,000,000

Benchmark range: $1,700,000 – $2,300,000

Listing StatusOff Market

Not currently listed for sale

Compare nearby sales & prices on map →

Last Sold & Tax Roll

No deed price in open GIS feed

Verify on Property Information Map

How this estimated price is calculated (Area ZHVI + ACS + Permit Benchmark)

Model monthly ownership cost ↓

1. Area home value baseline: Noe Valley Census ACS 5-year median home value ($2,000,000); $2,000,000
2. Parcel & lot adjustment (1.00×): Standard residential parcel (1.00× area baseline); +$0
3. Documented permitted improvements: No recent value-adding ADU, addition, or remodel permits recorded on this parcel; +$0

Public-records benchmark estimate combining Zillow Home Value Index (Data provided by Zillow), Census ACS 5-year estimates, parcel land-use/lot characteristics, and issued building permits. Not an official appraisal.

What could be built here

A screen, not a determination

ADU or junior ADU

Likely eligible

Zoned RH-2 (two-family residential): state law allows ADUs where homes are allowed.

What we couldn't check (4)

Setbacks, height and size limits in the local ADU ordinance
Utility and sewer capacity, fire access
Historic district or landmark status: we have no historic layer for this area yet.
Locally adopted fire hazard maps, which can be broader than the State's.

SB 9: two homes on the lot

Unlikely

Zoned RH-2 (two-family residential), not a single-family residential zone.

What we couldn't check (6)

Whether a tenant lived there in the last 3 years, or the building was withdrawn from rent under the Ellis Act
Rent-controlled or deed-restricted affordable housing on the lot
Wetlands, habitat, farmland, hazardous waste sites and conservation easements
Local SB 9 standards (size, setbacks, parking)
Historic district or landmark status: we have no historic layer for this area yet.
Locally adopted fire hazard maps, which can be broader than the State's.

SB 9: split into two lots

Unlikely

Zoned RH-2 (two-family residential), not a single-family residential zone.

What we couldn't check (6)

Owner-occupancy: the applicant must sign an affidavit to live in one of the homes for 3 years
Whether the lot was created by an earlier SB 9 split, or the owner split an adjacent lot
Whether a tenant lived there in the last 3 years, or the building was withdrawn from rent under the Ellis Act
Wetlands, habitat, farmland, hazardous waste sites and conservation easements
Historic district or landmark status: we have no historic layer for this area yet.
Locally adopted fire hazard maps, which can be broader than the State's.

Mapped hazards on this lot

Fire hazard severity zone: Not in a State-mapped zone
FEMA flood zone: Zone X: minimal flood hazardFIRM panel 0602980230A, effective March 23, 2021. Official flood map
Earthquake fault zone: Not in an Alquist-Priolo Earthquake Fault Zone

Built nearby: within ¼ mile since October 2023

New single-family home3
Accessory dwelling unit (new or conversion)10

See them on the map →

Permit counts, by the date issued (or applied, if not yet issued). Lot splits are planning cases, which we don't have.

We read public zoning and hazard maps against state law (ADUs: Gov. Code 66314; SB 9: Gov. Code 65852.21 and 66411.7). Local rules, title, tenancy history and site conditions can change the answer. Check with San Francisco's planning department before relying on it.

Sources: San Francisco Planning, Zoning Map – Zoning Districts (retrieved Oct 31, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the State Responsibility Area (effective 2024-04-01) (retrieved Oct 26, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the Local Responsibility Area (map dated 2025-03-24) (retrieved Oct 26, 2026) · FEMA, National Flood Hazard Layer — flood hazard zones (retrieved Oct 26, 2026) · FEMA, National Flood Hazard Layer — FIRM panels (retrieved Oct 26, 2026) · California Geological Survey, Alquist-Priolo Earthquake Fault Zones (retrieved Oct 26, 2026) · Zoning classes: our classification of RH-2 as two-family residential, checked against the zone description on Oct 24, 2026

Property & area intelligence timeline

103 events · 31 slow/stalled projects

Chronological history of building permit applications and issuances, snapshot-dated status changes, State housing entitlements, surrounding development within ½ mile, and area home-value trends.

Slow-moving or stalled projects (31)

Active projects spending 12+ months pre-issuance, 24+ months under construction, or 6+ months without new records

StalledNew commercial building at 591 Clipper StApplied
On this parcel
In "Applied" for 7.5 yr (since Apr 26, 2019), with no new permit record in 7.5 yr. · $10,000 declared valuation
Stalled808 Douglass StreetEntitled
0.15 mi N
In "Entitled" for 2.7 yr (since Feb 15, 2024), with no new permit record in 2.7 yr. · 1 unit
Stalled2 new homes at 654 28th StApplied
0.25 mi S
In "Applied" for 5.6 yr (since Apr 8, 2021), with no new permit record in 2.7 yr. · 2 units · $1,134,414 declared valuation
Stalled3 new homes at 892v Corbett AveIssued
0.45 mi NW
Permit issued and active for 5.5 yr (first record May 6, 2021), with no completion or new permit record in 2.6 yr. · 3 units · $2,100,000 declared valuation
StalledNew homeEntitled
0.34 mi SE
In "Entitled" for 2.5 yr (since May 2, 2024), with no new permit record in 2.5 yr. · 1 unit
StalledAccessory dwelling unit at 490 Collingwood StIssued
0.45 mi N
Permit issued and active for 6.4 yr (first record Jun 3, 2020), with no completion or new permit record in 2.4 yr. · 2 units · $206,086 declared valuation

202615 events

Oct 29, 2026 – Oct 30, 2026Snapshot windowNearby snapshot change
0.5 mi S
Nearby roof replacement (55 Ora Wy): Status changed from issued to complete
Record 202509306368 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 29, 2026 – Oct 30, 2026Snapshot windowNearby snapshot change
0.3 mi E
Nearby plumbing / water heater / sewer (4150 Cesar Chavez St): Status changed from reinstated to complete
Record 202608176685 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 29, 2026 – Oct 30, 2026Snapshot windowNearby snapshot change
0.18 mi NW
Nearby remodel / interior alteration (433 Hoffman Av): Status changed from issued to complete
Record 202609148056 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 29, 2026 – Oct 30, 2026Snapshot windowNearby snapshot change
0.45 mi SE
Nearby remodel / interior alteration (70 Zircon Pl): Status changed from filed to issued
Record 202610280015 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 29, 2026 – Oct 30, 2026Snapshot windowNearby snapshot change
0.45 mi SE
Nearby remodel / interior alteration (70 Zircon Pl): Issued date changed from (blank) to 2026-10-29
Record 202610280015 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 29, 2026 – Oct 30, 2026Snapshot windowNearby snapshot change
0.45 mi SE
Nearby remodel / interior alteration (70 Zircon Pl): Declared valuation changed from 0 to 20000
Record 202610280015 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 29, 2026 – Oct 30, 2026Snapshot windowNearby snapshot change
0.45 mi SE
Nearby remodel / interior alteration (70 Zircon Pl): Description text was updated
Record 202610280015 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 29, 2026 – Oct 30, 2026Snapshot windowNearby snapshot change
0.33 mi S
Nearby plan revision / deferred submittal (5238 Diamond Heights Bl): Declared valuation changed from 0 to 1
Record 202610280035 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 29, 2026 – Oct 30, 2026Snapshot windowNearby snapshot change
0.47 mi N
Nearby windows / doors / siding (456 Diamond St): First appeared in published agency feed
Record 202610290122 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 28, 2026 – Oct 29, 2026Snapshot windowNearby snapshot change
0.47 mi NE
Nearby remodel / interior alteration (3921 24th St): Status changed from suspend to cancelled
Record 201809049083 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 28, 2026 – Oct 29, 2026Snapshot windowNearby snapshot change
0.48 mi NE
Nearby remodel / interior alteration (950a Noe St): Status changed from suspend to cancelled
Record 201810112913 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 28, 2026 – Oct 29, 2026Snapshot windowNearby snapshot change
0.26 mi NE
Nearby commercial tenant improvement (4109 24th St): Status changed from issued to complete
Record 202605131212 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 28, 2026 – Oct 29, 2026Snapshot windowNearby snapshot change
0.31 mi SE
Nearby remodel / interior alteration (1621 Diamond St): Status changed from filed to issued
Record 202607215319 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 28, 2026 – Oct 29, 2026Snapshot windowNearby snapshot change
0.31 mi SE
Nearby remodel / interior alteration (1621 Diamond St): Issued date changed from (blank) to 2026-10-27
Record 202607215319 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile
Oct 28, 2026 – Oct 29, 2026Snapshot windowNearby snapshot change
0.31 mi SE
Nearby remodel / interior alteration (1621 Diamond St): Description text was updated
Record 202607215319 · Detected between snapshots
Source: San Francisco Department of Building Inspection, Building Permits · Snapshot diff within ½ mile

Showing 15 of 103 timeline events

Recorded sales & deed transfers: California county recorders do not publish open bulk deed-transfer feeds without owner-PII restrictions, so individual sale deeds are not redistributed here. For official assessment roll and recorded transfer history in San Francisco, inspect Property Information Map ↗.

Development graph & closer investigation

6 investigation leads

Cross-referenced intelligence from our historical development graph—connecting parcels, permits, entity-resolved builders, empirical review-time distributions, and neighborhood renovation trends.

Explore full San Francisco development graph →

Developments deserving closer investigation (6)

On this parcel & within ½ mile

New commercial building at 591 Clipper StAppliedNo new record in 7.5 yr
On this parcel
Active in "Applied" for 7.5 yr (first record Apr 26, 2019) with no new permit activity recorded in 7.5 yr.
Accessory dwelling unit at 729 Duncan StIssuedNo new record in 2.2 yr$1,397,000
0.23 mi S
Active in "Issued" for 4.8 yr (first record Jan 19, 2022) with no new permit activity recorded in 2.2 yr. High-impact scale (1 housing unit, $1,397,000 declared valuation across 1 permit).
2 new homes at 654 28th StAppliedNo new record in 2.7 yr$1,134,414
0.25 mi S
Active in "Applied" for 5.6 yr (first record Apr 8, 2021) with no new permit activity recorded in 2.7 yr. High-impact scale (2 housing units, $1,134,414 declared valuation across 5 permits).
Accessory dwelling unit at 34 Fountain StIssuedNo new record in 13 mo$1,306,085
0.25 mi NW
Active in "Issued" for 3.3 yr (first record Jul 24, 2023) with no new permit activity recorded in 13 mo. High-impact scale (1 housing unit, $1,306,085 declared valuation across 1 permit).
New home at 4257 23rd StIssuedNo new record in 2.2 yr$1,141,200
0.28 mi N
Active in "Issued" for 5.9 yr (first record Dec 4, 2020) with no new permit activity recorded in 2.2 yr. High-impact scale (1 housing unit, $1,141,200 declared valuation across 4 permits).
New home at 649 Duncan StIssuedNo new record in 2.3 yr$2,312,529
0.29 mi SE
Active in "Issued" for 5.2 yr (first record Aug 18, 2021) with no new permit activity recorded in 2.3 yr. High-impact scale (1 housing unit, $2,312,529 declared valuation across 1 permit).

Neighborhood renovation & housing momentum: Noe Valley

Substantial improvements (additions, interior remodels, ADUs, commercial TI, and new builds) across 5,770 parcels

Rank #23 of 37 neighborhoods in acceleration

Last 12m vs prior 12m: 327 vs 290 permits
24m rate per 1,000 parcels: 106.9
5-year substantial permits: 1,456
Housing additions (24m): 40 units

Ownership & rental scenario calculator

Prop 13 tax estimate & area benchmarks

Area rent & home-value benchmarks (kept separate from your assumptions)

Click any benchmark to pre-fill the calculator

HUD Metro Fair Market Rent · San Francisco, CA HUD Metro FMR Area

HUD FY 2026 · 40th-percentile gross rent

Census ACS 5-year median gross rent (all bedroom counts combined):

Noe Valley$3,308±$126

Area home-value benchmarks (not an appraisal)

ZIP & neighborhood medians

ACS Median Home Value · Noe ValleyCensus ACS 2020–2024 owner-occupied self-reported median

$2,000,000+

1. Purchase, financing & Prop 13 tax reassessment

Purchase price ($)Down payment (%)$400,000Interest rate (%)Loan termClosing costs (%)$40,000

Prop 13 post-purchase property tax estimate

$2,004/mo ($24,050/yr · 1.20%)

Under California Proposition 13, the seller's historical assessed value does not carry over to a buyer. On sale, the parcel is reassessed at the purchase price: 1.00% base rate ($20,000/yr) + local voter-approved bond debt ($3,600/yr) + fixed direct levies/Mello-Roos ($450/yr).

Voter bond rate (%)$3,600/yrDirect levies / Mello-Roos ($/yr)Check Property Information Map ↗

2. Your rent & operating assumptions

Monthly gross rent ($)Your assumptionVacancy allowance (%)−$180/moManagement (%)$274/moMaintenance (%)$180/moCapEx reserve (%)$180/moInsurance ($/mo)$1,980/yrHOA dues ($/mo)Owner utilities ($/mo)

Insurance & hazard context:

This lot is outside mapped CAL FIRE Fire Hazard Severity Zones and FEMA Special Flood Hazard Areas. California insurance costs still vary widely by roof age, electrical panel, and carrier underwriting; obtain a property-specific quote rather than relying on rules of thumb.

3. Scenario results (based on your assumptions)

Net monthly cash flow: −$9,496
Cash-on-cash return: -25.9%
Cap rate (Year 1 NOI): 0.37%
DSCR (NOI / debt): 0.06x
Break-even gross rent: $15,869/mo
Break-even vacancy: 0% (negative at full occ.)

Monthly cash-flow breakdown (Effective gross $3,420 − Operating $2,803 − Debt $10,113)

Gross scheduled rent$3,600

Vacancy allowance (5%)−$180

Effective gross income$3,420

Prop 13 property tax (1.20%)−$2,004

Property insurance−$165

Management (8%), maintenance (5%) & CapEx (5%)−$634

Net Operating Income (NOI)+$617

Mortgage principal & interest (1,600,000 loan)−$10,113

Net monthly cash flow−$9,496

4. Sensitivity & rent-stabilization ceiling (San Francisco)

Scenario	Assumptions	Year 1 Rent	Year 1 Cash Flow	Cash-on-Cash	Break-Even Rent	Year 5 Cash Flow
Conservative	−8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth	$3,312/mo	−$9,910/mo	-27.0%	$17,144/mo	−$9,943/mo
Base (your inputs)	Your entered assumptions, 3.0%/yr rent growth	$3,600/mo	−$9,496/mo	-25.9%	$15,869/mo	−$9,325/mo
Optimistic (cap-limited)	+6% starting rent, 3% vacancy, 4.2%/yr rent growth (capped by local ordinance ceiling of 4.2%/yr)	$3,816/mo	−$9,258/mo	-25.3%	$15,500/mo	−$8,897/mo

Rental regulatory context (informational only — not legal advice):

California AB 1482 (Tenant Protection Act, Civ. Code § 1947.12) caps annual rent increases at 5% + local CPI (max 10%) on covered properties. In San Francisco: San Francisco Rent Ordinance (Admin. Code Ch. 37) — annual allowable increase is 60% of Bay Area CPI (capped at 7%) for covered pre-June 1979 buildings. Official program rules ↗

Common statutory exemption signals under AB 1482

Housing issued a certificate of occupancy within the last 15 years (rolling exemption under AB 1482).
Separately alienable single-family homes or condominiums not owned by a corporation, REIT, or LLC with a corporate member (when required statutory notice is in the lease).
Owner-occupied duplexes where the owner occupied one unit from the start of the tenancy.

Development projects on this parcel

New commercial building at 591 Clipper St
AppliedApr 26, 2019 – Apr 26, 2019

We group related permits and State housing reports into projects. That grouping is our inference, not an official record.

Permit history on this parcel

2 records

Roof replacement202502069763
re-roofing: remove and replace roofing material / existing roofing material (in-kind)
re-roofing: remove and replace roofing material / existing roofing material (in-kind)
Applied
Feb 6, 2025
Issued
Feb 6, 2025
Recorded status
complete as of Feb 10, 2025
Declared valuation
$12,500
New commercial / non-residential building201904269109
to legalize 1-story, type 5, habitable accessory structure at rear of property. expand bathroom to add a shower. comply w/ nov# 201888091.
to legalize 1-story, type 5, habitable accessory structure at rear of property. expand bathroom to add a shower. comply w/ nov# 201888091.
Applied
Apr 26, 2019
Issued
Not issued
Recorded status
filed as of Apr 26, 2019
Declared valuation
$10,000

Source: San Francisco Department of Building Inspection, Building Permits · Geography: parcel (APN) · Retrieved Oct 31, 2026 · Filed, issued, and status dates come from the Department of Building Inspection, which dates each status change.

Housing activity reported to the State

No housing activity reported to the State for this parcel (2018–2025 reports).

Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: project (parcel) · Retrieved Oct 26, 2026 · From San Francisco's Housing Element Annual Progress Reports. A project can appear in several report years as it moves from entitlement to permit to completion.

Zoning & planning

Zoning: RH-2: RESIDENTIAL- HOUSE, TWO FAMILY code

Source: San Francisco Planning, Zoning Map – Zoning Districts · Geography: zoning district polygon at parcel point · Retrieved Oct 31, 2026

Parcel facts

Lot size: —
Parcel type: Lot
Addresses on parcel: 1

Source: San Francisco Planning / DataSF, Parcels – Active and Retired · Geography: parcel · Retrieved Oct 31, 2026

Official records

Property Information Map
Zoning, permits, planning cases, and assessor data for this lot (SF Planning)
Assessor-Recorder
Look up block/lot 6556/019A. Assessed value is not market value.
Property tax payment
Search by block/lot 6556/019A (SF Treasurer & Tax Collector)
DBI permit tracking
Search building permits, complaints, and inspections by address or block/lot
FEMA Flood Map Service Center
The official flood hazard map for this location. Our reading of it is under What could be built here.

This site does not show owner names.

Scenario

Assumptions

Year 1 Rent

Year 1 Cash Flow

Cash-on-Cash

Break-Even Rent

Year 5 Cash Flow

Conservative

−8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth

$3,312/mo

−$9,910/mo

-27.0%

$17,144/mo

−$9,943/mo

Base (your inputs)

Your entered assumptions, 3.0%/yr rent growth

$3,600/mo

−$9,496/mo

-25.9%

$15,869/mo

−$9,325/mo

Optimistic (cap-limited)

+6% starting rent, 3% vacancy, 4.2%/yr rent growth (capped by local ordinance ceiling of 4.2%/yr)

$3,816/mo

−$9,258/mo

-25.3%

$15,500/mo

−$8,897/mo