Sacramento 95833 · River Gardens · APN 274-0245-012-0000 · City of Sacramento
Zoned C-2-SPD in City of Sacramento and mapped FEMA A99 flood due diligence; benchmark value $516,000 ($454,000–$578,000).
Public building records show issued construction/renovation work on this parcel (5 total permits, latest Sep 11, 2026).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
Zone A99: 1% annual chance flood (Special Flood Hazard Area) overlaps this parcel. Expect mandatory flood insurance for federally backed loans and floodplain elevation/mitigation rules for new units or SB 9 applications.
Source: FEMA National Flood Hazard Layer (parcel polygon)
Closest lead: for 12 Unit Apartment Building (450 ft W, fee estimate). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
Automated synthesis of indexed municipal, county, state, and federal public records — informational context only, not a formal appraisal, survey, or legal/tax determination.
$516,000
Benchmark range: $454,000 – $578,000
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$528/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Since November 2024 within ½ mile: 76 homes completed, 4 permitted, 54 proposed or in review (66 of them deed-restricted affordable); 2 commercial or mixed-use projects.
24 projects with a record in this window, grouped by us from permits and State housing reports. Units are as proposed on each project's latest record and counted at its current stage.
200 permits within ½ mile since November 2024
The map shows new construction, ADUs, demolitions, additions, and renovations. Routine systems work (roofs, HVAC, water heaters) is counted but not mapped. Unit counts are as stated on permits.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: permits located by parcel, ½ mile radius · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026
Public-records benchmark estimate combining Zillow Home Value Index (Data provided by Zillow), Census ACS 5-year estimates, parcel land-use/lot characteristics, and issued building permits. Not an official appraisal.
Permit counts, by the date issued (or applied, if not yet issued). Lot splits are planning cases, which we don't have.
We read public zoning and hazard maps against state law (ADUs: Gov. Code 66314; SB 9: Gov. Code 65852.21 and 66411.7). Local rules, title, tenancy history and site conditions can change the answer. Check with City of Sacramento's planning department before relying on it.
Sources: City of Sacramento CDD, Zoning (retrieved Nov 11, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the State Responsibility Area (effective 2024-04-01) (retrieved Nov 9, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the Local Responsibility Area (map dated 2025-03-24) (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — flood hazard zones (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — FIRM panels (retrieved Nov 9, 2026) · California Geological Survey, Alquist-Priolo Earthquake Fault Zones (retrieved Nov 9, 2026) · Zoning classes: our classification of C-2 as commercial, checked against the zone description on Oct 24, 2026
Chronological history of building permit applications and issuances, snapshot-dated status changes, State housing entitlements, surrounding development within ½ mile, and area home-value trends.
Permit issued and active for 8.7 yr (first record Mar 9, 2018), with no completion or new permit record in 8.3 yr. · 1 unit · $270,875 declared valuation
In "Fee estimate" for 7.5 yr (since May 31, 2019), with no new permit record in 7.5 yr. · 12 units · $1,390,404 declared valuation
Permit issued and active for 7.1 yr (first record Oct 8, 2019), with no completion or new permit record in 5.9 yr. · 1 unit · $168,552 declared valuation
In "Entitled" for 5.8 yr (since Jan 22, 2021), with no new permit record in 5.8 yr. · 11 units
In "Entitled" for 5.5 yr (since May 19, 2021), with no new permit record in 5.5 yr. · 67 units
In "Entitled" for 4.4 yr (since Jun 28, 2022), with no new permit record in 4.4 yr. · 1 unit
Record COM-2512235 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Record COM-2512235 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby hvac / heat pump (2330 Northgate Blvd): First appeared in published agency feed
Record COM-2623894 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby plumbing / water heater / sewer (2617 Normington Dr): First appeared in published agency feed
Record RES-2621826 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby hvac / heat pump (324 Jefferson Ave): Status changed from Issued to Finaled
Record RES-2602618 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Record RES-2613993 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby hvac / heat pump (500 Jefferson Ave): Status changed from Issued to Finaled
Record RES-2612418 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby solar / battery storage (2713 Normington Dr): Status changed from Issued to Withdrawn
Record RES-2617163 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby hvac / heat pump (2737 Northglen St): First appeared in published agency feed
Record RES-2623629 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby plumbing / water heater / sewer (215 Peralta Ave): First appeared in published agency feed
Record RES-2623332 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (2300 Northgate Blvd 110): First appeared in published agency feed
Record COM-2622247 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby remodel / interior alteration (2630 Mysin Way): First appeared in published agency feed
Record RES-2622102 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (2351 Northgate Blvd): Status changed from Plan Check Target to Plan Check Wait
Record COM-2521211 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby hvac / heat pump (2267 Northgate Blvd): Status changed from Issued to Expired Permit
Record COM-2517476 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby solar / battery storage (800 Northey Dr): Status changed from Ready-to-Issue to Finaled
Record RES-2621145 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Cross-referenced intelligence from our historical development graph—connecting parcels, permits, entity-resolved builders, empirical review-time distributions, and neighborhood renovation trends.
Explore full City of Sacramento development graph →In "Fee estimate" for 7.5 yr (since May 31, 2019), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (12 housing units, $1,390,404 declared valuation across 1 permit).
In "Entitled" for 5.8 yr (since Jan 22, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (11 housing units across 0 permits).
In "Entitled" for 5.5 yr (since May 19, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (67 housing units across 0 permits).
In "Entitled" for 5.8 yr (since Feb 4, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (12 housing units, $2,505,854 declared valuation across 2 permits).
In "Entitled" for 3.9 yr (since Dec 21, 2022), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (21 housing units, $4,045,592 declared valuation across 3 permits).
In "In review" for 14 mo (since Sep 3, 2025), exceeding the 45d median and 184d 90th percentile for new single-family home permits in City of Sacramento (n=3,657). contractor changed to "updated" in snapshot Nov 1, 2026.
Substantial improvements (additions, interior remodels, ADUs, commercial TI, and new builds) across 495 parcels
−77.8% YoY
City baseline: 30.4 / 1k
11 in trailing 24m
Includes 5 ADUs
| Builder / contractor | Primary specialty | Here / ½ mi | ½ mi valuation | Citywide 24m trend |
|---|---|---|---|---|
| Ericsson | Remodel / interior alteration | 1 on parcel1 in ½ mi | $45,000 | 0 vs 2 prior |
| Xclusive Wireless Resources | Remodel / interior alteration | 1 on parcel1 in ½ mi | $22,500 | 0 vs 5 prior |
| Amatel | Solar / battery storage | 1 on parcel1 in ½ mi | $20,000 | 0 |
| Permit category | Sample (n) | 25th pct | Median (50th) | 75th pct | 90th pct | Recent 24m median |
|---|---|---|---|---|---|---|
| New single-family home | 3,657 | 28d | 45d | 85d | 184d | 41d(vs 51d prior) |
| New duplex / half-plex | 115 | 82d | 184d | 416d | 575d | 144d(vs 361d prior) |
| New multifamily / condos / mixed-use | 199 | 125d | 210d | 365d | 627d | 199d(vs 289d prior) |
| Accessory dwelling unit (new or conversion) |
HUD Small Area Fair Market Rent · ZIP 95833
HUD FY 2026 · 40th-percentile gross rentCensus ACS 5-year median gross rent (all bedroom counts combined):
Area home-value benchmarks (not an appraisal)
ZIP & neighborhood mediansUnder California Proposition 13, the seller's historical assessed value does not carry over to a buyer. On sale, the parcel is reassessed at the purchase price: 1.00% base rate ($5,150/yr) + local voter-approved bond debt ($721/yr) + fixed direct levies/Mello-Roos ($450/yr).
Mapped hazard zone insurance context on this parcel:
Model adding a backyard ADU or garage conversion under California's Prop 13 blended new-construction assessment (existing house & land tax base stays intact; only ADU build cost is assessed) and SB 13 impact-fee rules.
−$17,883/yr
Cash needed: $113,300
NOI: $13,367/yr
P&I: $2,604/mo
For $0/mo net cash flow
At $2,475/mo gross rent
| Scenario | Assumptions | Year 1 Rent | Year 1 Cash Flow | Cash-on-Cash | Break-Even Rent | Year 5 Cash Flow |
|---|---|---|---|---|---|---|
| Conservative | −8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth | $2,277/mo | −$1,775/mo | -18.8% | $4,754/mo | −$1,743/mo |
| Base (your inputs) | Your entered assumptions, 3.0%/yr rent growth | $2,475/mo | −$1,490/mo | -15.8% | $4,400/mo | −$1,319/mo |
| Optimistic (cap-limited) | +6% starting rent, 3% vacancy, 4.5%/yr rent growth (capped by local ordinance ceiling of 8.6%/yr) | $2,624/mo | −$1,327/mo | -14.1% | $4,298/mo | −$995/mo |
Rental regulatory context (informational only — not legal advice):
California AB 1482 (Tenant Protection Act, Civ. Code § 1947.12) caps annual rent increases at 5% + local CPI (max 10%) on covered properties. In City of Sacramento: Sacramento Tenant Protection Program (City Code Ch. 5.156) — 5% + CPI (8.6% cap effective July 1, 2026) for covered pre-1995 multifamily units. Official program rules ↗
CELL SITE MODIFICATIONS
TMOBILE PROPOSES TO REMOVE (12) EXISTING LEAD ACID BATTERIES FROM EXISTING BATTERY CABINET. REMOVE (4) EXISTING LEAD ACID BATTERIES FROM EXISTING 6102 BATTERY CABINET. INSTALL (8) NEW LITHIUM-ION BATTERIES IN EXISTING CABINET. INSTALL (1) NEW ESS SIGNAGE ON EXISTING BATTERY CABINET.
DISH WIRELESS - WIRELESS TOWER REMODEL
EPC - DISH - Add (3) antennas, Add 6 radio Units, new concrete pad, new equipment cabinet, along with other associated telecom equipment.
TMOBILE PANEL
EPC - Remove 100A main breaker and replace with 200A main breaker Remove Tesco panel and sub-panel and replace with PPC cabinet Install new H-Frame
tmoibile cell site
EPC - Modification to an existing T-Mobile telecommunications facility. Remove (3) antennas and existing mounts. Relocate (6) existing antennas from existing mount to new mount. Install (3) new antennas, (3) new Radios, (3) new Sector mounts, (1) new collar mount and (1) new hybrid cable. Remove (1) cabinet. Install (1) new SSC cabinet, (1) new battery cabinet, (3) BB 6630 for L2500 and (1) BB6648 for N2500 and (1) voltage booster.
Cell Site T-Mobile
Modification to existing unmanned telecommunications facility. Remove 3 existing antennas and replace with 3 new antennas. Install new T-Mobil hybrid cable.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: parcel (APN) · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026 · Applied and issued dates come from the city's Applied and Issued permit datasets. The city publishes current status without a date, so status changes are dated by the window between our snapshots.
No housing activity reported to the State for this parcel (2018–2025 reports).
Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: project (parcel) · Retrieved Nov 9, 2026 · From City of Sacramento's Housing Element Annual Progress Reports. A project can appear in several report years as it moves from entitlement to permit to completion.
Source: City of Sacramento CDD, Zoning · Geography: zoning district polygon at parcel point · Source updated Nov 11, 2026 · Retrieved Nov 11, 2026
0.41 acres
Assessor's classification for assessment purposes. This is not zoning.
615 NORTHFIELD DR
Source: Sacramento County GIS, Parcels · Geography: parcel · Source updated Nov 8, 2026 · Retrieved Nov 8, 2026
Assessed values and limited building characteristics (Sacramento County Assessor)
Current roll value. This is assessed value, not market value.
Search by parcel number 274-0245-012-0000. Shows direct levies and special assessments.
Search the city's permit system by address or record number
The official flood hazard map for this location. Our reading of it is under What could be built here.
This site does not show owner names.
| Apex Site Solutions | Remodel / interior alteration | 1 on parcel1 in ½ mi | $15,000 | 0 vs 3 prior |
| Excell Services | Remodel / interior alteration | 1 on parcel1 in ½ mi | $15,000 | 0 vs 0 prior |
| General Electrician And Contractor Merged: GENERAL ELECTRICIAN AND CONTRACTOR INC · GENERAL ELECTRICIAN AND CONTRACTOR INC. Recent nearby: 1955 Railroad Dr 120 (May 5, 2022) | Commercial tenant improvement | 6 in ½ mi | $1,478,405 | 1 vs 4 prior |
| Master Building Solutions Recent nearby: 34 Morell Ct (Sep 13, 2017) | New single-family home | 5 in ½ mi | $1,193,597 | 0 vs 0 prior |
| Loder Construction Recent nearby: 2080 Railroad Dr (Sep 4, 2019) | Commercial tenant improvement | 4 in ½ mi | $7,125,533 | 0 vs 0 prior |
| Absolut Electric Recent nearby: 1957 Railroad Dr (Sep 16, 2021) | Remodel / interior alteration | 4 in ½ mi | $758,500 | 0 vs 0 prior |
| Nolen Construction Recent nearby: 1957 Railroad Dr 110 (Nov 14, 2022) | Commercial tenant improvement | 3 in ½ mi | $1,336,090 | 0 vs 1 prior |
| 1,693 |
| 57d |
| 97d |
| 172d |
| 284d |
| 97d(vs 103d prior) |
| Addition (adds square footage) | 1,948 | 6d | 42d | 83d | 162d | 49d(vs 43d prior) |
| Remodel / interior alterationOn this parcel | 8,151 | 1d | 4d | 21d | 55d | 5d |
| Commercial tenant improvement | 2,366 | 30d | 63d | 119d | 201d | 61d(vs 64d prior) |
| Solar / battery storageOn this parcel | 3,950 | 0d | 3d | 8d | 27d | 2d |
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Computed from issued permits with recorded application and issuance dates over the trailing 60 months. Categories with fewer than 20 permits are excluded.