Sacramento 95814 · Downtown · APN 006-0104-004-0000 · City of Sacramento
Zoned C-3-SPD in City of Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $564,000 ($496,000–$632,000).
On-parcel permit history is indexed through Jun 26, 2025, letting you verify roof, HVAC, electrical, or structural work against seller disclosures.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
162 substantial renovation & housing permits over 24 months (114.0 per 1,000 parcels vs. 30.4 citywide baseline) (#33 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Downtown)
about 98% of the lot of the parcel intersects Zone X: minimal flood hazard. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
Automated synthesis of indexed municipal, county, state, and federal public records — informational context only, not a formal appraisal, survey, or legal/tax determination.
$564,000
Benchmark range: $496,000 – $632,000
Closest lead: 918 J Façade Remodel (0.13 mi N, entitled). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$573/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Since November 2024 within ½ mile: 280 homes completed, 61 permitted, 338 proposed or in review (277 of them deed-restricted affordable); 2 commercial or mixed-use projects.
14 projects with a record in this window, grouped by us from permits and State housing reports. Units are as proposed on each project's latest record and counted at its current stage.
655 permits within ½ mile since November 2024
The map shows new construction, ADUs, demolitions, additions, and renovations. Routine systems work (roofs, HVAC, water heaters) is counted but not mapped. Unit counts are as stated on permits.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: permits located by parcel, ½ mile radius · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026
Public-records benchmark estimate combining Zillow Home Value Index (Data provided by Zillow), Census ACS 5-year estimates, parcel land-use/lot characteristics, and issued building permits. Not an official appraisal.
Permit counts, by the date issued (or applied, if not yet issued). Lot splits are planning cases, which we don't have.
We read public zoning and hazard maps against state law (ADUs: Gov. Code 66314; SB 9: Gov. Code 65852.21 and 66411.7). Local rules, title, tenancy history and site conditions can change the answer. Check with City of Sacramento's planning department before relying on it.
Sources: City of Sacramento CDD, Zoning (retrieved Nov 11, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the State Responsibility Area (effective 2024-04-01) (retrieved Nov 9, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the Local Responsibility Area (map dated 2025-03-24) (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — flood hazard zones (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — FIRM panels (retrieved Nov 9, 2026) · California Geological Survey, Alquist-Priolo Earthquake Fault Zones (retrieved Nov 9, 2026) · Zoning classes: our classification of C-3 as commercial, checked against the zone description on Oct 24, 2026
Chronological history of building permit applications and issuances, snapshot-dated status changes, State housing entitlements, surrounding development within ½ mile, and area home-value trends.
In "Entitled" for 6.5 yr (since Apr 27, 2020), with no new permit record in 6.5 yr. · 1 unit · $23,796 declared valuation
In "In review" for 8.1 yr (since Oct 2, 2018), with no new permit record in 5.8 yr. · 55 units · $90,000,000 declared valuation
In "Entitled" for 5.8 yr (since Jan 15, 2021), with no new permit record in 5.8 yr. · 1 unit
In "Entitled" for 5.8 yr (since Jan 21, 2021), with no new permit record in 5.8 yr. · 137 units
In "Entitled" for 5.8 yr (since Feb 8, 2021), with no new permit record in 5.8 yr. · 73 units
In "Entitled" for 5.8 yr (since Feb 9, 2021), with no new permit record in 5.8 yr. · 2 units
Nearby permit (92ce9e9971d0e5911950ad803bf38cbff381947a): First appeared in published agency feed
Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby permit (792c1e9607e2695d2e5e168c15ca21d14489474c): First appeared in published agency feed
Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby permit (c81c12e562583fd5031bf5fc1c1b2d3aae7067d0): First appeared in published agency feed
Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby permit (c6ae48b6087da9b5c192cc94ff1dc2e33b894353): First appeared in published agency feed
Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (500 Capitol Mall 1050): Status changed from Plan Check Target to Issued
Record FPP-2621338 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (500 Capitol Mall 1050): Issued date changed from (blank) to 2026-10-20
Record FPP-2621338 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (500 Capitol Mall 1050): Project name changed from 500 CAPITOL MALL - SUITE 1150, TENAN IMPROVEMENT to 500 CAPITOL MALL - SUITE 1050, TENANT IMPROVEMENT
Record FPP-2621338 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (500 Capitol Mall 1050): Contractor changed from (blank) to J SUTTER BUILDERS
Record FPP-2621338 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby remodel / interior alteration (1000 J St): Status changed from Issued to Expired Permit
Record COM-2504529 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby sign (405 K St 170): Status changed from Plan Check Target to Ready-to-Issue
Record SIG-2619002 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby sign (405 K St 170): Project name changed from SIGN to SIGN - SACRAMENTO KINGS TEAM STORE
Record SIG-2619002 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (555 Capitol Mall 1090): Status changed from Plan Check Target to Plan Check Wait
Record COM-2616737 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (1228 N St): First appeared in published agency feed
Record COM-2621606 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby plan revision / deferred submittal (815 11th St): First appeared in published agency feed
Record COM-2621532 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby commercial tenant improvement (1000 G St 100): Status changed from Ready-to-Issue to Issued
Record FPP-2619923 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Cross-referenced intelligence from our historical development graph—connecting parcels, permits, entity-resolved builders, empirical review-time distributions, and neighborhood renovation trends.
Explore full City of Sacramento development graph →In "Entitled" for 5.5 yr (since May 26, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (10 housing units across 0 permits).
In "In review" for 8.1 yr (since Oct 2, 2018), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (55 housing units, $90,000,000 declared valuation across 3 permits).
In "Entitled" for 3.7 yr (since Mar 2, 2023), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (204 housing units across 0 permits).
In "In review" for 2.8 yr (since Jan 19, 2024), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (206 housing units, $61,800,000 declared valuation across 1 permit).
In "Entitled" for 5.8 yr (since Jan 21, 2021), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (137 housing units across 0 permits).
In "Fee estimate" for 3.3 yr (since Jul 13, 2023), exceeding the 241d median and 498d 90th percentile for new commercial / non-residential building permits in City of Sacramento (n=150). High-impact scale (28 housing units, $175,000,000 declared valuation across 1 permit).
Substantial improvements (additions, interior remodels, ADUs, commercial TI, and new builds) across 1,421 parcels
−15.9% YoY
City baseline: 30.4 / 1k
162 in trailing 24m
Includes 3 ADUs
| Builder / contractor | Primary specialty | Here / ½ mi | ½ mi valuation | Citywide 24m trend |
|---|---|---|---|---|
| Pan Sign | Sign | 1 on parcel1 in ½ mi | $8,000 | 0 vs 0 prior |
| Sacramento Control | Fire alarm / sprinkler | 1 on parcel1 in ½ mi | $600 | 0 vs 2 prior |
| Icon General Contractors Merged: ICON GENERAL CONTRACTORS INC · ICON GENERAL CONTRACTORS LLC Recent nearby: 925 L St (Oct 6, 2026) | Commercial tenant improvement | 256 in ½ mi |
| Permit category | Sample (n) | 25th pct | Median (50th) | 75th pct | 90th pct | Recent 24m median |
|---|---|---|---|---|---|---|
| New single-family home | 3,657 | 28d | 45d | 85d | 184d | 41d(vs 51d prior) |
| New duplex / half-plex | 115 | 82d | 184d | 416d | 575d | 144d(vs 361d prior) |
| New multifamily / condos / mixed-use | 199 | 125d | 210d | 365d | 627d | 199d(vs 289d prior) |
| Accessory dwelling unit (new or conversion) |
HUD Small Area Fair Market Rent · ZIP 95814
HUD FY 2026 · 40th-percentile gross rentCensus ACS 5-year median gross rent (all bedroom counts combined):
Area home-value benchmarks (not an appraisal)
ZIP & neighborhood mediansUnder California Proposition 13, the seller's historical assessed value does not carry over to a buyer. On sale, the parcel is reassessed at the purchase price: 1.00% base rate ($5,650/yr) + local voter-approved bond debt ($791/yr) + fixed direct levies/Mello-Roos ($450/yr).
Insurance & hazard context:
Model adding a backyard ADU or garage conversion under California's Prop 13 blended new-construction assessment (existing house & land tax base stays intact; only ADU build cost is assessed) and SB 13 impact-fee rules.
−$23,417/yr
Cash needed: $124,300
NOI: $10,866/yr
P&I: $2,857/mo
For $0/mo net cash flow
At $2,125/mo gross rent
| Scenario | Assumptions | Year 1 Rent | Year 1 Cash Flow | Cash-on-Cash | Break-Even Rent | Year 5 Cash Flow |
|---|---|---|---|---|---|---|
| Conservative | −8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth | $1,955/mo | −$2,196/mo | -21.2% | $5,020/mo | −$2,171/mo |
| Base (your inputs) | Your entered assumptions, 3.0%/yr rent growth | $2,125/mo | −$1,951/mo | -18.8% | $4,646/mo | −$1,806/mo |
| Optimistic (cap-limited) | +6% starting rent, 3% vacancy, 4.5%/yr rent growth (capped by local ordinance ceiling of 8.6%/yr) | $2,253/mo | −$1,811/mo | -17.5% | $4,538/mo | −$1,529/mo |
Rental regulatory context (informational only — not legal advice):
California AB 1482 (Tenant Protection Act, Civ. Code § 1947.12) caps annual rent increases at 5% + local CPI (max 10%) on covered properties. In City of Sacramento: Sacramento Tenant Protection Program (City Code Ch. 5.156) — 5% + CPI (8.6% cap effective July 1, 2026) for covered pre-1995 multifamily units. Official program rules ↗
SIGN
EPC - Install one set of 20"x132" halo lit LED channel letter sign
Cellular Communicator Installation
EPC - THE SCOPE OF THIS PROJECT IS TO INSTALL A NEW CELLULAR COMMUNICATOR TO AN EXISTING FIRE ALARM SYSTEM. EXISTING WIRING, DEVICES AND APPLIANCES SHALL REMAIN AS APPROVED AND INSTALLED AND SHALL NOT BE MODIFIED.
1020 K STREET
REFACING EXISTING PIZZA ROCK SIGN WITH NEW ILLUMINATYED PAN CHANNEL SIGN.
1020 K
Infill 3 existing openings in the basement at the demising walls.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: parcel (APN) · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026 · Applied and issued dates come from the city's Applied and Issued permit datasets. The city publishes current status without a date, so status changes are dated by the window between our snapshots.
No housing activity reported to the State for this parcel (2018–2025 reports).
Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: project (parcel) · Retrieved Nov 9, 2026 · From City of Sacramento's Housing Element Annual Progress Reports. A project can appear in several report years as it moves from entitlement to permit to completion.
Source: City of Sacramento CDD, Zoning · Geography: zoning district polygon at parcel point · Source updated Nov 11, 2026 · Retrieved Nov 11, 2026
0.29 acres
Assessor's classification for assessment purposes. This is not zoning.
1016 K ST; 1020 K ST; 1022 K ST
Source: Sacramento County GIS, Parcels · Geography: parcel · Source updated Nov 8, 2026 · Retrieved Nov 8, 2026
Assessed values and limited building characteristics (Sacramento County Assessor)
Current roll value. This is assessed value, not market value.
Search by parcel number 006-0104-004-0000. Shows direct levies and special assessments.
Search the city's permit system by address or record number
The official flood hazard map for this location. Our reading of it is under What could be built here.
This site does not show owner names.
| $43,276,171 |
| 39 vs 62 prior−37% |
| Browning Construction Recent nearby: 555 Capitol Mall 1200 (Oct 16, 2026) | Commercial tenant improvement | 66 in ½ mi | $6,475,040 | 5 vs 9 prior−44% |
| Bt Builders Recent nearby: 1201 K St 1615 (Sep 4, 2026) | Commercial tenant improvement | 59 in ½ mi | $12,723,347 | 10 vs 12 prior−17% |
| Jones And Lamberti Builders Recent nearby: 621 Capitol Mall 1525 (Oct 20, 2026) | Commercial tenant improvement | 58 in ½ mi | $14,374,708 | 28 vs 33 prior−15% |
| Marketone Builders Recent nearby: 660 J St (May 24, 2024) | Commercial tenant improvement | 48 in ½ mi | $30,894,271 | 10 vs 13 prior−23% |
| Pacific Ridge Builders Recent nearby: 1215 K St 1930 (Sep 22, 2026) | Commercial tenant improvement | 41 in ½ mi | $23,070,476 | 46 vs 10 prior+360% |
| White Star Construction Recent nearby: 1225 H St (Jun 21, 2024) | Commercial tenant improvement | 36 in ½ mi | $16,709,322 | 1 vs 13 prior−92% |
| Jeff Gunnell Construction Recent nearby: 428 J St (Oct 12, 2026) | Commercial tenant improvement | 33 in ½ mi | $6,597,630 | 19 vs 8 prior+138% |
| 1,693 |
| 57d |
| 97d |
| 172d |
| 284d |
| 97d(vs 103d prior) |
| Addition (adds square footage) | 1,948 | 6d | 42d | 83d | 162d | 49d(vs 43d prior) |
| Remodel / interior alteration | 8,151 | 1d | 4d | 21d | 55d | 5d |
| Commercial tenant improvementOn this parcel | 2,366 | 30d | 63d | 119d | 201d | 61d(vs 64d prior) |
| Fire alarm / sprinklerOn this parcel | 2,312 | 8d | 14d | 29d | 71d | 13d(vs 15d prior) |
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Computed from issued permits with recorded application and issuance dates over the trailing 60 months. Categories with fewer than 20 permits are excluded.