Sacramento 95826 · Ramona Village · APN 079-0242-004-0000 · City of Sacramento
Zoned MRD-SWR in City of Sacramento and zero mapped flood, fire, or fault hazard overlaps; benchmark value $502,000 ($442,000–$562,000).
Public building records show issued construction/renovation work on this parcel (9 total permits, latest Nov 16, 2023).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (parcel APN)
6 substantial renovation & housing permits over 24 months (40.8 per 1,000 parcels vs. 30.4 citywide baseline) (#99 of 102 neighborhoods).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) (Ramona Village)
all of the lot of the parcel intersects Zone X: reduced flood risk due to levee. Outside mandatory federal SFHA insurance rules, but check local drainage and finished-floor requirements.
Source: FEMA National Flood Hazard Layer (parcel polygon)
Automated synthesis of indexed municipal, county, state, and federal public records — informational context only, not a formal appraisal, survey, or legal/tax determination.
$502,000
Benchmark range: $442,000 – $562,000
Closest lead: for Student Housing (480 ft SW, fee estimate). Inspect timeline history before assuming near-term completion.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · HCD APR (½-mile radius)
Sale triggers reassessment to 1.00% base + ~0.14% voter debt (~$514/mo). Confirm exact Mello-Roos / CFD special assessments on the county tax bill.
Source: CA Const. Art. XIIIA (Prop 13) · County Tax Collector
Since November 2024 within ½ mile: 70 homes completed, 101 permitted (69 of them deed-restricted affordable); 2 demolitions; 1 commercial or mixed-use project.
5 projects with a record in this window, grouped by us from permits and State housing reports. Units are as proposed on each project's latest record and counted at its current stage.
89 permits within ½ mile since November 2024
The map shows new construction, ADUs, demolitions, additions, and renovations. Routine systems work (roofs, HVAC, water heaters) is counted but not mapped. Unit counts are as stated on permits.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: permits located by parcel, ½ mile radius · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026
Public-records benchmark estimate combining Zillow Home Value Index (Data provided by Zillow), Census ACS 5-year estimates, parcel land-use/lot characteristics, and issued building permits. Not an official appraisal.
Permit counts, by the date issued (or applied, if not yet issued). Lot splits are planning cases, which we don't have.
We read public zoning and hazard maps against state law (ADUs: Gov. Code 66314; SB 9: Gov. Code 65852.21 and 66411.7). Local rules, title, tenancy history and site conditions can change the answer. Check with City of Sacramento's planning department before relying on it.
Sources: City of Sacramento CDD, Zoning (retrieved Nov 11, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the State Responsibility Area (effective 2024-04-01) (retrieved Nov 9, 2026) · CAL FIRE Office of the State Fire Marshal, Fire Hazard Severity Zones in the Local Responsibility Area (map dated 2025-03-24) (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — flood hazard zones (retrieved Nov 9, 2026) · FEMA, National Flood Hazard Layer — FIRM panels (retrieved Nov 9, 2026) · California Geological Survey, Alquist-Priolo Earthquake Fault Zones (retrieved Nov 9, 2026) · Zoning classes: our classification of MRD as industrial, checked against the zone description on Oct 24, 2026
Chronological history of building permit applications and issuances, snapshot-dated status changes, State housing entitlements, surrounding development within ½ mile, and area home-value trends.
In "Fee estimate" for 10.9 yr (since Jan 6, 2016), with no new permit record in 10.9 yr. · 92 units · $11,938,900 declared valuation
In "Fee estimate" for 10.8 yr (since Jan 26, 2016), with no new permit record in 10.8 yr. · $1,100,000 declared valuation
In "Fee estimate" for 10.8 yr (since Feb 11, 2016), with no new permit record in 10.8 yr. · 6 units · $3,065,394 declared valuation
In "Fee estimate" for 10.2 yr (since Aug 18, 2016), with no new permit record in 10.2 yr. · $7,662,777 declared valuation
In "Fee estimate" for 9.3 yr (since Jul 28, 2017), with no new permit record in 9.3 yr. · $4,444,186 declared valuation
In "Fee estimate" for 8.9 yr (since Dec 19, 2017), with no new permit record in 8.9 yr. · $2,500,000 declared valuation
Nearby permit (b1c06ed8a11f52bc005c57b4f86ea219f536eb29): First appeared in published agency feed
Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby roof replacement (3630 Business Dr): Status changed from Issued to Finaled
Record COM-2618606 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby other (7399 San Joaquin St): Status changed from Issued to Finaled
Record COM-2612799 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby plumbing / water heater / sewer (3250 Ramona Ave): First appeared in published agency feed
Record COM-2623058 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby addition (adds square footage) (49 Bicentennial Cir): First appeared in published agency feed
Record COM-2621858 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby electrical / panel (2800 Power Inn Rd): First appeared in published agency feed
Record COM-2623758 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby plumbing / water heater / sewer (6860 San Joaquin St): First appeared in published agency feed
Record RES-2622064 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby roof replacement (3311 Power Inn Rd): First appeared in published agency feed
Record COM-2622093 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby plan revision / deferred submittal (2930 Ramona Ave): First appeared in published agency feed
Record COM-2623638 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby fire alarm / sprinkler (2930 Ramona Ave): Description text was updated
Record COM-2620572 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby roof replacement (7830 Cucamonga Ave): Status changed from Issued to Finaled
Record COM-2619454 · Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Nearby permit (a5e28b932c2d9ed9a80681ea4a3e628854de232a): First appeared in published agency feed
Detected between snapshots
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Snapshot diff within ½ mile
Latest published Zillow Home Value Index (ZHVI) update
Changed from $465,625 in September 2025 to $462,374 in September 2026.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 95826 (not a parcel appraisal)
3280 Ramona Ave · $4,231,300 valuation
Records span Dec 30, 2025 to Jun 22, 2026 (6 permits).
Source: City of Sacramento CDD, Issued Building Permits (Current Year) & HCD APR (grouped project within ½ mile)
Annual ZIP 95826 home-value index checkpoint
Changed from $480,304 in September 2024 to $465,625 in September 2025.
Source: Zillow Home Value Index (ZHVI) · Data provided by Zillow · Geography: ZIP 95826 (not a parcel appraisal)
Cross-referenced intelligence from our historical development graph—connecting parcels, permits, entity-resolved builders, empirical review-time distributions, and neighborhood renovation trends.
Explore full City of Sacramento development graph →In "Fee estimate" for 8.1 yr (since Sep 28, 2018), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (225 housing units, $33,000,000 declared valuation across 1 permit).
In "Fee estimate" for 10.9 yr (since Jan 6, 2016), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (92 housing units, $11,938,900 declared valuation across 1 permit).
In "Fee estimate" for 8.6 yr (since Apr 11, 2018), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (18 housing units, $2,827,185 declared valuation across 2 permits).
In "Entitled" for 6.9 yr (since Dec 12, 2019), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (101 housing units across 0 permits).
In "Fee estimate" for 8.2 yr (since Aug 31, 2018), exceeding the 210d median and 627d 90th percentile for new multifamily / condos / mixed-use permits in City of Sacramento (n=199). High-impact scale (6 housing units, $1,459,898 declared valuation across 64 permits).
In "Fee estimate" for 8.9 yr (since Dec 19, 2017), exceeding the 241d median and 498d 90th percentile for new commercial / non-residential building permits in City of Sacramento (n=150). High-impact scale ($2,500,000 declared valuation across 1 permit).
Substantial improvements (additions, interior remodels, ADUs, commercial TI, and new builds) across 147 parcels
Small prior baseline
City baseline: 30.4 / 1k
6 in trailing 24m
Includes 0 ADUs
| Builder / contractor | Primary specialty | Here / ½ mi | ½ mi valuation | Citywide 24m trend |
|---|---|---|---|---|
| Vmr Construction | Windows / doors / siding | 5 on parcel5 in ½ mi | $25,482 | 0 vs 0 prior |
| Alessandro Electric | Plan revision / deferred submittal | 2 on parcel2 in ½ mi | $11,500 | 0 vs 0 prior |
| First Choice Plumbing Sewer And Drain | Commercial tenant improvement | 1 on parcel1 in ½ mi | $1,800 |
| Permit category | Sample (n) | 25th pct | Median (50th) | 75th pct | 90th pct | Recent 24m median |
|---|---|---|---|---|---|---|
| New single-family home | 3,657 | 28d | 45d | 85d | 184d | 41d(vs 51d prior) |
| New duplex / half-plex | 115 | 82d | 184d | 416d | 575d | 144d(vs 361d prior) |
| New multifamily / condos / mixed-use | 199 | 125d | 210d | 365d | 627d | 199d(vs 289d prior) |
| Accessory dwelling unit (new or conversion) |
HUD Small Area Fair Market Rent · ZIP 95826
HUD FY 2026 · 40th-percentile gross rentCensus ACS 5-year median gross rent (all bedroom counts combined):
Area home-value benchmarks (not an appraisal)
ZIP & neighborhood mediansUnder California Proposition 13, the seller's historical assessed value does not carry over to a buyer. On sale, the parcel is reassessed at the purchase price: 1.00% base rate ($5,000/yr) + local voter-approved bond debt ($700/yr) + fixed direct levies/Mello-Roos ($450/yr).
Insurance & hazard context:
Model adding a backyard ADU or garage conversion under California's Prop 13 blended new-construction assessment (existing house & land tax base stays intact; only ADU build cost is assessed) and SB 13 impact-fee rules.
−$18,268/yr
Cash needed: $110,000
NOI: $12,071/yr
P&I: $2,528/mo
For $0/mo net cash flow
At $2,175/mo gross rent
| Scenario | Assumptions | Year 1 Rent | Year 1 Cash Flow | Cash-on-Cash | Break-Even Rent | Year 5 Cash Flow |
|---|---|---|---|---|---|---|
| Conservative | −8% starting rent, +3% vacancy, +3% combined maintenance/CapEx, 1.5%/yr rent growth | $2,001/mo | −$1,772/mo | -19.3% | $4,475/mo | −$1,741/mo |
| Base (your inputs) | Your entered assumptions, 3.0%/yr rent growth | $2,175/mo | −$1,522/mo | -16.6% | $4,142/mo | −$1,367/mo |
| Optimistic (cap-limited) | +6% starting rent, 3% vacancy, 4.5%/yr rent growth (capped by local ordinance ceiling of 8.6%/yr) | $2,306/mo | −$1,378/mo | -15.0% | $4,046/mo | −$1,083/mo |
Rental regulatory context (informational only — not legal advice):
California AB 1482 (Tenant Protection Act, Civ. Code § 1947.12) caps annual rent increases at 5% + local CPI (max 10%) on covered properties. In City of Sacramento: Sacramento Tenant Protection Program (City Code Ch. 5.156) — 5% + CPI (8.6% cap effective July 1, 2026) for covered pre-1995 multifamily units. Official program rules ↗
2947 RAMONA AVE - REVISION TO COM-2312380
EPC - REVISION TO COM-2312380: Install new 100 amp meter main to suite 08 not suite 10.
EPC - MAIN PANEL Ste # 10
EPC - MAIN PANEL Ste # 10 - Install new 100 amp meter main panel for sye # 10
5A Coffee Roaster
Install hard wired 5A coffee roaster.
D ARMSTRONG electrical
***Suite A1*** Safe off electrical / smud safety inspection
Floor Sink
EXPEDITED - Tie into 4" sewer main outside of building running appox 8 ft into build for 2" floor sink and run vent thru roof.
EPC REMODEL W/ PLANS UNIT #3
EPC Submittal - Remodel of Commercial Building - UNIT #3 INSTALLATION OF NEW ELECTRIC WATER HEATER, GAS PIPING, COFFEE ROASTERS, VENT HOODS
2945 Ramona - T1-11 REPLACEMENT APPROX 750sf
2945 Ramona Only, Replace existing T1-11 siding and Wood trim replacement, Like-4-Like
EPC Submittal - Remodel of Commercial Building - INSTALLATION OF NEW ELECTRIC WATER HEATER, GAS PIPING, COFFEE ROASTERS, VENT HOODS
THOMAS W/MARY D ARMSTRONG - SIDING
REPAIR APPROX. 350 SQ FT (3.5 SQUARES) OF DAMAGED TI-11 SIDING.
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Geography: parcel (APN) · Source updated Nov 1, 2026 · Retrieved Nov 3, 2026 · Applied and issued dates come from the city's Applied and Issued permit datasets. The city publishes current status without a date, so status changes are dated by the window between our snapshots.
No housing activity reported to the State for this parcel (2018–2025 reports).
Source: California HCD, Housing Element Annual Progress Report — Table A2 · Geography: project (parcel) · Retrieved Nov 9, 2026 · From City of Sacramento's Housing Element Annual Progress Reports. A project can appear in several report years as it moves from entitlement to permit to completion.
Source: City of Sacramento CDD, Zoning · Geography: zoning district polygon at parcel point · Source updated Nov 11, 2026 · Retrieved Nov 11, 2026
1.84 acres
Assessor's classification for assessment purposes. This is not zoning.
2945 RAMONA AVE; 2947 RAMONA AVE
Source: Sacramento County GIS, Parcels · Geography: parcel · Source updated Nov 8, 2026 · Retrieved Nov 8, 2026
Assessed values and limited building characteristics (Sacramento County Assessor)
Current roll value. This is assessed value, not market value.
Search by parcel number 079-0242-004-0000. Shows direct levies and special assessments.
Search the city's permit system by address or record number
The official flood hazard map for this location. Our reading of it is under What could be built here.
This site does not show owner names.
| 0 vs 0 prior |
| Sauren Construction And Electric | Electrical / panel | 1 on parcel1 in ½ mi | $750 | 0 vs 0 prior |
| Jackson Properties Recent nearby: 3575 Business Dr (May 30, 2024) | Commercial tenant improvement | 19 in ½ mi | $13,087,859 | 12 vs 23 prior−48% |
| Als Landclearing Recent nearby: 2601 Redding Ave (Jun 26, 2019) | Demolition | 12 in ½ mi | $146,500 | 0 vs 1 prior |
| Jones And Lamberti Builders Recent nearby: 7919 Folsom Blvd (May 7, 2020) | Commercial tenant improvement | 7 in ½ mi | $1,278,620 | 28 vs 33 prior−15% |
| Ascent Builders Recent nearby: 3280 Ramona Ave (Sep 23, 2026) | Commercial tenant improvement | 6 in ½ mi | $8,335,730 | 2 vs 0 prior |
| Amcal General Contractors Recent nearby: 2920 Ramona Ave (Jun 1, 2017) | New multifamily / condos / mixed-use | 5 in ½ mi | $46,746,778 | 0 vs 0 prior |
| Icon General Contractors Recent nearby: 3300 Business Dr (Mar 3, 2021) | Commercial tenant improvement | 4 in ½ mi | $982,957 | 39 vs 62 prior−37% |
| 1,693 |
| 57d |
| 97d |
| 172d |
| 284d |
| 97d(vs 103d prior) |
| Addition (adds square footage) | 1,948 | 6d | 42d | 83d | 162d | 49d(vs 43d prior) |
| Remodel / interior alterationOn this parcel | 8,151 | 1d | 4d | 21d | 55d | 5d |
| Commercial tenant improvementOn this parcel | 2,366 | 30d | 63d | 119d | 201d | 61d(vs 64d prior) |
| Electrical / panelOn this parcel | 11,023 | 0d | 0d | 0d | 5d | 0d |
Source: City of Sacramento CDD, Issued Building Permits (Current Year) · Computed from issued permits with recorded application and issuance dates over the trailing 60 months. Categories with fewer than 20 permits are excluded.